Compare and Apply online for MasterCard Credit Card UK
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MasterCard in United Kingdom
As at 31st December 2009, there are 38,727,000 MasterCard in UK, a decrease by 1,579,000 or 3.92% compares to 40,306,000 to for the same period in 2008.
These cards are made up of 30,982,000 accounts, where 21,001,000 are active i.e. had a balance outstanding. This is a much smaller decrease in the number
of cards compares to its rival in UK, Visa card. Nonetheless, the
decrease in number of cards is expected due to financial crisis worldwide where credit card issuers are more stringent in issuing of new cards while some old
accounts are being closed in the same time. The total purchases volume and value for MasterCard are not affected even though there is a reduction in the number of cards.
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Get the MasterCard credit card UK of your choice with exciting rewards today!
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
For detailed card information or to apply, click on the link next to the card of your choice and a new window will be opened for you.
When you take out a Virgin Credit Card, you get more than just a nice piece of plastic.
0% p.a. on Balance Transfers for 20 months*(Rate applies to transfers made in the first 60 days. Handling fee of 2.99% applies).
0% p.a. on Card Purchases for 3 months from the date your account is opened.
Voted best credit card for balance transfers. Moneyfacts Awards 2008 - Winner Best Credit Card Provider (Balance Transfer Rate).
No annual fee.
Representative 16.8% APR (variable)
Manage your account online or over the phone 24/7
Contactless payments - a quick & easy way to pay for purchases of £15 or less
Pay less interest on your balance
Awesome discounts like 5% off Virgin Holidays, discounted high street vouchers and more…
FREE Purchase Protection Insurance
FREE Travel Accident Insurance up to £100,000
Up to 50 interest-free days on card purchases if you pay your statement balance in full and on time every month
Representative Example:
16.8% p.a. (variable) on card purchases. This is equivalent to 16.8% APR representative (variable) based on a credit limit of £1,200.
* From the date your account is opened. Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions.
The Virgin Credit Card is promoted by Virgin Money Limited and issued by MBNA Europe Bank Limited, Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. Credit is available, subject to status,
only to UK residents aged 18 or over. As the Virgin Credit Card is issued by MBNA you can't transfer a balance from another credit card issued by them. We will monitor or record some phone calls. MBNA is authorised and regulated by the Financial Services Authority.
Earn even more Clubcard points. Collect 1 Clubcard point for every £4 you spend on your Clubcard Credit Card(Must have available credit. 1 point awarded per £4 spent in each purchase transaction (£4 min)). Representative 16.9% APR (variable)
0% interest for 15 months on ALL purchases from account opening
0% interest for 9 months on balance transfers from account opening (2.9% fee)
Ten lucky Tesco MasterCard customers will win £1,500 towards the cost of Christmas.
Every time you make a purchase on your Tesco MasterCard between 24 October and 5 January 2012, you will be entered into a prize draw to win £1,500 (terms and conditions apply).
Apply online for an instant decision
Representative Example:
16.9% APR representative(variable). Based on a credit limit of £1,200* and purchase rate 16.9% p.a.(variable)
Your credit limit may vary depending on your circumstances
If you love shopping online, the Click Card is designed for you
The credit card for people with a very good credit history
Exclusive access to great brand discounts with eXtras plus
With eXtras plus, we'll treat you to exclusive online discounts with leading fashion, travel and lifestyle brands.
Enhanced security
9.9% p.a. variable on purchases, balance transfers and cash withdrawals
No annual fee
Identity Theft Protection
Online account management with paperless statements
You can pay your bill online by accessing your account anytime, anywhere. You can also set up a monthly email alert to remind you when your payments are due.
Up to maximum 56 days interest free period for purchases where the balance is paid in full every month.
Free Purchase Protection Insurance
For peace of mind many of the things you buy are now covered against loss, damage or theft for 100 days after purchase with this free insurance.
Add up to 3 extra cardholders to your account
You can give your partner, a member of your family or even a close friend a credit card on your account. When you already have so many bank and card accounts to manage, this is a great way of keeping your finances in one place.
Apply now and get a response in 60 seconds
Representative example
Assuming a credit limit of £1,200 and an interest rate on purchases of 9.94% p.a. variable, you will receive a 9.9% APR representative variable.
Why choose the Click Card
Designed for people who want more rewards and enhanced security while doing what they love most - shopping online!
The Click Card gives you unlimited access to exclusive rewards with leading fashion, travel and lifestyle brands and provides enhanced security to keep your card protected. We'll also send you new and exciting discounts every three months.
Although it's designed for online shopping you can also use your Click Card on the High Street like any other credit card. Don't forget, Click Card has our lowest APR on purchases too.
Our best ever 0% balance transfer offer
Enjoy 0% interest for 20 months on your balance transfers. And pay 0% on purchases for 6 months from account opening.
0% balance transfers for 20 months(3.2% fee - min £5) - when you transfer your balances within three months of account opening
0% interest on purchases – for 6 months from account opening
No annual fee
Up to 56 days interest free on purchases if you pay your balance in full and on time, and have paid the previous month’s balance in full and on time
Daily cash advance. Use your Platinum Credit Card to get up to £750 each day (depending on your credit limit) from cash machines worldwide. Subject to a 3% handling fee with a minimum £3.00.
Money transfers by phone. Transfer money from your Platinum Credit Card to any UK bank account. The minimum is £250 - and you just pay your money transfer rate from the date of the transfer.
Flexible credit limits. Need a little bit of breathing space for your finances? After six months you can ask us to review your credit limit.
Add a cardholder for free. Would your spouse, partner or a close friend enjoy the benefits of your credit card?
Control your credit card online. Check your balance whenever it suits - and pay your balance from almost any computer - PC or Apple Mac.
