"It just takes a minute to complete and submit your National Westminster Credit Card application"
We offer a range of Credit Cards to suit all needs.
Natwest is a member of the Royal Bank of Scotland Group, one of the UK’s leading banks and you can use internationally recognised NatWest credit cards overseas and online.
In 1968 National Provincial Bank (est.1833) and Westminster Bank (est.1836), merged as National Westminster Bank.
Together these banks could trace their history back down the centuries through a lineage of prestigious constituents, dating back to the 1650's.
In March 2000, The Royal Bank of Scotland Group completed the acquisition of NatWest in a £21 billion deal that was the largest take-over in British banking history.
NatWest is now part of a financial services group which is the second largest bank by market capitalisation in the UK and in Europe and ranks fifth in the world.
Which credit card will you choose?
Safe and secure online application with SSL encryption technology.
Get the card credit NatWest of your choice and enjoy the benefits today.
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
For detailed card information or to apply,
click on the link next to the card of your choice and a new window will be opened for you.
Our best ever 0% balance transfer offer
Transfer your existing balances and pay 0% for 20 months. Plus you could pay 0% on your purchases for 6 months from account opening.
0% on balance transfers for 20 months from account opening – if you switch your balances within three months of opening your account. 2.9% balance transfer fee - (minimum £5)
0% on purchases – for 6 months from account opening
Enjoy an interest free period on purchases - up to 56 days - if you pay your current and previous month's balance in full and on time
No annual fee
Manage your credit card online. Check your balance or make a payment from your computer.
Worry-free payments. A Direct Debit means you’ll always pay your bill on time. Settle the balance in full or make the minimum payment.
Credit limit increase. You can ask us to review your credit limit after you’ve had the card for six months.
Move funds to a bank account. You can transfer money from your Platinum Credit Card to any UK bank account. You simply pay your money transfer rate from the date of the transfer, and the minimum transfer is £250.
Cash advance. Your Platinum Credit Card gives you access to £750 each day, from cash machines around the world. The amount you can withdraw depends on your credit limit, and there’s a 3% handling fee - a minimum of £3.
Adding an additional cardholder for free allows you to share the benefits of your credit card with a spouse, partner or close friend
NatWest Wine Club. Look out for cardholder-only offers, as well as the occasional free gift.
NatWest Travel Service. Book holidays and work trips with a great choice of discounts, including air tickets and hotels.
Travel support. Turn to us for the lowdown on visas, passports, health and vaccinations before you travel. We can also forward documents or medical supplies while you’re travelling.
Medical support on your travels. Whether you become ill overseas or have an accident and need immediate treatment, we can arrange essential medical transport. Plus we can arrange for your dependent children to return to the UK.
1% off the APR for Advantage Gold customers – guaranteed on our standard credit card rate for at least 12 months
Representative Example:
Representative 17.9% APR (variable) based on an assumed Credit Limit of £1,200. Standard interest rate for purchases: 17.95% p.a. (variable)
0% on purchases and balance transfers for 13 months
Pay 0% interest on purchases for 13 months from account opening – and on balance transfers too. Thereafter the standard annual rate will be 17.9% p.a. (variable).
Get Natwest YourPoints every time you spend and use them with great brands like easyjet,M&S,Boots and Amazon.
This offer is available exclusively to existing NatWest current account customers and only available online
0% on purchases for 13 months from account opening
0% on balance transfers for 13 months (2.9% fee, min £5) on any balances you transfer within 3 months of opening your account
2,500 bonus NatWest YourPoints that you can use towards flights, holidays and some great brands like M&S, Boots and Amazon.
Interest-free period every month. If you pay your balance (and your previous month's balance) in full and on time each month you'll enjoy up to 56 days' interest free credit on all purchases.
No annual fee
Credit limit increase. You can ask us to review your credit limit after you’ve had the card for six months.
You can transfer money from your Classic Credit Card to any UK bank account. You simply pay your money transfer rate from the date of the transfer, and the minimum transfer is £250.
