"It just takes a minute to complete and submit your National Westminster Credit Card application"
We offer a range of Credit Cards to suit all needs.
Natwest is a member of the Royal Bank of Scotland Group, one of the UK’s leading banks and you can use internationally recognised NatWest credit cards overseas and online.
In 1968 National Provincial Bank (est.1833) and Westminster Bank (est.1836), merged as National Westminster Bank.
Together these banks could trace their history back down the centuries through a lineage of prestigious constituents, dating back to the 1650's.
In March 2000, The Royal Bank of Scotland Group completed the acquisition of NatWest in a £21 billion deal that was the largest take-over in British banking history.
NatWest is now part of a financial services group which is the second largest bank by market capitalisation in the UK and in Europe and ranks fifth in the world.
Which credit card will you choose?
Safe and secure online application with SSL encryption technology.
Get the card credit NatWest of your choice and enjoy the benefits today.
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
For detailed card information or to apply,
click on the link next to the card of your choice and a new window will be opened for you.
Our best ever 0% balance transfer offer
Transfer your existing balances and pay 0% for 15 months. Plus you could pay 0% on your purchases for 3 months from account opening.
0% on balance transfers for 15 months from account opening – if you switch your balances within three months of opening your account. 2.9% balance transfer fee - (minimum £5)
0% on purchases – for three months from account opening
Enjoy an interest free period on purchases - up to 56 days - if you pay your current and previous month's balance in full and on time
No annual fee
Typical 16.9% APR (Variable)
Manage your credit card online. Check your balance or make a payment from your computer.
Worry-free payments. A Direct Debit means you’ll always pay your bill on time. Settle the balance in full or make the minimum payment.
Credit limit increase. You can ask us to review your credit limit after you’ve had the card for six months.
Move funds to a bank account. You can transfer money from your Platinum Credit Card to any UK bank account. You simply pay your money transfer rate from the date of the transfer, and the minimum transfer is £250.
Cash advance. Your Platinum Credit Card gives you access to £750 each day, from cash machines around the world. The amount you can withdraw depends on your credit limit, and there’s a 3% handling fee - a minimum of £3.
Adding an additional cardholder for free allows you to share the benefits of your credit card with a spouse, partner or close friend
NatWest Wine Club. Look out for cardholder-only offers, as well as the occasional free gift.
NatWest Travel Service. Book holidays and work trips with a great choice of discounts, including air tickets and hotels.
Travel support. Turn to us for the lowdown on visas, passports, health and vaccinations before you travel. We can also forward documents or medical supplies while you’re travelling.
Medical support on your travels. Whether you become ill overseas or have an accident and need immediate treatment, we can arrange essential medical transport. Plus we can arrange for your dependent children to return to the UK.
1% off the APR for Advantage Gold customers – guaranteed on our standard credit card rate for at least 12 months
Looking for a card for your everyday purchases?
With a low rate on purchases for 9 months our Classic Card could give you the flexibility to manage your money.
This offer is available exclusively to existing NatWest current account customers and only available online
We’ve made it easy to use your card for everyday spending – with a low rate to start you off.
Everyday spending – pay 4.9% p.a. on purchases for nine months from opening your account
Interest-free period every month. If you pay your balance (and your previous month's balance) in full and on time each month you'll enjoy up to 56 days' interest free credit on all purchases.
No annual fee
Typical 19.9% APR (Variable)
Credit limit increase. You can ask us to review your credit limit after you’ve had the card for six months.
You can transfer money from your Classic Credit Card to any UK bank account. You simply pay your money transfer rate from the date of the transfer, and the minimum transfer is £250.
Make cash withdrawals using your card of up to £300 per day, from cash machines around the world, subject to a 3% handling fee with a minimum £3.00
Online access, 24 hours a day, 7 days a week through NatWest Online Banking
Enjoy special offers, and the occasional free gift, from the NatWest Wine Club
Take advantage of savings on holidays with a great choice of discounts, including air tickets and hotels to destinations all around the world with the NatWest Travel Service
Travel support. Turn to us for the lowdown on visas, passports, health and vaccinations before you travel. We can also forward documents or medical supplies while you’re travelling.
Medical support on your travels. Whether you become ill overseas or have an accident and need immediate treatment, we can arrange essential medical transport. Plus we can arrange for your dependent children to return to the UK.
If you're an Advantage Gold member you are guaranteed a 1% initial discount on the APR for at least 12 months.
Make your Classic Credit Card payments by Direct Debit, online, by phone or in branch. Pay off as much as you like as long as you make the minimum payment
Share the benefits of your credit card with a spouse, partner or close friend by adding an additional cardholder for free
Safe and secure online application with SSL encryption technology.
All card applications are strictly confidential.