Pay by Direct Debit. Why worry about late payments? You can settle the balance in full or make the minimum payment.
Extra Rewards - Special discounts, Travel benefits and Wine offers
Royalties - get more from your credit card. If you are a Royalties current account customer you are guaranteed a 1% discount on the APR for which you qualify for at least 12 months.
Representative Example:
Representative 17.9% APR (variable) based on an assumed Credit Limit of £1,200. Standard interest rate for purchases: 17.95% p.a. (variable)
Our best ever 0% balance transfer offer
Transfer your existing balances and pay 0% for 20 months. Plus you could pay 0% on your purchases for 6 months from account opening.
0% on balance transfers for 20 months from account opening – if you switch your balances within three months of opening your account. 3.2% balance transfer fee - (minimum £5)
0% on purchases – for 6 months from account opening
Enjoy an interest free period on purchases - up to 56 days - if you pay your current and previous month's balance in full and on time
No annual fee
Manage your credit card online. Check your balance or make a payment from your computer.
Worry-free payments. A Direct Debit means you’ll always pay your bill on time. Settle the balance in full or make the minimum payment.
Credit limit increase. You can ask us to review your credit limit after you’ve had the card for six months.
Move funds to a bank account. You can transfer money from your Platinum Credit Card to any UK bank account. You simply pay your money transfer rate from the date of the transfer, and the minimum transfer is £250.
Cash advance. Your Platinum Credit Card gives you access to £750 each day, from cash machines around the world. The amount you can withdraw depends on your credit limit, and there’s a 3% handling fee - a minimum of £3.
Adding an additional cardholder for free allows you to share the benefits of your credit card with a spouse, partner or close friend
NatWest Wine Club. Look out for cardholder-only offers, as well as the occasional free gift.
NatWest Travel Service. Book holidays and work trips with a great choice of discounts, including air tickets and hotels.
Travel support. Turn to us for the lowdown on visas, passports, health and vaccinations before you travel. We can also forward documents or medical supplies while you’re travelling.
Medical support on your travels. Whether you become ill overseas or have an accident and need immediate treatment, we can arrange essential medical transport. Plus we can arrange for your dependent children to return to the UK.
1% off the APR for Advantage Gold customers – guaranteed on our standard credit card rate for at least 12 months
Representative Example:
Representative 17.9% APR (variable) based on an assumed Credit Limit of £1,200. Standard interest rate for purchases: 17.95% p.a. (variable)
We will not charge interest on purchases if you pay your balance in full and on time each month
Manageable monthly payments
Flexible payment dates
A friendly 24-hour customer helpline
Representative 35.9% APR(variable)
Be free to enjoy the benefits
Over 150,000 people in the UK have already been helped by aqua and on top of the card features listed above, also enjoy all these great benefits:
Free additional cardholder
Access to optional insurance products such as credit card repayments cover and card care, designed to help you should your circumstances change
Security of chip & PIN technology whenever you use your card
An attractive MasterCard accepted in 24 million places and 600,000 cash points around the world
We can’t promise to say yes, but we can guarantee that we’ll try, even if you have been refused credit before or are:
self employed and find it difficult to prove a regular income
a homemaker
working part-time or on a low income
at a new address or not on the electoral roll
recently moved to the UK
affected by previous poor credit, including County Court Judgments (CCJs)
Representative example:
Your interest rate for purchases is 35.95% p.a
With a representative 35.9% APR
If you borrowed £1,200 and repaid it over 12 months
Rewarding our shoppers
With a Sainsbury's Credit Card, Sainsbury's shoppers with a Nectar card† can enjoy 0% for the first 12 months on all shopping and balance transfers (3% BT fee applies).
0% for the first 12 months on all purchases
0% for the first 12 months on balance transfers (3% BT fee applies)
No annual fee
Representative example: Representative example: Purchase rate is 16.94% p.a. variable, with a representative 16.9% APR variable based on borrowing £1,200 and repaying over 12 months.
*Must have swiped your Nectar card in store in the last 6 months. We may check your Nectar account to verify this.
To keep your promotional rate you must pay at least the minimum payment by the due date and stay within your credit limit.
Personal pricing
As we treat all our customers and their applications on an individual basis, the APR and the interest rates we offer are determined by the details you supply, along with an independent verification of credit and repayment history.
Love managing your money online?
No problem. When you apply, you'll be able to register for our secure online banking service. You can also view transactions, make payments and much more.
Want a brillant deal on your balance transfers?
With no interest to pay for 22 months on balance transfers and 3 months on purchases, you really could make some great savings.
If you earn £20,000 or more a year switch your balance over to our longest EVER balance transfer offer and pay no interest for almost 2 Years.
0% for the first 22 months on balance transfers (3.5% fee applies)
A long introductory interest free period to help you manage your existing credit
0% for the first 3 months on all purchases
To help spread the cost of any new purchases
Representative Example: Based on borrowing £1,200 and repaying over 12 months the representative rate would be 17.9% APR (variable). The purchase rate is 17.95% pa (variable).
Halifax MasterCard offers including fantastic deals and discounts on travel, entertainment and shopping
No annual fee
No interest will be charged on purchases if every statement balance is paid in full by the payment date
Cover against online fraud when purchasing on the Internet
Accepted wherever you see the MasterCard sign in over 31 million locations worldwide
Card replacement if lost
Additional Cards available
Around the clock service
Manage your card online
Choice of 5 card colours - Black, Pink, Red, White and Blue
Unfortunately we can't accept your application if don't earn the £20,000 a year minimum.
However we have a generous 17 month balance transfer card you could apply for. It also has 3 months interest free on purchases and all the same great extra benefits.
Applying only takes a few minutes and you'll get an instant decision.
