Discover more than 1,000 extraordinary hotels and resorts in nearly 100 countries
Enjoy 20,000 bonus Starpoints® when you spend £1,000 on your Card in the first three months – that’s enough for five Free Night Awards at the Sheraton Miramar Resort El Gouna, Africa or two nights at the Westin Grand in Frankfurt.
Earn 1 Starpoint for every full £1 spent, per transaction on your Card.
Auto enrolment in SPG Preferred Plus tier
Experience Gold Preferred Guest status when you spend £15,000 annually on your Card.
Receive a Free Weekend Night at any hotel or resort in categories 1-4 anywhere in the world when you spend £25,000 on the Card during each year of your Cardmembership.
Share the benefits with friends and family and you will earn additional Starpoints for their purchases with free Supplementary Cards.
Over 1,000 extraordinary hotels and resorts - Use Starpoints for complimentary night awards with no blackout dates at any of our nine distinct brands: St Regis, The Luxury Collection, W Hotels, Le Meridien, Weston, Sheraton, Aloft, Element, Four Points by Sheraton.
Complimentary flights - Redeem Starpoints for tickets on more than 350 airlines with no blackout dates with SPG Flights.
You can also transfer Starpoints to the frequent flyer programmes of over 30 major airlines, most on a 1 to 1 basis. Plus, you receive a 5,000 Starpoint bonus from the Starwood Preferred Guest programme when you transfer 20,000 Starpoints to a frequent flyer programme.
Purchase Protection Benefit - If eligible items you buy with the Card are damaged or stolen inside 90 days, they're replaced or the cost is refunded up to £2,500
Refund Protection Benefit - Should any UK retailer refuse you a refund on any eligible items within 90 days of purchase, you get back the purchase price up to £200
Online Fraud Guarantee - If something's stolen from your account or you see a charge you don't recognise, we'll remove it and investigate. You can shop online knowing you'll never be held responsible for any unauthorised online purchases
Travel Accident Benefit - Receive up to £150,000 in the event of accident when public transport travel tickets are charged to your Card
Representative Example: Representative 34.5% APR variable. Based on £75 annual fee, assumed borrowing of £1,200, rate of interest 19.9% per annum (variable).
Get a rocking 5% cashback on up to £2,000 of purchases in your first 3 months of Cardmembership
Double cashback (2.5%) for one month every year
An ongoing 1.25% cashback on virtually everything you buy
Representative 18.5% APR variable
Free Additional Cards to help you save even more
Up To 56 Days interest-free period for Purchases if you pay your balance in full and on time.
24/7/365 customer service
Purchase protection alleviates the worry of "what if" on your purchases in case of loss, theft or accidental damage
Refund Protection lets you buy with peace of mind, offering a refund of up to £200 on eligible purchases, if a UK retailer won't give you one
Online Fraud Guarantee lets you shop on the Web with confidence, by safeguarding against unauthorized online purchases made with your Card
Up To £150,000 in Travel Accident Insurance
Apply now and get a decision within 60 seconds.
Representative Example: Representative 18.5% APR variable. Based on £25 annual fee, assumed borrowing of £1,200, rate of interest 14.0% per annum (variable).
Every time you use the Preferred Rewards Gold Card, you’ll earn Membership Rewards points to redeem against your choice of a huge range of travel partners including bmi, British Airways, Eurostar, Hilton, Sheraton, Virgin Atlantic and many more. Get 1 point for virtually every £1 you spend and, double points for travel spend.
Apply now for 20,000 Membership Rewards points when you spend £1,000 in your first 3 months - enough for two return flights to Europe.
Spend £15,000 or more during the year and earn an additional 7,500 bonus points each year you renew your Card.
First 3 months' membership on us - a saving of £32 on the regular £125 annual fee.
Earn double points - Earn double Membership Rewards points on your travel and overseas spend. Plus earn 1 point for every full £1 spent and charged virtually everywhere else.
First year bonus - double Membership Rewards points when you buy your everyday purchases like groceries and petrol.
There's no cap on the points you can earn, and no expiry date either. Your points are there for whenever you need them.
Redeem Membership Rewards points directly for airline tickets on hundreds of airlines through the Membership Rewards Travel Agency, with no blackout dates.
Two complimentary lounge visits a year at over 350 airport lounges worldwide from our partner LOUNGE CLUB™.
