"It just takes a minute to complete and submit your Low Interest Credit Card UK application"
Why choose a low interest rate/APR credit card?
Low interest credit card is a good choice for people who plan to maintain a balance on their account and may not pay the full amount monthly due to tight financial budget.
Some of the low interest credit cards listed here have zero intro rate for balance transfer. This is a good deal if you carry high balances on other cards and need to transfer the balance.
Safe and secure online application with SSL encryption technology.
Get your low interest rate credit cards in UK offers and save hundreds on your account balances interest today!
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
For detailed card information or to apply,
click on the link next to the card of your choice and a new window will be opened for you.
Welcome to MBNA, the home of credit cards. You know who to trust and what you're looking for, so come on in and enjoy the benefits…
0% p.a. on balance transfers until your statement date in November 2009. 2.9% handling fee applies(minimum £3).
0% p.a. on card purchases until your statement date in January 2009 from the date your account is opened.
0% p.a. on transferring cash into your current account until your statement date in November 2009. 2.9% handling fee applies(minimum £3).
Typical rate 15.9% APR (variable).
Enjoy up to 56 days interest free - on card purchases, when you pay your statement balance in full and on time each month.
No annual fee
MBNA goes further to protect both you and your credit card with MBNA Secure.
Online Banking – Access your account to view your PIN, check your balance and transactions, set up direct debits, carry out balance transfers and much more.
Manage your account online - view your balance, credit limit and your last six months' transaction history online, all from the comfort of your home.
Free 24 hour worldwide Customer Satisfaction Helpline - wherever you are, whenever you need them, our Customer Satisfaction Representatives are just a Freephone call away.
Virtual Hold - have you ever been left hanging on the phone? We know how annoying that is, so we have a callback facility. You won't lose your place in the queue and we'll call you back as soon as a specialist is available.
Unlike some other lenders, we guarantee that if your application is successful the rate you apply for is the rate you’ll get - no exceptions!
6.3% interest on balance transfers until paid in full (no handling fee)
No annual fee.
14.9% APR Typical (variable)
Up to 56 interest-free days on card purchases if you pay your balance in full and on time each month, during the first six months.
Identity Protection Service – advice about protecting yourself from identity theft
Safer shopping with Fraud Protection – including chip and PIN, and watching for unusual spending on your account
Purchase Delivery Protection – protecting your online, phone or mail orders against loss or damage, from despatch to door (excludes second-hand goods and services)
Emergency help when travelling abroad
Great holiday deals with our Travel Service
Convenient online account management
Emergency cash advance and credit card replacement service
Text alerts five days before payment is due (opt in required)
The card that donates 50% of profits to projects that tackle climate change.
0% interest on balance transfers for 12 months from opening your account (2.5% handling fee applies)
5.9% purchase rate on public transport (excludes Transport for London) specific retailer offers.
Special offers on greener spend. Amazing offers & discounts with selected retailers (currently 12 strong partners for launch covering a broad spectrum of categories).
£25 off Ecotricity, 10% off Halfords cycles and accessories and many more.
No annual fee.
Typical 14.9% APR (variable)
Up to 56 interest-free days on purchases if you pay in full and on time each month.
Spend on your card and Barclaycard will donate 50% of profits to environmental projects that help reduce carbon emissions.
50% of net profits after tax (independently reviewed) from Barclaycard Breathe will be donated to Pure, the Clean Planet Trust (Registered Charity No. 1112249), to fund government-approved environmental projects. Minimum donation of £1 million in the first year.
Card is more environmentally friendly than current PVC cards, recycled paper where necessary (e.g. card carriers, PIN mailer), recycled card scheme on card reissue.
Barclaycard OnePulse is the only card to offer Oyster card, Credit and Cashless all in one card.
0% interest on balance transfers for 14 months from account opening (2.5% handling fee applies)
In-built Oyster card for the easiest and cheapest way to travel around London.