Please be aware to keep promotional rates you must pay at least the minimum payment by the due date and stay within your credit limit. Balance transfers can be made from most credit and some store cards, excluding other Halifax or Bank of Scotland products.
Representative Example:
Based on borrowing £1,200 and repaying over 12 months
the representative rate would be 17.9% APR(variable).
The purchase rate is 17.95% pa (variable).
A great deal if you're after the flexibility to transfer any amount up to your credit limit.
Switching your balance to the 20 Month Balance Transfer Card could help you save money, by giving you up to 20 months interest free on any amount you want to transfer, as long as it's an amount within your credit limit.
If you earn £20,000 or more a year you can apply for this great 20 month interest free deal and switch your balance to Halifax.
0% for up to 20 months on balance transfers (3% fee applies)
A long introductory interest free period to help you manage your existing credit
0% for the first 3 months on all purchases
To help spread the cost of any new purchases
The APR and length of the promotional offer are dependent on your personal circumstances.
Representative Example: Based on borrowing £1,200 and repaying over 12 months the representative rate would be 16.9% APR (variable). The purchase rate is 16.94% pa (variable).
Halifax MasterCard offers including fantastic deals and discounts on travel, entertainment and shopping
No annual fee
No interest will be charged on purchases if every statement balance is paid in full by the payment date
Cover against online fraud when purchasing on the Internet
Accepted wherever you see the MasterCard sign in over 31 million locations worldwide
Card replacement if lost
Additional Cards available
Around the clock service
Manage your card online
Choice of 5 card colours - Black, Pink, Red, White and Blue
Unfortunately we can't accept your application if don't earn the £20,000 a year minimum.
However we have a generous 17 month balance transfer card you could apply for. It also has 3 months interest free on purchases and all the same great extra benefits.
Please be aware to keep promotional rates you must pay at least the minimum payment by the due date and stay within your credit limit. Balance transfers can be made from most credit and some store cards, excluding other Halifax or Bank of Scotland products.
Applying only takes a few minutes and you'll get an instant decision.
Representative Example:
Based on borrowing £1,200 and repaying over 12 months
the representative rate would be 16.9% APR(variable).
The purchase rate is 16.94% pa (variable).
If you want a card that gives you a great introductory offer on both balance transfers and purchases then look no further. An amazing 15 months interest free on both balance transfers and purchases for the majority of our customers*
0% for up to 15 months on balance transfers* (3% fee applies)
A long introductory interest free period to help you manage your existing credit
0% for up to 15 months on purchases*
To help spread the cost of any new purchases
Representative Example: Based on borrowing £1,200 and repaying over 12 months the representative rate would be 17.9% APR (variable). The purchase rate is 17.95% pa (variable).
A handling fee of 3% applies for each balance transfer
No annual fee
No interest will be charged on purchases if every statement balance is paid in full by the payment date
Cover against online fraud when purchasing on the Internet
Accepted wherever you see the MasterCard sign in over 31 million locations worldwide
Card replacement if lost
Additional Cards available
Around the clock service
Manage your card online
Choice of 5 card colours - Black, Pink, Red, White and Blue
*The majority of customers will be offered our best rate of 17.9% APR representative (variable) and 0% for 15 months on balance transfers and purchases. Other customers will receive a 0% introductory offer of 13 or 11 months.
To benefit from the 0% rate you must stay within your credit limit and make your payments on time. Balances transferred from other Halifax or Bank of Scotland cards are not eligible for the 0% balance transfer offer.
Representative Example:
Based on borrowing £1,200 and repaying over 12 months
the representative rate would be 17.9% APR(variable).
The purchase rate is 17.95% pa (variable).
0% interest for 14 months on balances transferred within the first 90 days (3% fee applies).
0% interest on purchases for 3 months
Representative 15.9% APR (variable)
No annual fee
Up to 56 days interest free on Purchases if your full balance is paid off by the due date.
Add an additional cardholder, aged 18 or over.
Secure internet shopping with Lloyds TSB ClickSafe® - this makes internet shopping safer. You choose a personal password to ensure only you can use your card to shop online.
Safe online shopping with our internet shopping promise including internet fraud loss protection.
Managing your account online, by phone or at a local Lloyds TSB branch.
Active Account Monitoring – fraud specialists will alert you to any suspicious credit card transactions.
Overseas Emergency Assistance – call our overseas contact number if you lose your card abroad and we will issue a free replacement card.
Accepted in over 24 million places worldwide.
Chip and PIN security.
Representative Example:
Purchase Rate: 15.94% APR
Representative 15.9% APR(variable)
Based on borrowing of £1,200 over 12 months
* Minimum balance transfer is £100 and is subject to your credit limit. Balances must be transferred within 90 days of opening the account. 3% balance transfer fee applies and interest is charged on this fee. If you don't pay off your balance in full, any payments you make will pay off Transactions charging the highest rate of interest first, and so on down to the lowest rate of interest in the following order: Cash Withdrawals, Purchases, Balance Transfers, Cheques, followed by the default charges.
4.9% p.a. interest for 12 months on balances transferred within the first 90 days (3% fee).*
Special offer - 50% refund on your Balance Transfer Fee - apply and transfer £1500 or more before 30th June 2011.**
Representative 11.9% APR (variable), interest charged from the date of the transaction.
No annual fee
Add an additional cardholder, aged 18 or over.
Secure internet shopping with Lloyds TSB ClickSafe® - this makes internet shopping safer. You choose a personal password to ensure only you can use your card to shop online.
Safe online shopping with our internet shopping promise including internet fraud loss protection.
Managing your account online, by phone or at a local Lloyds TSB branch.
Active Account Monitoring – fraud specialists will alert you to any suspicious credit card transactions.
Overseas Emergency Assistance – call our overseas contact number if you lose your card abroad and we will issue a free replacement card.