Make cash withdrawals using your card of up to £300 per day, from cash machines around the world, subject to a 3% handling fee with a minimum £3.00
Online access, 24 hours a day, 7 days a week through NatWest Online Banking
Enjoy special offers, and the occasional free gift, from the NatWest Wine Club
Take advantage of savings on holidays with a great choice of discounts, including air tickets and hotels to destinations all around the world with the NatWest Travel Service
Travel support. Turn to us for the lowdown on visas, passports, health and vaccinations before you travel. We can also forward documents or medical supplies while you’re travelling.
Medical support on your travels. Whether you become ill overseas or have an accident and need immediate treatment, we can arrange essential medical transport. Plus we can arrange for your dependent children to return to the UK.
If you're an Advantage Gold member you are guaranteed a 1% initial discount on the APR for at least 12 months.
Make your Classic Credit Card payments by Direct Debit, online, by phone or in branch. Pay off as much as you like as long as you make the minimum payment
Share the benefits of your credit card with a spouse, partner or close friend by adding an additional cardholder for free
Representative Example:
Representative 17.9% APR (variable) based on an assumed Credit Limit of £1,200. Standard interest rate for purchases: 17.95% p.a. (variable)
£15,000 minimum credit limit
When you have an important purchase to make, you need to know your credit card is able to cope.
Personal assistant ready to help 24 hours a day with our concierge service
Sourcing that last-minute gift. Organising a long-anticipated party. Or even a finding reputable plumber. One call could put your plans into action.
Imagine the ultimate personal assistant - but instead of running your business affairs, they help you run your personal life. That's exactly what's on offer with the personal assistant service.
Airport lounge access with Priority Pass™ will transform your journeys
NatWest Black Card holders (and secondary cardholders) enjoy the benefits of executive airport lounge access with Priority Pass™. Relax - and make the most of your valuable time in an executive lounge. Travelling will never be the same again.
600 executive airport lounges, right around the world.
Inbound and outbound access, perfect for making the best use of your travelling time.
Guest access for anyone travelling with you who isn't a cardholder - just £15 per person
Annual worldwide travel insurance for all the family, with a five star rating from Defaqto
Worldwide annual cover for you, your partner, your dependent children aged under 25 and up to three additional cardholders.
Interest free period up to 56 days for purchases if you pay your balance in full and on time, and have paid the previous month's balance in full and on time
NatWest YourPoints, a rewards programme to match your lifestyle
Flights to far off places. Weekend breaks to die for. And all manner of other travel treats - earned through NatWest YourPoints.
Not just one airline - but a choice of Virgin Atlantic, easyJet and American Airlines. Not just one type of product, but a choice of almost anything our partners offer, including ebookers.com.
A generous 1.25 YourPoints for every £1 of qualifying spend.
Roadside assistance
Roadside assistance for your car throughout the UK and Europe.
Relax - your car is protected by Green Flag in the UK and Europe. If they can't get you going, there's transport for you and your car to anywhere in the UK. You're even covered if your car won't start at home.
Card and purchase protection
Additional protection for your cards with just one call. Protection for your purchases too.
Now you can relax whether you're buying a new 50" TV or worried about having your cards stolen abroad.
Exclusive offers
Your NatWest Black Card gives you access to extras such as exclusive opportunities and prestigious events.
Private gallery viewings. Exclusive hotel deals. Invitation-only shopping evenings at leading designer stores. The very nature of these offers is that they change all the time.
Travel services
Pick a destination and let your personal travel adviser do the rest, right down to creating a detailed itinerary.
Forget trawling the internet or making do with 'standard' options. Instead, trust a personal travel planner to create the trip you've been dreaming of - from a weekend break to a three-month sabbatical.
A personal travel assistant will take care of every detail, and they're waiting to help 24 hours a day.
Home emergency cover
Broken windows. Jammed locks. Faulty electric wiring. When a home emergency strikes, our cover springs into action.
What happens if the heating starts playing up in the middle of a cold snap? Or water starts leaking through your ceiling? Your NatWest Black Card has the home front covered, with a 24-hour emergency service.
Imagine the feeling of total reassurance that comes from knowing there's a team on hand 24 hours a day.
Representative Example:
Representative 19.7% APR (variable) based on a credit limit of £15,000.
Standard interest rate for purchases: 16.0% p.a. (variable)
Annual fee: £250
Safe and secure online application with SSL encryption technology.
All card applications are strictly confidential.