Earn up to triple points and a choice of great places to use them with the new Express Rewards Card from American Express.
0% on purchases for the first 6 months
Earn 6,000 bonus points (worth £30) when you spend £500 in your first 3 months of cardmembership
Earn 3 points for virtually every full £1 of spend in major supermarkets, 2 points for virtually every full £1 of spend in leading department stores, 1 point for every £1 of spend elsewhere.
Once you reach 5,000 points, you can redeem for a £25 gift voucher from a selection of favourite stores, both on the high street and online.
Typical 17.9% APR Variable
No annual fee
Free Supplementary Cards – combine your points and share these Card benefits with the whole family.
Up To 56 Days interest-free period for Purchases if you pay your balance in full and on time.
24/7/365 customer service
Purchase Protection Benefit – if eligible items are stolen or damaged within 90 days of purchase, they are replaced or the cost is refunded up to £2,500
Refund Protection Benefit – should any UK retailer refuse you a refund on any eligible items within 90 days of purchase, you get back the purchase price up to £200
Online Fraud Guarantee - if something's stolen from your account or you see a charge you don't recognise, we'll remove it and investigate. You can shop online knowing you'll never be held responsible for any unauthorised online purchases.
Travel Accident Benefit - Receive up to £150,000 when public transport travel tickets are charged to your Card
Additional features to keep you up to date with your account, including online account management, 24-hour global assistance and emergency Card replacement services.
Discover 940 extraordinary hotels and resorts in 93 countries
Enjoy 10,000 bonus Starpoints® when you spend £1,000 on your Card in the first three months – enough for up to three complimentary nights.
Earn 1 Starpoint for every full £1 spent, per transaction on your Card.
Auto enrolment in SPG Preferred Plus tier
Experience Gold Preferred Guest status when you spend £15,000 annually on your Card.
Receive a Free Weekend Night at any hotel or resort in categories 1-4 anywhere in the world when you spend £25,000 on the Card during each year of your Cardmembership.
Share the benefits with friends and family and you will earn additional Starpoints for their purchases with free Supplementary Cards.
940 extraordinary hotels and resorts - Use Starpoints for complimentary night awards with no blackout dates at any of our nine distinct brands: St Regis, The Luxury Collection, W Hotels, Le Meridien, Weston, Sheraton, Aloft, Element, Four Points by Sheraton.
Complimentary flights - Redeem Starpoints for tickets on more than 350 airlines with no blackout dates with SPG Flights. You can also transfer Starpoints to the frequent flyer programmes of over 30 major airlines, most on a 1 to 1 basis.
Typical 32.0% APR – Includes £75 Annual Fee
Purchase Protection Benefit - If eligible items you buy with the Card are damaged or stolen inside 90 days, they're replaced or the cost is refunded up to £2,500
Refund Protection Benefit - Should any UK retailer refuse you a refund on any eligible items within 90 days of purchase, you get back the purchase price up to £200
Online Fraud Guarantee - If something's stolen from your account or you see a charge you don't recognise, we'll remove it and investigate. You can shop online knowing you'll never be held responsible for any unauthorised online purchases
Travel Accident Benefit - Receive up to £150,000 in the event of accident when public transport travel tickets are charged to your Card
Every time you use the Preferred Rewards Gold Card, you’ll earn Membership Rewards points to redeem against your choice of a huge range of travel partners including bmi, British Airways, Eurostar, Hilton, Sheraton, Virgin Atlantic and many more. Get 1 point for virtually every £1 you spend and, double points for travel spend.
First year bonus - double Membership Rewards points when you buy your everyday purchases like groceries and petrol.
Travel Inconvenience Benefit - £200 for meals or hotels if your flight is delayed for over 4 hours. Or if you're left without luggage for more than 6 hrs, get up to £750 for toiletries and clothes
Travel Accident Benefit - up to £250,000 in the event of loss of life, sight or limb when public transport travel tickets are charged on the Card
Purchase Protection Benefit - if something you bought with your Card gets stolen or damaged within 90 days of purchase, reimbursement for repairing or replacing it up to a maximum of £2,500 per eligible item
Refund Protection Benefit - reimbursement for unwanted items bought with the Card within 90 days of purchase, up to a maximum of £300 per item
24hr Customer Care
Accepted Worldwide
£95 annual fee
No pre-set spending limits
No interest charges - just pay your balance in full every month
Purchase Protection Benefit - If something you bought with your Card gets stolen or damaged within 90 days of purchase, we'll reimburse you for repairing or replacing it.
Refund Protection Benefit - We'll reimburse you for unwanted items bought with the Card within 90 days of purchase.
Extended Warranty Benefit - We'll add a year to manufacturers' warranties.
Fraud Guarantee - We aim to put things right straight away if someone uses your account details without your consent.
Membership Rewards® - Earn points for almost every pound you spend. Redeem them for a choice of rewards.
SelectsSM - Hundreds of offers for you to enjoy at home and abroad.
Travel Back-Up - Problems abroad? Call us and we'll get your holiday back on track.
Travel Inconvenience Benefit - If you or your luggage are delayed, we'll compensate you for unexpected costs.
Supplementary Cards - Up to 2 free additional Cards for family and friends.
24hr Customer Care
Pay in full every month - No interest charges.
£60 annual fee - Get all these benefits for the equivalent of just £5 a month.
Superior travel and lifestyle benefits for you and your family.
Complimentary enrolment in Membership Rewards® - reward yourself and your family more often.
Earning Membership Rewards is easy. Every time you use your Card you’ll earn one point for virtually very £1 you spend
Points can be redeemed for hundreds of free rewards - from chic fashion accessories, fine wines and digital cameras, to the best hotels and resorts in over 5,000 locations and flights with some of the worlds leading airlines including Virgin and Continental
Free access to VIP airport lounges worldwide for you and your partner
Global annual travel insurance for you and your family
Platinum Service - preferential treatment when you travel
Five more free cards for family and friends
Companion tickets - friends and family fly with our complements. With the Platinum Card, every time you book a full-fare business class ticket with our partner airlines, your friend or partner enjoys their flight on us.
Emergency assistance - wherever, whenever, we're there for you
Safe and secure online application with SSL encryption technology.
All card applications are strictly confidential.