Accepted in over 24 million places worldwide.
Chip and PIN security.
Representative Example:
Purchase Rate: 11.95% APR
Representative 11.9% APR(variable)
Based on borrowing of £1,200 over 12 months
* Minimum balance transfer is £100 and is subject to your credit limit. Balances must be transferred within 90 days of opening the account. 3% balance transfer fee applies and interest is charged on this fee. If you don’t pay off your balance in full, any payments you make will pay off Transactions charging the highest rate of interest first, and so on down to the lowest rate of interest in the following order: Cash Withdrawals, Purchases, Balance Transfers and Cheques, followed by the default charges.
**Special Offer on Balance Transfer Fees
Apply for the credit card and transfer balances totalling £1,500 or more before 30 June 2011. We’ll charge our standard 3% fee for the balance transfer when you apply, and refund 50% of it within 30 days of your balance transfer going into your credit card account. Your refund will show on one of your next two statements as ‘50% balance transfer fee refund.’
A rewarding way to pay
The Airmiles Duo account: two Cards, both on a single account, that give you 1 mile for every* £10 you spend on your Lloyds TSB Airmiles Duo American Express® Card and 1 mile for every* £50 you spend on your Lloyds TSB Airmiles Duo MasterCard® Card.
Collect Airmiles for flights, travel and leisure activities:
0% interest for 6 months on balances transferred in the first 90 days† (3% fee). (Get 150 miles for every £1,000 transferred)
Convenience of two cards - Lloyds TSB American Express® and Lloyds TSB MasterCard.
One account. One PIN. One Statement.
No annual fee.
Collect 1 mile for every £10 you spend with the Lloyds TSB American Express® Card.
Collect 1 mile per £50 you spend with the Lloyds TSB MasterCard.
Collect Double Airmiles when using your card abroad.
150 miles for every £1,000 of your balance you transfer from non-Lloyds TSB cards to your new Airmiles Duo account.
Get even more miles by using your Cards at any of over 100 online and high street AIRMILES partners, including Tesco stores and Shell petrol stations.
You can also use your Airmiles for discounts and exclusive offers on holiday's and cruises.
Use your miles for a wide range of travel, days out and leisure activities.
Competitive typical 15.9% APR variable.
Up to 56 days interest free on Purchases if your full balance is paid off by the due date.
Add an additional cardholder free of charge (must be 18 or over).
Manage your account online, by phone or at a local branch
Guarantee against fraud loss including Internet fraud loss protection
Representative Example:
Purchase Rate: 15.94% APR
Representative 15.9% APR(variable)
Based on borrowing of £1,200 over 12 months
Exclusively for people who have a perfect credit history
Earn 5% Cashback on purchases for your first 3 months (max £100) and up to 1.25% unlimited cashback thereafter*
No annual fee
A credit limit from £4000
£30 Annual Fee
19.9% APR Representative variable
Identity Theft Protection
Online account management with paperless statements
You can pay your bill online by accessing your account anytime, anywhere. You can also set up a monthly email alert to remind you when your payments are due.
Up to maximum 45 days interest free period for purchases where the balance is paid in full every month.
Free Purchase Protection Insurance
For peace of mind many of the things you buy are now covered against loss, damage or theft for 100 days after purchase with this free insurance.
Add up to 3 extra cardholders to your account
You can give your partner, a member of your family or even a close friend a credit card on your account. When you already have so many bank and card accounts to manage, this is a great way of keeping your finances in one place.
Capital One eXtras
Get simple discounts on the things you want every day. Just choose what you need and start saving money straight away.
Apply now and get a response in 60 seconds
Representative example
Assuming a credit limit of £1,200, an interest rate on purchases of 19.94% p.a. variable, you will receive a 19.9% APR representative variable.
*5% cashback is earned on all purchases for 99 days from account opening up to a maximum total cashback of £100. After this period you will earn 0.5% cashback for all subsequent purchases up to an aggregate of £5,999.99, increasing to 1% for aggregate purchases from £6,000 to £9,999.99 and increasing again to 1.25% for aggregate purchases from £10,000. There is no limit to the cashback you can earn after the first 99 days of account opening. These rates are applicable until you reach the anniversary of your account opening. From each anniversary you will begin earning cashback at 0.5% and your cashback rate will increase as your aggregate purchases pass each threshold (see above). Cashback is paid every January as a credit to your account.
Please note: This product is currently only available to existing HSBC current account customers.
Enjoy a credit card with a wide range of benefits, including interest-free introductory deals, emergency cash advances and holiday discounts.
0% for 23 months on balances transferred within 30 days of you opening your account. 3.3% balance transfer fee applies, minimum £5.
0% on purchases for 3 months from account opening
Representative 17.9% APR variable
No annual fee to pay
Free additional credit card for partners or family members over 18.
Up to 8% discount on Thomas Cook holidays booked through the HSBC Travel Club.
Up to 56 days' interest-free period available when you pay your whole credit card balance in full and on time.
Convenience and flexibility – pay your bills and manage your credit card online using Internet Banking, over the telephone or at your local branch.
Free additional credit card for your partner or other family member over 18.
Zero online fraud liability - for online transactions that were undertaken without the customer’s authority.
Advanced fraud detection systems - state of the art technology which monitors accounts for signs of any unusual activity in order to protect customers from fraud.
MasterCard® SecureCode™ - register for a private code which gives you added protection against unauthorised use of your card when you shop at participating online merchants.
Global assistance - card replacement service and emergency cash advance if the customer’s card is lost or stolen abroad
In order to apply for an HSBC Bank Credit Card you need to:
Have an HSBC current account.
Pay more than £500 monthly into your current account and have a salary of £8,500 or more. If you're a student account holder you don't need to pay a minimum amount or salary into your account.
