"It just takes a minute to complete and submit your National Westminster Credit Card application"
We offer a range of Credit Cards to suit all needs.
Natwest is a member of the Royal Bank of Scotland Group, one of the UK’s leading banks and you can use internationally recognised NatWest credit cards overseas and online.
In 1968 National Provincial Bank (est.1833) and Westminster Bank (est.1836), merged as National Westminster Bank.
Together these banks could trace their history back down the centuries through a lineage of prestigious constituents, dating back to the 1650's.
In March 2000, The Royal Bank of Scotland Group completed the acquisition of NatWest in a £21 billion deal that was the largest take-over in British banking history.
NatWest is now part of a financial services group which is the second largest bank by market capitalisation in the UK and in Europe and ranks fifth in the world.
Safe and secure online application with SSL encryption technology.
Get the card credit NatWest of your choice and enjoy the benefits today.
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
For detailed card information or to apply,
click on the link next to the card of your choice and a new window will be opened for you.
0% interest on balance transfers for 13 months. Balance transfers are subject to a fee of 2.9% (minimum £5) during the first three months from account opening
0% interest on purchases for 6 months
enjoy an interest free period on purchases - up to 56 days - if you pay your current and previous month's balance in full and on time
No annual fee
Typical 15.9% APR (Variable)
can make fee-free transfers by phone to any UK bank account (minimum £250)
Make cash withdrawals from your Platinum credit card of up to £750 per day subject to a 3% handling fee with a minimum £3.00
Access your Platinum Credit Card account, 24 hours a day, 7 days a week with NatWest Online Banking
Pay off as much as you like, as long as you make the minimum payment, by Direct Debit, online, by phone or in branch.
Adding an additional cardholder for free allows you to share the benefits of your credit card with a spouse, partner or close friend
Enjoy the occasional free gift, special wine offers and access to over 1,000 fine wines as a member of the NatWest Wine Club
The NatWest Travel Service offers you savings on holidays with over 150 tour and cruise operators
if you're an Advantage Gold member you can enjoy a 1% APR discount
Security - Internet fraud protection, identity theft helpline, and fraud warning alerts help you to protect yourself at no extra cost
If you need advice when you are abroad or even before you travel, our Emergency, Medical and Legal referral services are there to help.
0% interest on balance transfers for 13 months. Balance transfers are subject to a fee of 2.9% (minimum £5) during the first three months from account opening.
0% interest on purchases for 6 months
enjoy an interest free period on purchases - up to 56 days - if you pay your current and previous month's balance in full and on time
No annual fee
Typical 15.9% APR (Variable)
can make fee-free transfers by phone to any UK bank account (minimum £250)
Make cash withdrawals of up to £500 per day subject to a 3% handling fee with a minimum £3.00
Make payments to your Gold Credit Card through NatWest Online Banking 24 hours a day, 7 days a week
Make payments in branch, by phone, online or by Direct Debit. Pay off as much as you like, as long as you make the minimum payment
Add an additional cardholder for free and they can share the benefits of your Gold card
The NatWest Wine Club gives you access to over 1,000 different wines and you can enjoy some remarkable savings
Great savings and expert travel advice on 1000's of holidays with the NatWest travel club
if you're an Advantage Gold member you can enjoy a 1% APR discount
Security - Our identity theft helpline, internet fraud protection and fraud warning alerts are offered at no extra cost
Our Emergency Medical and Legal Referral service is there to help should you find yourself in difficulty abroad
0% interest on balance transfers for 13 months. Balance transfers are subject to a fee of 2.9% (minimum £5) during the first three months from account opening
0% interest on purchases for 6 months
enjoy an interest free period on purchases - up to 56 days - if you pay your current and previous month's balance in full and on time
No annual fee
Typical 15.9% APR (Variable)
can make fee-free transfers by phone to any UK bank account (minimum £250)
Make cash withdrawals using your card of up to £300 per day subject to a 3% handling fee with a minimum £3.00
Online access, 24 hours a day, 7 days a week through NatWest Online Banking
enjoy special offers, and the occasional free gift, from the NatWest Wine Club
Take advantage of savings on holidays to destinations all around the world with the NatWest Travel Service
if you're an Advantage Gold member you can enjoy a 1% APR discount
Make your Classic Credit Card payments by Direct Debit, online, by phone or in branch. Pay off as much as you like as long as you make the minimum payment
Share the benefits of your credit card with a spouse, partner or close friend by adding an additional cardholder for free
Security - Protect yourself with our identity theft helpline, internet fraud protection and fraud warning alerts at no extra cost
Enjoy an interest free period on purchases - Up to 56 days interest free on purchases if you pay your balance in full and on time, and have paid the previous month’s balance in full and on time
No annual fee
Maximum initial credit limit of £500.
Straightforward repayments by Direct Debit
Money transfers by phone - Transfer money from your Student card to any UK bank account over the phone.
Daily cash advance of up to £300**
Special offers, and the occasional free gift, from the NatWest Wine Club***
Security - ID Theft Assistance Helpline, Internet Fraud Protection(RBS Secure), Fraud Warning and Text Alerts, Chip and PIN protection
Optional protection - NatWest Card Protection Plus
Can access your account online if you have a NatWest current account
Worldwide acceptance
You must have a NatWest Student Current Account to be eligible to apply for the Student Credit Card
As well as standard Chip and PIN enabled cards, we offer the following monitoring and security services at no extra cost:
Identity Theft Helpline
If you suspect you are a victim of identity theft, or would simply like to know more about it, our free advice will guide you step by step through the best course of action.
Fraud Warning and Text Alerts
We always keep an eye on your transactions. When we suspect a fraudulent transaction, we'll call you in person to check everything's OK.
In addition you can now sign up for our free Fraud Text Alert Service, which will let you know of any suspicious transactions where ever you are.
Internet Fraud Protection
Internet fraud guarantee - we guarantee to refund losses caused by online fraud, so using your NatWest Credit Card to shop online is as safe as shopping on the high street
NatWest Secure - create a personal password for your NatWest Credit Card for use online and shop with complete peace of mind at websites participating in the scheme.