Travel Inconvenience Benefit - up to £200 per person for meals or hotels if your flight is delayed for over 4 hours. Or if you're left without luggage for more than 4 hours at your destination, get up to £200 per person for toiletries and clothes and up to a further £200 per person for extended luggage delay.
Travel Accident Benefit - up to £250,000 in the event of loss of life, sight or limb when public transport travel tickets are charged on the Card
Purchase Protection Benefit - if something you bought with your Card gets stolen or damaged within 90 days of purchase, reimbursement for repairing or replacing it up to a maximum of £2,500 per eligible item
Refund Protection Benefit - reimbursement for unwanted items bought with the Card within 90 days of purchase, up to a maximum of £300 per item
Online Fraud Guarantee - should there be any unauthorised charges to your account, you won't be liable.
Global Assist® Service - help when you travel outside the UK, in your own language, 24/7.
Emergency Card Replacement - we aim to get a Replacement Card to you, wherever you are, within two working days.
24/7 award-winning Customer Service - online, on your mobile or by landline.
American Express Mobile - service your account on the go with our iPhone app.
Preferred Seating - exclusive access to some of the UK's hottest shows and events.
No pre-set spending limits - the Preferred Rewards Gold Card is a charge card. This means we don't put a fixed, inflexible spending limit on your Card. Instead, we prefer to get to know you and your spending patterns and give you all the spend flexibility we reasonably can. And, providing you pay your balance off in full each month, you won't have to pay any fees either.
No interest charges - just pay your balance in full every month
One Supplementary Card for a friend of family member at no extra cost to help you earn points faster. You may apply for more - each additional Card after the first Supplementary Card will be charged at £45.
Superior travel and lifestyle benefits for you and your family.
Earn 40,000 Membership Rewards points when you spend £1,500 in your first 3 months. They’re redeemable for a wide range of products, experiences, travel and hotel stays.
Complimentary enrolment in Membership Rewards® - reward yourself and your family more often.
Earning Membership Rewards is easy. Every time you use your Card you’ll earn one point for virtually very £1 you spend
Points can be redeemed for hundreds of free rewards - from chic fashion accessories, fine wines and digital cameras, to the best hotels and resorts in over 5,000 locations and flights with some of the worlds leading airlines including Virgin and Continental
Unlimited access to over 700 airport and Eurostar lounges
Global annual travel insurance for you and your family
Platinum Service - preferential treatment when you travel
Five more free cards for family and friends
Companion tickets - friends and family fly with our complements. With the Platinum Card, every time you book a full-fare business class ticket with our partner airlines, your friend or partner enjoys their flight on us.
Emergency assistance - wherever, whenever, we're there for you
1,000 bonus Avios when you spend £500 in your first 3 months of Cardmembership.
No Annual Fee
Collect 1 Avios for virtually every £1 you spend.
Automatic enrolement into the British Airways Executive Club - priority on flight waiting lists, your seat and meal choices on flights and the chance to earn more Avios
Representative 19.9% APR variable
Redeem your Avios on a British Airways flight.
Spent £20,000 on your Card in one year, we’ll give you another ticket for a companion, for the same flight and cabin.
Free additional cards for your friends and family
Travel Accident Benefit up to £75,000
Purchase Protection Benefit
Refund Protection Benefit
Online Fraud Guarantee
Representative Example: Representative 19.9% APR variable. Based on assumed credit limit of £1200. Interest rate for purchases: 19.9% p.a. variable.
6,000 bonus Avios when you first spend on your Card.
Collect 1.5 Avios for virtually every £1 you spend.
Earn double (3) Avios on BA flight and BA Holidays
Representative Example: Typical 50.1% APR variable. Based on £150 annual fee,assumed borrowing of £1200,rate of interest (variable)annual 19.9%/1.53% per month.
Redeem your Avios on a British Airways flight.
Spent £10,000 on your Card in one year, we’ll give you another ticket for a companion, for the same flight and cabin.
Free additional cards for your friends and family
Travel Accident Benefit up to £250,000
Purchase Protection Benefit
Refund Protection Benefit
Online Fraud Guarantee
Representative 50.1% APR variable. Based on annual fee of £150 and assumed credit limit of £1200. Interest rate for purchases: 19.9% p.a. variable.
Safe and secure online application with SSL encryption technology.
All card applications are strictly confidential.