"It just takes a minute to complete and submit your RBS Black Credit Card application"
Your card for life
Welcome to a world that's all about you. We know that you want to get the most out of life and that your time is at a premium.
So, to give you more precious time to spend as you please, we've created the RBS Black Card.
The RBS Black Card offers a wealth of features which far exceed those of a standard credit card. Whether you need much-sought-after tickets,
a fine wine service or bespoke travel planning, an RBS Black Card gives you access to an extensive range of benefits.
So as you'd expect, the criteria for the card are higher than for a regular credit card. That's why it is only available to customers with
an income of £75,000 or above and over 25 years of age. Approval is subject to status and conditions.
An annual fee of £250 is payable which reflects a package of benefits worth well over £1,300 per year.
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Substantial spending power
RBS Black Card has an automatic minimum credit limit of £15,000.
Additional cardholders
You can add up to three additional cardholders free of charge, who'll benefit from our complimentary travel insurance cover.
Statements and monthly payments
You will receive monthly statements and an annual summary statement and can make minimum or full monthly payments by Direct Debit.
24-hour personal assistant service
You have a 24-hour, multi-lingual, multi-talented, personal assistant service just a phone call away, dedicated to helping you live your life the way you want.
Airport lounge access
RBS Black Card helps to take the stress and strain out of air travel, allowing you to relax and enjoy your trip.
You and your secondary cardholder enjoy access to over 600 executive airport lounges around the world – for both inbound and outbound flights as a Priority Pass™ holder.
Lounge access for any guest travelling with you for just £15 per person
Travel insurance and assistance
The RBS Black Card gives you, your spouse and your dependent children extensive cover while travelling.
Your extensive travel insurance is always active, giving you peace of mind on the move.
Interest free period up to 56 days for purchases if you pay your balance in full and on time, and have paid the previous month's balance in full and on time
Roadside assistance
24-hour home or roadside response cover for your main car in the UK and Europe.
Enjoying your journey and arriving safely is what it's all about. Your RBS Black Card offers the reassurance that, if things do go awry, you'll be back on the road in no time.
Complimentary purchase and card protection
Purchase protection – up to £25,000 (in any 12-month period) on purchases¹ made with your RBS Black Card.
Extended warranty – an extra year for no extra cost, for up to four new household appliances a year²
Card protection – cancel as many cards as necessary with just one phone call
Fraud protection – up to £1,000 provided loss is reported in 24 hours, £50,000 after reporting
Personal document protection – automatic registration with CIFAS³
Exclusive offers
You will have access to exclusive opportunities and prestigious events throughout the year. You can also use our fine wine service to take advantage of preferential prices and expert advice.
Your RBS Black Card gives you access to select opportunities, VIP events and bespoke services, all designed to make your life easier.
Extensive travel services
Our round-the-clock travel service can make all your travel arrangements for you.
Complete travel itineraries – from long weekends to major expeditions
Bookings – flights, transfers, hotels and discounted car hire
Additional requirements – commission-free currency exchange, arranging vaccinations
Our personal assistants are available 24 hours a day and will make sure your travel arrangements are hassle free.
Home emergency cover
Use our 24-hour support service for help with plumbing, electrics, drains, windows and doors.
Mishaps usually happen at the most inconvenient times. Our home emergency service means that you can leave it to us to sort them out.
Representative example:
Representative 19.7% APR (variable) Based on a Credit Limit of £15,000.
Standard interest rate for purchases: 16.0% p.a. (variable).
Annual fee: £250