Representative example:
based on an assumed credit limit of £1200, our 17.9% p.a. rate for purchases gives a representative rate of 17.9% APR variable.
Kalixa is the prepaid MasterCard® that keeps you in control.
Kalixa is a combined prepaid MasterCard® and eAccount (e-money account) that lets you shop securely online, on the high street and over the phone.
Your Kalixa Card can be used all around the world – wherever the MasterCard acceptance mark is displayed – both to shop and withdraw cash from ATMs.
You can use your Kalixa Card just like a credit or debit card, but because it’s a prepaid card, there’s no chance of going into debt (like with a credit card), or giving fraudsters direct access to your bank account (like with a debit card).
Shop in-store, online & over the phone
Look for the MasterCard acceptance mark
It’s Chip & PIN enabled
Reduces fraud and keeps your money safe
Withdraw cash
From over 1.2 million ATMs worldwide
Manage your day-to-day finances
It’s Pay As You Go – spend what you load
Ideal for business expenses
Keep all your expenses together
Perfect when travelling abroad
No more cash or travellers' cheques
Unlike many prepaid cards, all transactions are free when you use your Kalixa Card - online or on the high street. We believe that you shouldn't be charged to spend your own money, so we don't charge a monthly management fee either.
Your Kalixa eAccount and Kalixa Card are issued by Vincento Payment Solutions Limited.
100% Acceptance Guaranteed* with No Credit Checks
No credit checks are performed when you apply for the card all you need in order to apply for a card is be 18 years old or over and have a valid address in the UK and you don’t even need to have a bank account – easy!
A modern convenient alternative to carrying cash
It can be used in over 32 million locations worldwide including 1.5 million ATMs – or wherever you see the MasterCard Acceptance Mark
Can top up your card online
Use your card to shop in stores, online or by phone
Travel currency just got a lot brighter!
The Tuxedo Travel MasterCard® Prepaid card is a safe way to carry money on your travels and you don't have to worry about exchanging money or travllers cheques. Use in over 32 million locations inlcuding 1.5 million ATM's, wherever you see the MasterCard Acceptance Mark.
Benefits and Features
No need to carry cash or travellers cheques
Safer than cash*
You could save ££s on exchange rates
Use anywhere in the world, available in 3 currencies:-
$USD - for travel to USA
€EUR - for travel to Europe
£GBP - for travel to the rest of the world
The Tuxedo Travel card is great to use as a holiday companion instead of carrying large amounts of cash. If your card is lost or stolen you can block or cancel your card instantly either by SMS or online 24/7 and we will send you a replacement immediately.
The Tuxedo Travel Card is one of the safest payment methods for you to use:
Your card is not linked to a bank account
Your card is protected using Chip and PIN technology
Your transaction history and account balance can be accessed online 24 hours a day, 7 days a week.
There is no paper statement which means that you are at a reduced risk of identity theft.
Freedom Prepaid MasterCard® customers now benefit from free purchase protection, cashback offers, Credit Booster™ and much more!
The Freedom Prepaid MasterCard is the UK’s first retail instant issue, fully re-loadable, embossed Prepaid MasterCard with chip & PIN security that enables you to make purchases without filling in any forms, undergoing any credit checks or having a bank account.
Now, cardholders can benefit from many new additional features:
Free Insurance Protection on all purchases made when using the Freedom Prepaid MasterCard
The ability to improve credit ratings with Credit Booster™ for Free
Your Freedom Card will be fully personalised, with your name embossed on the front
Instant discounts and promotional offers in over 20,000 retailers nationwide
A low cost cheque cashing service, linked to the card
Use SMS to check balance, share money and much more
Choose a tariff that is best suited to you
With the Freedom Prepaid MasterCard® you are sure to find a tariff that suits your needs. We have undergone extensive research to ensure we give you competitive usage rates.
The Escape Travel Money prepaid Mastercard® opens up a whole new world of savings, security and convenience when travelling abroad. With FREE international ATM withdrawals, no charges for purchasing worldwide and great rates on foreign currency, it’s a great travelling companion.
Earn cashback on every purchase
FREE to make purchases
FREE to Top-up at Phones 4U
PAYG MasterCard
Free to use abroad
Free ATM withdrawals
Great rates on exchange
The escape Travel Money Prepaid MasterCard is the perfect travelling companion. A safe alternative to carrying cash and less hassle than travellers cheques the escape Travel Money Prepaid MasterCard is accepted in over 30 million locations worldwide – wherever you see the MasterCard Acceptance Mark.
There are no fees for using the card abroad, either using your card to make purchases or to withdraw cash from over 1.5m ATMs around the world. What’s more, you get a great rate on your foreign currency, consistently beating the high street.
For added safety and security, the escape Travel Money Prepaid MasterCard can be locked and unlocked simply by sending an SMS, meaning if you lose your card only to find it again you can lock and unlock instantly saving you the inconvenience of having to organise replacements for cancelled cards.
You can also save money by using you escape Travel Money Prepaid MasterCard even before you travel. Up 20% cashback is available on your online purchases, from everything from airpot parking to hotels and flights.
It's a prepaid MasterCard card that works just like a debit card
You can load it online, over the phone or by SMS
It's completely free to use in shops and restaurants and other retail outlets
Card features:
Free Card*
Apply online
Takes minutes to complete
No paperwork
24-hr online account management
UK helpdesk
Guaranteed Exchange Rates
Your spending limits are set by the amount of money you load onto the card. When you make a purchase with the card, the purchase amount is deducted from the card balance. When the card balance is low, you can top-up the card. This way you have full control over your finances.
