"It just takes a minute to complete and submit your Natwest Black Credit Card application"
The card that lives life at your pace
A personal assistant to organise almost every detail. Executive lounge access at over 500 airports. And a very generous points programme. Your NatWest Black Card is rewarding in every sense.
As you might expect, a card with this many benefits is not for everyone. The NatWest Black Card is only available to people over 25 years of age and typically have an income of £75,000 or more.
However, we may accept your application if your income is less than this, provided we are satisfied you can repay the minimum £15,000 credit limit, subject to our standard credit assessment.
You'd expect your NatWest Black Card to come packed with time-saving and life-enhancing extras. What may come as a surprise is the sheer depth of what's on offer.
The NatWest Black Card is designed to give you more – whether you’re looking to organise a one-off celebration or simply relax in style the next time you’re travelling by air.
Safe and secure online application with SSL encryption technology.
Get the Natwest Bank Black Credit Card and enjoy the benefits and transform your life today.
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click on the link next to the card of your choice and a new window will be opened for you.
£15,000 minimum credit limit
When you have an important purchase to make, you need to know your credit card is able to cope.
Personal assistant ready to help 24 hours a day with our concierge service
Sourcing that last-minute gift. Organising a long-anticipated party. Or even a finding reputable plumber. One call could put your plans into action.
Imagine the ultimate personal assistant - but instead of running your business affairs, they help you run your personal life. That's exactly what's on offer with the personal assistant service.
Airport lounge access with Priority Pass™ will transform your journeys
NatWest Black Card holders (and secondary cardholders) enjoy the benefits of executive airport lounge access with Priority Pass™. Relax - and make the most of your valuable time in an executive lounge. Travelling will never be the same again.
500 executive airport lounges, right around the world.
Inbound and outbound access, perfect for making the best use of your travelling time.
Guest access for anyone travelling with you who isn't a cardholder - just £15 per person
Annual worldwide travel insurance for all the family, with a five star rating from Defaqto
Worldwide annual cover for you, your partner, your dependent children aged under 25 and up to three additional cardholders.
Typical 51.8% APR (Variable)
We draw to your attention that the typical APR has been calculated under the Consumer Credit Act regulations which require us to use a £1,500 'notional' credit limit. The £1,500 limit coupled with the £250 fixed annual card fee distorts the advertised APR.
This is illustrated by comparison with the 16.8% APR calculated using the minimum credit limit of £15,000 on NatWest Black Card, as reflected in your card agreement.
Please note that the annual interest rate of 12.420% on your NatWest Black Card remains unchanged. We are not increasing the cost of using your Black Card but are simply complying with regulations.
Interest free period up to 56 days for purchases if you pay your balance in full and on time, and have paid the previous month's balance in full and on time
NatWest YourPoints, a rewards programme to match your lifestyle
Flights to far off places. Weekend breaks to die for. And all manner of other travel treats - earned through NatWest YourPoints.
Not just one airline - but a choice of Virgin Atlantic, easyJet and American Airlines. Not just one type of product, but a choice of almost anything our partners offer, including ebookers.com.
A generous 1.25 YourPoints for every £1 of qualifying spend.
Roadside assistance
Roadside assistance for your car throughout the UK and Europe.
Relax - your car is protected by Green Flag in the UK and Europe. If they can't get you going, there's transport for you and your car to anywhere in the UK. You're even covered if your car won't start at home.
Card and purchase protection
Additional protection for your cards with just one call. Protection for your purchases too.
Now you can relax whether you're buying a new 50" TV or worried about having your cards stolen abroad.
Exclusive offers
Your NatWest Black Card gives you access to extras such as exclusive opportunities and prestigious events.
Private gallery viewings. Exclusive hotel deals. Invitation-only shopping evenings at leading designer stores. The very nature of these offers is that they change all the time.
Travel services
Pick a destination and let your personal travel adviser do the rest, right down to creating a detailed itinerary.
Forget trawling the internet or making do with 'standard' options. Instead, trust a personal travel planner to create the trip you've been dreaming of - from a weekend break to a three-month sabbatical.
A personal travel assistant will take care of every detail, and they're waiting to help 24 hours a day.
Home emergency cover
Broken windows. Jammed locks. Faulty electric wiring. When a home emergency strikes, our cover springs into action.
What happens if the heating starts playing up in the middle of a cold snap? Or water starts leaking through your ceiling? Your NatWest Black Card has the home front covered, with a 24-hour emergency service.
Imagine the feeling of total reassurance that comes from knowing there's a team on hand 24 hours a day.
Safe and secure online application with SSL encryption technology.
All card applications are strictly confidential.