Apply online for a FREE Royal Bank of Scotland Credit Card.
"It just takes a minute to complete and submit your Bank Card Credit Royal Scotland UK application"
RBS is one of the UK’s leading banks.
RBS is one of the UK’s leading banks, offering a range of Credit Cards to suit all needs.
The Royal Bank of Scotland Group is one of the world's leading financial services providers and one of the oldest banks in the UK.
The Royal Bank of Scotland Group, founded in 1727, boasts a pedigree of great diversity and distinction.
In 2000 the Royal Bank acquired National Westminster Bank plc, in the biggest takeover in the history of British banking, to create a huge Group, with a highly diversified portfolio of services for personal, business and corporate customers.
As you would expect from a leading trusted high street bank, we have many years of experience dealing with online customer service. Our straightforward online application gives an instant decision within seconds.
Which Credit Card is right for you? Whatever you’re looking for from a credit card, we’ve got the right one for you.
Safe and secure online application with SSL encryption technology.
Get the RBS Credit Card UK of your choice and enjoy the benefits today.
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
For detailed card information or to apply,
click on the link next to the card of your choice and a new window will be opened for you.
Our best ever 0% balance transfer offer
Enjoy 0% interest for 20 months on your balance transfers. And pay 0% on purchases for 6 months from account opening.
0% balance transfers for 20 months(3.2% fee - min £5) - when you transfer your balances within three months of account opening
0% interest on purchases – for 6 months from account opening
No annual fee
Up to 56 days interest free on purchases if you pay your balance in full and on time, and have paid the previous month’s balance in full and on time
Daily cash advance. Use your Platinum Credit Card to get up to £750 each day (depending on your credit limit) from cash machines worldwide. Subject to a 3% handling fee with a minimum £3.00.
Money transfers by phone. Transfer money from your Platinum Credit Card to any UK bank account. The minimum is £250 - and you just pay your money transfer rate from the date of the transfer.
Flexible credit limits. Need a little bit of breathing space for your finances? After six months you can ask us to review your credit limit.
Add a cardholder for free. Would your spouse, partner or a close friend enjoy the benefits of your credit card?
Control your credit card online. Check your balance whenever it suits - and pay your balance from almost any computer - PC or Apple Mac.
Pay by Direct Debit. Why worry about late payments? You can settle the balance in full or make the minimum payment.
Extra Rewards - Special discounts, Travel benefits and Wine offers
Royalties - get more from your credit card. If you are a Royalties current account customer you are guaranteed a 1% discount on the APR for which you qualify for at least 12 months.
Representative Example:
Representative 17.9% APR (variable) based on an assumed Credit Limit of £1,200. Standard interest rate for purchases: 17.95% p.a. (variable)
0% on purchases and balance transfers for 13 months
Pay 0% interest on purchases for 13 months from account opening – and on balance transfers too. Thereafter the standard annual rate will be 17.9% p.a. (variable).
Get RBS YourPoints every time you spend and use them with great brands like easyJet, M&S, Boots and Amazon.
This offer is available exclusively to existing RBS current account customers and only available online
0% on purchases for 13 months from account opening
0% on balance transfers for 13 months (2.9% fee, min £5) on any balances you transfer within 3 months of opening your account
2,500 bonus RBS YourPoints that you can use towards flights, holidays and some great brands like M&S, Boots and Amazon.
No annual fee
Up to 56 days interest free on purchases if you pay your balance in full and on time, and have paid the previous month’s balance in full and on time
Need a little bit of breathing space for your finances? After six months you can ask us to review your credit limit.
Daily cash advance. Use your Classic Credit Card to get up to £300 each day (depending on your credit limit) from cash machines worldwide. Subject to a 3% handling fee with a minimum £3.00.
Money transfers by phone. Transfer money from your Classic Credit Card to any UK bank account. The minimum is £250 - and you just pay your money transfer rate from the date of the transfer.
Control your credit card online. Check your balance whenever it suits - and pay your balance from almost any computer - PC or Apple Mac.
Pay by Direct Debit. Why worry about late payments? You can settle the balance in full or make the minimum payment. However, we don’t recommend that you only ever make your minimum payment.
Add a cardholder for free. Would your spouse, partner or a close friend enjoy the benefits of your credit card?
Extra Rewards - Special discounts, Travel benefits and Wine offers
If you are a Royalties current account customer you are guaranteed a 1% initial discount on the APR for at least 12 months.
Representative Example:
Representative 17.9% APR (variable) based on an assumed Credit Limit of £1,200. Standard interest rate for purchases: 17.95% p.a. (variable).
Substantial spending power
RBS Black Card has an automatic minimum credit limit of £15,000.
Additional cardholders
You can add up to three additional cardholders free of charge, who'll benefit from our complimentary travel insurance cover.
Statements and monthly payments
You will receive monthly statements and an annual summary statement and can make minimum or full monthly payments by Direct Debit.
24-hour personal assistant service
You have a 24-hour, multi-lingual, multi-talented, personal assistant service just a phone call away, dedicated to helping you live your life the way you want.
Airport lounge access
RBS Black Card helps to take the stress and strain out of air travel, allowing you to relax and enjoy your trip.
You and your secondary cardholder enjoy access to over 600 executive airport lounges around the world – for both inbound and outbound flights as a Priority Pass™ holder.
Lounge access for any guest travelling with you for just £15 per person
Travel insurance and assistance
The RBS Black Card gives you, your spouse and your dependent children extensive cover while travelling.
Your extensive travel insurance is always active, giving you peace of mind on the move.
Interest free period up to 56 days for purchases if you pay your balance in full and on time, and have paid the previous month's balance in full and on time
Roadside assistance
24-hour home or roadside response cover for your main car in the UK and Europe.
Enjoying your journey and arriving safely is what it's all about. Your RBS Black Card offers the reassurance that, if things do go awry, you'll be back on the road in no time.
Complimentary purchase and card protection
Purchase protection – up to £25,000 (in any 12-month period) on purchases¹ made with your RBS Black Card.
Extended warranty – an extra year for no extra cost, for up to four new household appliances a year²
Card protection – cancel as many cards as necessary with just one phone call
Fraud protection – up to £1,000 provided loss is reported in 24 hours, £50,000 after reporting
Personal document protection – automatic registration with CIFAS³
Exclusive offers
You will have access to exclusive opportunities and prestigious events throughout the year. You can also use our fine wine service to take advantage of preferential prices and expert advice.
Your RBS Black Card gives you access to select opportunities, VIP events and bespoke services, all designed to make your life easier.
Extensive travel services
Our round-the-clock travel service can make all your travel arrangements for you.
Complete travel itineraries – from long weekends to major expeditions
Bookings – flights, transfers, hotels and discounted car hire
Additional requirements – commission-free currency exchange, arranging vaccinations
Our personal assistants are available 24 hours a day and will make sure your travel arrangements are hassle free.
Home emergency cover
Use our 24-hour support service for help with plumbing, electrics, drains, windows and doors.
Mishaps usually happen at the most inconvenient times. Our home emergency service means that you can leave it to us to sort them out.
Representative example:
Representative 19.7% APR (variable) Based on a Credit Limit of £15,000.
Standard interest rate for purchases: 16.0% p.a. (variable).
Annual fee: £250
Safe and secure online application with SSL encryption technology.
All card applications are strictly confidential.