0% on purchases and balance transfers for 13 months
Pay 0% interest on purchases for 13 months from account opening – and on balance transfers too. Thereafter the standard annual rate will be 17.9% p.a. (variable).
Get RBS YourPoints every time you spend and use them with great brands like easyJet, M&S, Boots and Amazon.
This offer is available exclusively to existing RBS current account customers and only available online
0% on purchases for 13 months from account opening
0% on balance transfers for 13 months (2.9% fee, min £5) on any balances you transfer within 3 months of opening your account
2,500 bonus RBS YourPoints that you can use towards flights, holidays and some great brands like M&S, Boots and Amazon.
No annual fee
Up to 56 days interest free on purchases if you pay your balance in full and on time, and have paid the previous month’s balance in full and on time
Need a little bit of breathing space for your finances? After six months you can ask us to review your credit limit.
Daily cash advance. Use your Classic Credit Card to get up to £300 each day (depending on your credit limit) from cash machines worldwide. Subject to a 3% handling fee with a minimum £3.00.
Money transfers by phone. Transfer money from your Classic Credit Card to any UK bank account. The minimum is £250 - and you just pay your money transfer rate from the date of the transfer.
Control your credit card online. Check your balance whenever it suits - and pay your balance from almost any computer - PC or Apple Mac.
Pay by Direct Debit. Why worry about late payments? You can settle the balance in full or make the minimum payment. However, we don’t recommend that you only ever make your minimum payment.
Add a cardholder for free. Would your spouse, partner or a close friend enjoy the benefits of your credit card?
Extra Rewards - Special discounts, Travel benefits and Wine offers
If you are a Royalties current account customer you are guaranteed a 1% initial discount on the APR for at least 12 months.
Representative Example:
Representative 17.9% APR (variable) based on an assumed Credit Limit of £1,200. Standard interest rate for purchases: 17.95% p.a. (variable).
0% on purchases and balance transfers for 13 months
Pay 0% interest on purchases for 13 months from account opening – and on balance transfers too. Thereafter the standard annual rate will be 17.9% p.a. (variable).
Get Natwest YourPoints every time you spend and use them with great brands like easyjet,M&S,Boots and Amazon.
This offer is available exclusively to existing NatWest current account customers and only available online
0% on purchases for 13 months from account opening
0% on balance transfers for 13 months (2.9% fee, min £5) on any balances you transfer within 3 months of opening your account
2,500 bonus NatWest YourPoints that you can use towards flights, holidays and some great brands like M&S, Boots and Amazon.
Interest-free period every month. If you pay your balance (and your previous month's balance) in full and on time each month you'll enjoy up to 56 days' interest free credit on all purchases.
No annual fee
Credit limit increase. You can ask us to review your credit limit after you’ve had the card for six months.
You can transfer money from your Classic Credit Card to any UK bank account. You simply pay your money transfer rate from the date of the transfer, and the minimum transfer is £250.
Make cash withdrawals using your card of up to £300 per day, from cash machines around the world, subject to a 3% handling fee with a minimum £3.00
Online access, 24 hours a day, 7 days a week through NatWest Online Banking
Enjoy special offers, and the occasional free gift, from the NatWest Wine Club
Take advantage of savings on holidays with a great choice of discounts, including air tickets and hotels to destinations all around the world with the NatWest Travel Service
Travel support. Turn to us for the lowdown on visas, passports, health and vaccinations before you travel. We can also forward documents or medical supplies while you’re travelling.
Medical support on your travels. Whether you become ill overseas or have an accident and need immediate treatment, we can arrange essential medical transport. Plus we can arrange for your dependent children to return to the UK.
If you're an Advantage Gold member you are guaranteed a 1% initial discount on the APR for at least 12 months.
Make your Classic Credit Card payments by Direct Debit, online, by phone or in branch. Pay off as much as you like as long as you make the minimum payment
Share the benefits of your credit card with a spouse, partner or close friend by adding an additional cardholder for free
Representative Example:
Representative 17.9% APR (variable) based on an assumed Credit Limit of £1,200. Standard interest rate for purchases: 17.95% p.a. (variable)
£15,000 minimum credit limit
When you have an important purchase to make, you need to know your credit card is able to cope.
Personal assistant ready to help 24 hours a day with our concierge service
Sourcing that last-minute gift. Organising a long-anticipated party. Or even a finding reputable plumber. One call could put your plans into action.
Imagine the ultimate personal assistant - but instead of running your business affairs, they help you run your personal life. That's exactly what's on offer with the personal assistant service.
Airport lounge access with Priority Pass™ will transform your journeys
NatWest Black Card holders (and secondary cardholders) enjoy the benefits of executive airport lounge access with Priority Pass™. Relax - and make the most of your valuable time in an executive lounge. Travelling will never be the same again.
600 executive airport lounges, right around the world.
Inbound and outbound access, perfect for making the best use of your travelling time.
Guest access for anyone travelling with you who isn't a cardholder - just £15 per person
Annual worldwide travel insurance for all the family, with a five star rating from Defaqto
Worldwide annual cover for you, your partner, your dependent children aged under 25 and up to three additional cardholders.
Interest free period up to 56 days for purchases if you pay your balance in full and on time, and have paid the previous month's balance in full and on time
NatWest YourPoints, a rewards programme to match your lifestyle
Flights to far off places. Weekend breaks to die for. And all manner of other travel treats - earned through NatWest YourPoints.
Not just one airline - but a choice of Virgin Atlantic, easyJet and American Airlines. Not just one type of product, but a choice of almost anything our partners offer, including ebookers.com.
A generous 1.25 YourPoints for every £1 of qualifying spend.
Roadside assistance
Roadside assistance for your car throughout the UK and Europe.
Relax - your car is protected by Green Flag in the UK and Europe. If they can't get you going, there's transport for you and your car to anywhere in the UK. You're even covered if your car won't start at home.
