Apply online for a 360money Optimum Prepaid Card with no credit check or bank account
"It just takes a minute to complete and submit your online Optimum card application"
OPTIMUM gives you added flexibility.
Optimum – the flexible yet secure prepaid Mastercard from 360money. There is no joining fee and no contract; just let Optimum work for you.
Top up with pounds - take out cash at home or abroad. OPTIMUM is the perfect card for use at home and abroad. You can even save money up on your card
and use that as your holiday spending. Best of all, you can top it up in the usual way in the UK with pounds and then, when you are abroad you can even
take cash out in the local currency. Safe. Smart. Handy!
Share money with an EXTRA CARD. All the advantages of your OPTIMUM card can also be shared with your family or friends. By applying for a second card,
you can choose to share it with your family or friends at home or abroad. All you have to do is request an extra card through 'Your Account'. Your
family or friends can then access money anywhere in the world to shop or withdraw cash from the same account.
And because MasterCard® is a truly global brand –accepted at over 25 million locations worldwide - you can use your OPTIMUM card in the UK or across the world.
With your unique PIN number, you know your money is safe too.
OPTIMUM opens up the whole world of secure on-line shopping – without having to worry about people accessing your bank account details.
With on-line shopping growing faster than ever, OPTIMUM lets you enjoy the best on-line deals without having to leave home!
With more than 1 million cash machines in over 200 countries, you can withdraw cash in the local currency in amounts that you feel safe carrying. Better still, it costs you less than many high street banks.
Safe and secure online application with SSL encryption technology.
Get your Optimum prepaid mastercard and enjoy the benefits today.
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
For detailed card information or to apply,
click on the link next to the card of your choice and a new window will be opened for you.
No credit check! Instant approval for anyone with a valid UK address!
So flexible
OPTIMUM is a payment card which you can load with money – by easy automatic top up from a bank account, wage transfers, with cash or a credit/debit card. Your OPTIMUM card looks just like a credit or debit card, with a card number, chip and signature strip and can be used wherever MasterCard® cards are accepted worldwide.
But here’s the clever bit. OPTIMUM is not a credit card, which provides you with a line of credit, nor is it a debit card which is linked to a bank account. This means that with OPTIMUM you can’t go overdrawn or borrow money– you can only spend the money you have loaded onto it, so you stay in complete control of your money.
OPTIMUM allows you to transfer money - FREE. This way, you can securely enjoy your money in shops, on-line and across the world when you are on holiday. You can even get an extra card for family and friends, so you can quickly and safely share your money.
Wherever you use your OPTIMUM card you know it speaks volumes, without you saying a word.
On-line security
OPTIMUM opens up the whole world of secure on-line shopping – without having to worry about people accessing your bank account details.
With on-line shopping growing faster than ever, OPTIMUM lets you enjoy the best on-line deals without having to leave home!
Choose your tariff
OPTIMUM lets you choose to Pay Monthly or Pay As You Go.
Pay As You Go - FREE Monthly Management Fee; 2.95% Transaction Fee
On-line Account
OPTIMUM card holders can set up and use this online service for FREE.
It is totally secure and will help you keep check on your account - any time of the day and night.
Once you've set up your account - which is quick and easy to do - you can then log into your personal area. Here, you can check the balance of your account, see statements, apply for an extra card, change your address and even request a replacement card.
Now that’s what you call safe on-line and smart in life.