Go cashless with OneTouch, a new and quick way to pay for purchases of £10 and under.
No annual fee
14.9% APR Typical variable
Up to 56 interest-free days on card purchases if you pay your balance in full and on time, during the first six months.
Identity Protection Service - advice about protecting yourself from identity theft
Safer shopping with Fraud Protection on credit card transactions – including Chip and PIN, and watching for unusual spending on your account
Purchase Delivery Protection - buy new goods with your Barclaycard, and we'll cover you for any loss or damage that your supplier can't resolve. This includes online, telephone and even high street shopping, if the goods are delivered to your door (second-hand goods and services excluded)
Worldwide Assistance - emergency help when travelling abroad
Great holiday deals with our Travel Service
Convenient online account management
Emergency cash advance and card replacement service
Text alerts five days before payment is due (opt in required)
0% per annum on all purchases and balance transfers, fixed for the first five months from account opening, after which it will revert to the variable rate. A 2% balance transfer handling fee applies (minimum £5).
100 free Rebate Points when you use your GM Card for the first time (the equivalent to £100 saving off your new Vauxhall or Saab).
Rebate Points are earned at the rate of 3% of your spend, which means a total of £3 back for every £100 spent.
1 Rebate Point is equivalent to a £1 saving off the price of your new Vauxhall or Saab (subject to the Model Line Maximum).
Partner Points are earned on top of your normal Rebate Points whenever you shop at The GM Card Partners. The Partner Points rate is currently 3% of your spend. These include Thomson Holiday Shops (formerly Lunn Poly), Vauxhall Retailers and Saab Dealers. So, for every £100 spent you earn 3 Rebate Points and 3 Partner Points, totalling a £6 saving toward your next new Vauxhall/Saab.
Transfer your Rebate Points to an eligible family member who is not a GM Cardholder. A member of your family can benefit from your GM Card Rebate Points as long as they are not a GM Cardholder. You can transfer your points to an ‘eligible relative’ – your son, daughter, spouse, brother, sister, grandparent, niece, nephew, aunt, uncle, step-parent, step-children or in-laws.
Two GM Cardholders living at the same address can pool their Rebate Points. When redeeming your Rebate Points towards the purchase of a new Vauxhall or Saab, Rebate Points from separate accounts held by two GM Cardholders at the same address can be pooled.
Free additional Card(s).
Up to 56 days interest free for purchases when you pay your balance in full every month by the due date.
Minimum Credit limit £250, maximum credit limit subject to status.
Company car drivers can redeem up to 500 points at a time as vouchers, acceptable in high street retailers such as Debenhams, B&Q, Next, Thomson Holiday Shops, Travel Inns and Burtons.
Rebate Points have a 4 year life span - enabling Cardholders to accumulate their Rebate Points and redeem them within the usual 4 year renewal/repurchase cycle. Once a Rebate Point reaches its fourth anniversary, it is deleted from the Cardholders account.
Manage your account online to check balances and Rebate Points.
0% for 13 months on balances transferred within 30 days of you opening your account. 2.5% balance transfer fee applies (minimum £5)
Typical 16.9% APR variable
Up to 56 days' interest-free period on purchases when you pay your whole credit card balance (including any balance transfers) in full and on time.
No annual fee
Convenience and flexibility – pay your bills and manage your credit card online using Internet Banking, over the telephone or at your local branch.
Free additional credit card for your partner or other family member over 18.
If you hold Bank Account Plus, we'll refund 10% of any interest you pay on your HSBC Bank Credit Card during the assessment period (ending 31st August each year).*
Zero online fraud liability - for online transactions that were undertaken without the customer’s authority.
Convenience and flexibility - pay your bills and manage your credit card online using Internet Banking, over the telephone or at your local branch.
Advanced fraud detection systems - state of the art technology which monitors accounts for signs of any unusual activity in order to protect customers from fraud.
Verified by Visa - register for a private code which gives you added protection against unauthorised use of your card when you shop at participating online merchants.