Card and purchase protection
Additional protection for your cards with just one call. Protection for your purchases too.
Now you can relax whether you're buying a new 50" TV or worried about having your cards stolen abroad.
Exclusive offers
Your NatWest Black Card gives you access to extras such as exclusive opportunities and prestigious events.
Private gallery viewings. Exclusive hotel deals. Invitation-only shopping evenings at leading designer stores. The very nature of these offers is that they change all the time.
Travel services
Pick a destination and let your personal travel adviser do the rest, right down to creating a detailed itinerary.
Forget trawling the internet or making do with 'standard' options. Instead, trust a personal travel planner to create the trip you've been dreaming of - from a weekend break to a three-month sabbatical.
A personal travel assistant will take care of every detail, and they're waiting to help 24 hours a day.
Home emergency cover
Broken windows. Jammed locks. Faulty electric wiring. When a home emergency strikes, our cover springs into action.
What happens if the heating starts playing up in the middle of a cold snap? Or water starts leaking through your ceiling? Your NatWest Black Card has the home front covered, with a 24-hour emergency service.
Imagine the feeling of total reassurance that comes from knowing there's a team on hand 24 hours a day.
Representative Example:
Representative 19.7% APR (variable) based on a credit limit of £15,000.
Standard interest rate for purchases: 16.0% p.a. (variable)
Annual fee: £250
Substantial spending power
RBS Black Card has an automatic minimum credit limit of £15,000.
Additional cardholders
You can add up to three additional cardholders free of charge, who'll benefit from our complimentary travel insurance cover.
Statements and monthly payments
You will receive monthly statements and an annual summary statement and can make minimum or full monthly payments by Direct Debit.
24-hour personal assistant service
You have a 24-hour, multi-lingual, multi-talented, personal assistant service just a phone call away, dedicated to helping you live your life the way you want.
Airport lounge access
RBS Black Card helps to take the stress and strain out of air travel, allowing you to relax and enjoy your trip.
You and your secondary cardholder enjoy access to over 600 executive airport lounges around the world – for both inbound and outbound flights as a Priority Pass™ holder.
Lounge access for any guest travelling with you for just £15 per person
Travel insurance and assistance
The RBS Black Card gives you, your spouse and your dependent children extensive cover while travelling.
Your extensive travel insurance is always active, giving you peace of mind on the move.
Interest free period up to 56 days for purchases if you pay your balance in full and on time, and have paid the previous month's balance in full and on time
Roadside assistance
24-hour home or roadside response cover for your main car in the UK and Europe.
Enjoying your journey and arriving safely is what it's all about. Your RBS Black Card offers the reassurance that, if things do go awry, you'll be back on the road in no time.
Complimentary purchase and card protection
Purchase protection – up to £25,000 (in any 12-month period) on purchases¹ made with your RBS Black Card.
Extended warranty – an extra year for no extra cost, for up to four new household appliances a year²
Card protection – cancel as many cards as necessary with just one phone call
Fraud protection – up to £1,000 provided loss is reported in 24 hours, £50,000 after reporting
Personal document protection – automatic registration with CIFAS³
Exclusive offers
You will have access to exclusive opportunities and prestigious events throughout the year. You can also use our fine wine service to take advantage of preferential prices and expert advice.
Your RBS Black Card gives you access to select opportunities, VIP events and bespoke services, all designed to make your life easier.
Extensive travel services
Our round-the-clock travel service can make all your travel arrangements for you.
Complete travel itineraries – from long weekends to major expeditions
Bookings – flights, transfers, hotels and discounted car hire
Additional requirements – commission-free currency exchange, arranging vaccinations
Our personal assistants are available 24 hours a day and will make sure your travel arrangements are hassle free.
Home emergency cover
Use our 24-hour support service for help with plumbing, electrics, drains, windows and doors.
Mishaps usually happen at the most inconvenient times. Our home emergency service means that you can leave it to us to sort them out.
Representative example:
Representative 19.7% APR (variable) Based on a Credit Limit of £15,000.
Standard interest rate for purchases: 16.0% p.a. (variable).
Annual fee: £250
By taking your Euros or US Dollars abroad on the FairFX Prepaid MasterCard you could save up to 10% on currency exchange rates!*
Key Benefits
Card available in Euros and US Dollars
Zero fee for purchases made in card currency
Low fees (€1.50/$2.00) for each cash withdrawal
Market-leading currency exchange rates
It's normally £9.95, but FREE* if you order through this special link!! (*Subject to a minimum load of just €10 or $20 which is added to the card balance.)
If you want a card that gives you a great introductory offer on both balance transfers and purchases then look no further. The All in One Credit Card offers a fantastic 0% for 12 months on purchases and on balances transferred within the first 90 days (3% balance transfer fee applies).
0% for 12 months on balance transfers made in the first 90 days
0% for the first 12 months on purchases with your Bank of Scotland All In One Credit Card.
Representative 17.9% APR variable
A handling fee of 3% applies for each balance transfer
No annual fee
No interest will be charged on purchases if every statement balance is paid in full by the payment date
Cover against online fraud when purchasing on the Internet
Accepted wherever you see the MasterCard sign in over 24 million locations worldwide
Card replacement if lost
Additional Cards available
Around the clock service
Manage your card online
Choice of 5 card colours - Black, Pink, Red, White and Blue
To benefit from the 0% rate you must stay within your credit limit and make your payments on time. Balances transferred from other Bank of Scotland or Halifax cards are not eligible for the 0% balance transfer offer.
Representative Example:
Based on borrowing £1,200 and repaying over 12 months
the representative rate would be 17.9% APR(variable).
The purchase rate is 17.95% pa (variable).
