"It just takes a minute to complete and submit your Natwest Gold Card UK application"
Shrink your balances
NatWest is one of the UK’s leading banks and you can use internationally recognised NatWest credit cards overseas and online.
We could help you to cut your credit card balances down to size. Enjoy 8.9% p.a. for the life of balances transferred. There’s no balance transfer fee, plus we'll make regular payments back into your account.
You need to be a UK resident, 21 or over, and earn at least £10,000 a year.
As well as offering competitive rates applicants can opt for our attractive reward package, plus receive much more...
Safe and secure online application with SSL encryption technology.
Get the NatWest Gold credit card and enjoy the benefits today.
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
For detailed card information or to apply,
click on the link next to the card of your choice and a new window will be opened for you.
Shrink your balance
Want to pay off your balance faster? Our Gold Credit Card is designed to help shrink your balance.
This offer is available exclusively online.
Balance transfer – switch your balances within three months of opening your account, and pay 8.9% p.a. for the life of the balance transfer
Shrink your balance – we’ll pay 2%. of your remaining transferred balance into your account, every six months
Everyday spending – pay 8.9% p.a. on purchases for nine months from account opening
No balance transfer fee
No annual fee
Typical 16.9% APR (Variable)
enjoy an interest free period on purchases - up to 56 days - if you pay your current and previous month's balance in full and on time
Manage your credit card online. Check your balance or make a payment from your computer.
Worry-free payments. A Direct Debit means you’ll always pay your bill on time. Settle the balance in full or make the minimum payment.
Credit limit increase. You can ask us to review your credit limit after you’ve had the card for six months.
Move funds to a bank account. You can transfer money from your Gold Credit Card to any UK bank account. You simply pay your money transfer rate from the date of the transfer, and the minimum transfer is £250.
Cash advance. Your Gold Credit Card gives you access to £300 each day, from cash machines around the world. The amount you can withdraw depends on your credit limit, and there’s a 3% handling fee - a minimum of £3.
Add an additional cardholder for free and they can share the benefits of your Gold card
NatWest Wine Club. Look out for cardholder-only offers, as well as the occasional free gift.
NatWest Travel Service. Book holidays and work trips with a great choice of discounts, including air tickets and hotels.
if you're an Advantage Gold member you can enjoy a 1% APR discount
Security - Our identity theft helpline, internet fraud protection and fraud warning alerts are offered at no extra cost
Our Emergency Medical and Legal Referral service is there to help should you find yourself in difficulty abroad
Balance Transfer Rebate Scheme Terms and Conditions
In order to qualify for the Balance Transfer Rebate ("the Rebate"), one or more balance transfer transactions must be debited to your credit card account ('your account') in the first 3 months from account opening.
Please see Other Financial Information 2(B) of your credit card account terms and conditions ('credit card agreement') for details of the interest rate that applies to balance transfers.
Any balance transfers debited to your account during the first 3 months from account opening (the 'Qualifying Balance') will be eligible for the Rebate. Balance transfers debited to your account after the first 3 months from account opening will not be eligible for the Rebate.
Balance transfers are limited to 95% of your credit limit. You will receive details of your credit limit with your card.
The Rebate will be a sum equal to 2% of such part of the Qualifying Balance that remains outstanding, as follows (i) on the date of your 8th statement from account opening, and (ii) on the date of every 5th statement thereafter. The statement date will appear at the top of your credit card statement and will remain fixed unless you elect to change your statement date. If you change your statement date, the Rebate will be calculated on your new statement date.
The Rebate will be paid in the form of a credit to your account and will appear on your following month's credit card statement.
Balance transfers for the purposes of the Rebate will have the meaning set out in your credit card agreement.
If you break any terms and conditions of the credit card agreement with us, we reserve the right to (a) postpone or cancel payment of any Rebate earned but not yet credited to your account and (b) reduce or end any future Rebate.
In the event that we take steps to terminate your credit card agreement, any Rebate earned but not yet credited to your account will be forfeited immediately. We may do this if you break any term of your credit card agreement, you become bankrupt, you die, we take action against you to obtain payment under your credit card agreement or you end your credit card agreement with us.
On giving 6 months' notice to you, we may terminate the Rebate scheme and, on giving 30 days' notice to you, we may change these rules, the transactions that qualify for the Rebate, the rate at which the Rebate is earned, when the Rebate is paid and how it is paid to your account.
We may end any introductory offer, including any balance transfer offer, if you do not pay on time or stay within your credit limit
Security.
As well as standard Chip and PIN enabled cards, we offer the following monitoring and security services at no extra cost:
Identity Theft Helpline
If you suspect you are a victim of identity theft, or would simply like to know more about it, our free advice will guide you step by step through the best course of action.
Fraud Warning and Text Alerts
We always keep an eye on your transactions. When we suspect a fraudulent transaction, we'll call you in person to check everything's OK.
In addition you can now sign up for our free Fraud Text Alert Service, which will let you know of any suspicious transactions where ever you are.
Internet Fraud Protection
Internet fraud guarantee - we guarantee to refund losses caused by online fraud, so using your NatWest Credit Card to shop online is as safe as shopping on the high street
NatWest Secure - create a personal password for your NatWest Credit Card for use online and shop with complete peace of mind at websites participating in the scheme.
Safe and secure online application with SSL encryption technology.
Safe and secure online application with SSL encryption technology.
All card applications are strictly confidential.