Global assistance - card replacement service and emergency cash advance if the customer’s card is lost or stolen abroad
Welcome to MBNA, the home of credit cards. You know who to trust and what you're looking for, so come on in and enjoy the benefits…
Enjoy the rewards you want... when you want them
0% p.a. for 13 months on balance transfers made in the first 90 days. 2.9% handling fee applies(minimum £3).
0% p.a. on card purchases for 3 months.
0% p.a. for 13 months on cash transfers into your current account made in the first 90 days. 2.9% handling fee applies(minimum £3).
Earn 1 point for every £1 spent on card purchases.
Redeem your points for a select range of rewards including travel, entertainment, shopping vouchers, wines from around the world and even cash.
Typical rate 15.9% APR (variable).
Enjoy up to 56 days interest free - on card purchases, when you pay your statement balance in full and on time each month.
No annual fee
Online Banking – Access your account to view your PIN, check your balance and transactions, set up direct debits, carry out balance transfers and much more.
There is no liability or excess to pay for theft, loss or fraudulent Internet use - as long as you tell us as soon as your card cannot be found or you notice any unusual transactions on your account.
Free 24 hour worldwide Customer Satisfaction Helpline - wherever you are, whenever you need them, our Customer Satisfaction Representatives are just a Freephone call away.
Virtual Hold - have you ever been left hanging on the phone? We know how annoying that is, so we have a callback facility. You won't lose your place in the queue and we'll call you back as soon as a specialist is available.
Unlike some other lenders, we guarantee that if your application is successful the rate you apply for is the rate you’ll get - no exceptions!
The new MBNA Rewards American Express® Credit Card lets you get more from a credit card, and from life. With just one credit card you have the benefit of two great programmes:- MBNA Rewards* and American Express SelectsSM. So, whether you are shopping, travelling or going out for the evening, this credit card brings something extra to the experience.
An outstanding introductory balance transfer rate of just 0% p.a. - available for twelve months from the date your account is opened. 3% handling fee applies(minimum £3).
0% p.a. on card purchases for three months from the date your account is opened.
Earn 1 MBNA Reward point* for every £1 spent on card purchases.
Redeem your MBNA Reward points for a select range of rewards including travel, dream experiences, wines from around the world and even cash.
2,000 bonus MBNA Reward points on your first card purchase within 90 days of your account opening.†
Specially negotiated discounts, priviliges and bonus Reward points through our MBNA RewardsPlus partners, AVIS, CD WOW!, Charles Tyrwhitt, Habitat, Macdonald Hotels & Resorts and WHSmith.
Exclusive offers and discounts on the best leisure, dining and shopping offers through American Express SelectsSM.
Personalised VIP travel service with great offers on flights, hotels and holidays through MBNA TravelPlus.
Typical rate 15.9% APR (variable).
Enjoy up to 56 days interest free - on card purchases, when you pay your statement balance in full and on time each month.
No annual fee
Manage your account online - view your balance, credit limit and your last six months' transaction history online, all from the comfort of your home.
There is no liability or excess to pay for theft, loss or fraudulent Internet use - as long as you tell us as soon as your card cannot be found or you notice any unusual transactions on your account.
Free 24 hour worldwide Customer Satisfaction Helpline - wherever you are, whenever you need them, our Customer Satisfaction Representatives are just a Freephone call away.
Apply today and you'll be free to focus on the reasons why you went into business in the first place.
0% p.a. introductory rate on purchases for six months
Typical 15.9% APR variable ongoing
0% p.a. on Balance Transfers for six months
Up to 2% MoneyBack on all purchases
No Annual Fee
For no extra charge, you can add free Supplementary Cards for Employees to your Platinum Business Credit Card, earning you Business MoneyBack every time they spend.
Flexible repayment options and up to 56 days interest-free
Discounts and savings through the Small Business Savings Network
Safe and secure online application with SSL encryption technology.
All card applications are strictly confidential.