Purchase offer for current account customers
Looking for a great offer as a reward for being a current account customer?
Bank of Scotland Exclusives - Online credit card exclusive
Wouldn’t it be great to have extra time without incurring interest on purchases? Well apply for our Credit Card and as a qualifying current account customer, that's exactly what we'll give you:
0% for the first 13 months on purchases - that's 2 months longer than our current online offer, meaning you'll have no interest to pay on your purchases for a whole year
0% for the first 13 months on balance transfers (with 3% fee) - so if you have balances on other credit or store cards, why not transfer them - you could save money
Representative 17.9% APR variable
No annual fee
No interest will be charged on purchases if every statement balance is paid in full by the payment date
Halifax MasterCard offers including fantastic deals and discounts on travel, entertainment and shopping
Cover against online fraud when purchasing on the Internet
Accepted wherever you see the MasterCard sign in over 24 million locations worldwide
Card replacement if lost
Additional Cards available
Around the clock service
Manage your card online
Choice of 5 card colours - Black, Pink, Red, White and Blue
To qualify for the current account offers you simply need one of the following:
A current account with us into which you pay £1,000 or more each month
Or an Ultimate Reward Current Account
To benefit from the 0% rate, you must stay within your credit limit and make your monthly payments on time. Balances transferred from other Halifax or Bank of Scotland cards are not eligible for the 0% balance transfer offer.
Representative Example:
Based on borrowing £1,200 and repaying over 12 months
the representative rate would be 17.9% APR(variable).
The purchase rate is 17.95% pa(variable).
Getting a payment card has never been easier. With no credit check and no need for a bank account. This is the exclusive cashplus Gold prepaid MasterCard® that lets you stay in control.
100% acceptance guaranteed*
No credit check or bank account required
The only prepaid card offering purchase protection
Shop securely online, by phone or in store
Use at over 26 million retail outlets and over 1 million ATMs worldwide, wherever you see the MasterCard acceptance mark
Top-up for FREE at 12,500 locations, including any UK Post Office® branch
Online account management with the secure member's area
24 hour, seven days a week telephone service
Other Benefits:-
Traveling with cashplus. Instead of taking all your holiday money in cash or travellers cheques, you can load money onto your cashplus Gold prepaid MasterCard® to use as you travel, so you can have a hassle free holiday.
An affordable and easy way to share money. Your cashplus Gold prepaid MasterCard® is the new way for you to get money to your loved ones abroad. Simply order an additional card on your account and send it to a friend or family member abroad. You load the account in the UK and they can get their money as and when they need it, in a safer and more convenient way.
Apply for an additional card on your cashplus Gold account and pass onto your family and friends (as long as they're aged 13 or over) when they are at university, on holiday or even out for the evening so you have the peace of mind that they have access to funds no matter where they are in the world.
cashplus is the market leader in the UK for prepaid cards. cashplus is the most awarded prepaid payment card in Europe; including winning the ifs/Capgemini Hallmark of Innovation award 2006, MasterCard Best Cardholder Service 2007 and Best New Prepaid Card awarded by Cards International Global Awards 2007. cashplus is the first and only prepaid gold MasterCard card.
The Prepaid Financial Services (PFS) Prepaid Card is available in South African RAND, GBP, USD and EURO and can be used across a wide range of sectors which include Payroll, Expense Management, Travel, Money Share, Insurance,
Gaming and Online Shopping amongst others, with reduced exposure to fraud in a safe and secure environment. This provides PFS customers with peace of mind, convenience and an altogether better value for money proposition.
Cardholders can use their card to make purchases online, in-store and over the phone at over 28.5 million worldwide merchant locations that accept MasterCard®.
Some of the benefits of a PFS prepaid card include:
Instant online approval
No credit checks or bank accounts required to receive a card
Card is not linked to your bank account – your bank details are secure. Protect your identity online
Share money with friends and family around the world with additional cards
You can only spend what is on the card, enabling better management of your money
Easy to block the card by SMS if the card is lost or stolen
Check your balance online or by SMS
Shop securely with Chip and PIN in-store, online and over the phone at 28.5 million merchant locations worldwide that accept MasterCard
Top up your card at over 30,000 locations across the UK and online with your debit card
Have your wages paid directly to your card by your employer for FREE!
Transfer money from any bank account to your card for FREE!
Carry cash on a card when you travel abroad
Review your account and transactions with 24/7 secure online access
You will receive your card within 10 working days from the application
Total transactions volume and value for MasterCard in United Kingdom
In 2009, a total of 1,301,321,000 transactions are made with MasterCard, an increase by 71,228,000 or 5.79% compares to 1,230,093,000 in 2008. Out of these transactions,
1,275,991,000 is for purchases; 21,938,000 for cash withdrawal and 3,392,000 for balance transfers. The purchases transaction increase by 78,493,000 or 6.55% compares to
1,197,498,000 in 2008; cash withdrawal transaction decrease by 6,142,000 or 21.87% compares to 28,080,000 in 2008; and balance transfers decrease by 1,123,000 or 24.87%
compares to 3,392,000 in 2008.
A total of €88.85 billion in value is recorded out of the MasterCard transactions in 2009, a decrease of €0.32 billion or 0.36% compares to €89.17 billion in 2008. The €88.85 billion
can be broken down as €78.48 billion for purchases, €3.42 billion for cash withdrawal and €6.95 billion for balance transfers. The purchases value increase by €2.64 billion or 3.48% compares to
€75.84 billion in 2008; cash withdrawal value decrease by €1.15 billion or 25.16% compares to €4.57 billion in 2008; and balance transfers decrease by €1.81 billion or 20.66%
compares to €8.76 billion in 2008.
Safe and secure online application with SSL encryption technology.
All card applications are strictly confidential.