When you take out a Virgin Credit Card, you get more than just a nice piece of plastic.
0% p.a. on Balance Transfers for 20 months*(Rate applies to transfers made in the first 60 days. Handling fee of 2.99% applies).
0% p.a. on Card Purchases for 3 months from the date your account is opened.
Voted best credit card for balance transfers. Moneyfacts Awards 2008 - Winner Best Credit Card Provider (Balance Transfer Rate).
No annual fee.
Representative 16.8% APR (variable)
Manage your account online or over the phone 24/7
Contactless payments - a quick & easy way to pay for purchases of £15 or less
Pay less interest on your balance
Awesome discounts like 5% off Virgin Holidays, discounted high street vouchers and more…
FREE Purchase Protection Insurance
FREE Travel Accident Insurance up to £100,000
Up to 50 interest-free days on card purchases if you pay your statement balance in full and on time every month
Representative Example:
16.8% p.a. (variable) on card purchases. This is equivalent to 16.8% APR representative (variable) based on a credit limit of £1,200.
* From the date your account is opened. Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions.
The Virgin Credit Card is promoted by Virgin Money Limited and issued by MBNA Europe Bank Limited, Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. Credit is available, subject to status,
only to UK residents aged 18 or over. As the Virgin Credit Card is issued by MBNA you can't transfer a balance from another credit card issued by them. We will monitor or record some phone calls. MBNA is authorised and regulated by the Financial Services Authority.
A flexible credit card with a choice of introductory offers
The Nationwide Credit Card could save you money whether you're looking to transfer a balance or make purchases. We're offering a choice of introductory offers so that you can choose the one which suits your needs.
Key features and benefits
Choice of introductory offers* - Choose from 0% on balance transfers for 17 months plus 0% on purchases for 3 months or 0% on purchases for 6 months.
Commission-free purchases abroad - we will reward you every time you use your card for purchases in pounds sterling with commission-free purchases abroad.
Fraud Protection Guarantee - including round the clock account monitoring and the latest card and system protective technologies.
No annual fee.
Representative 15.9% APR (variable)
Interest free period - Maximum 56 days for purchases if you pay your total balance on your statement, including any balance transfers, in full and by the due date.
UK call centres - With UK call centres it's easy to manage your credit card with us.
Manage account online - Manage your account when and where it suits you. Log on to check your balance, view statements and much more.
*Introductory rates apply from the date the account is opened. Balance transfers at 0% must be made within 3 months from account opening and are subject to a fee of 2.95% (minimum £5.00).
Representative Example:
Representative 15.9% APR (variable) based on an assumed Credit Limit of £1,200. Standard interest rate for purchases: 15.9% p.a. (variable)
0% interest for 15 months on balances transferred within the first 90 days (3% fee applies).
0% interest on purchases for 3 months
Representative 17.9% APR (variable)
No annual fee
Up to 56 days interest free on Purchases if your full balance is paid off by the due date.
Add an additional cardholder, aged 18 or over.
Secure internet shopping with Lloyds TSB ClickSafe® - this makes internet shopping safer. You choose a personal password to ensure only you can use your card to shop online.
Safe online shopping with our internet shopping promise including internet fraud loss protection.
Managing your account online, by phone or at a local Lloyds TSB branch.
Active Account Monitoring – fraud specialists will alert you to any suspicious credit card transactions.
Overseas Emergency Assistance – call our overseas contact number if you lose your card abroad and we will issue a free replacement card.
Accepted in over 24 million places worldwide.
Chip and PIN security.
Representative Example:
Purchase Rate: 17.95% APR
Representative 17.9% APR(variable)
Based on borrowing of £1,200 over 12 months
* Minimum balance transfer is £100 and is subject to your credit limit. Balances must be transferred within 90 days of opening the account. 3% balance transfer fee applies and interest is charged on this fee. If you don't pay off your balance in full, any payments you make will pay off Transactions charging the highest rate of interest first, and so on down to the lowest rate of interest in the following order: Cash Withdrawals, Purchases, Balance Transfers, Cheques, followed by the default charges.
4.9% p.a. interest for 12 months on balances transferred within the first 90 days (3% fee).*
Special offer - 50% refund on your Balance Transfer Fee - apply and transfer £1500 or more before 30th June 2011.**
Representative 11.9% APR (variable), interest charged from the date of the transaction.
No annual fee
Add an additional cardholder, aged 18 or over.
Secure internet shopping with Lloyds TSB ClickSafe® - this makes internet shopping safer. You choose a personal password to ensure only you can use your card to shop online.
Safe online shopping with our internet shopping promise including internet fraud loss protection.
Managing your account online, by phone or at a local Lloyds TSB branch.
Active Account Monitoring – fraud specialists will alert you to any suspicious credit card transactions.
Overseas Emergency Assistance – call our overseas contact number if you lose your card abroad and we will issue a free replacement card.
Accepted in over 24 million places worldwide.
Chip and PIN security.
Representative Example:
Purchase Rate: 11.95% APR
Representative 11.9% APR(variable)
Based on borrowing of £1,200 over 12 months
* Minimum balance transfer is £100 and is subject to your credit limit. Balances must be transferred within 90 days of opening the account. 3% balance transfer fee applies and interest is charged on this fee. If you don’t pay off your balance in full, any payments you make will pay off Transactions charging the highest rate of interest first, and so on down to the lowest rate of interest in the following order: Cash Withdrawals, Purchases, Balance Transfers and Cheques, followed by the default charges.
**Special Offer on Balance Transfer Fees
Apply for the credit card and transfer balances totalling £1,500 or more before 30 June 2011. We’ll charge our standard 3% fee for the balance transfer when you apply, and refund 50% of it within 30 days of your balance transfer going into your credit card account. Your refund will show on one of your next two statements as ‘50% balance transfer fee refund.’
Let every day reward you
Two cards on one account gives you the flexibility to collect Avios as fast as possible. They combine great collection rates with worldwide acceptance. So keep them both with you when you shop.
0% interest for six months on balances transferred in the first 90 days† (3% fee applies). You'll also collect 1,500 bonus Avios for every whole £1,000 balance you transfer from a single provider.
Convenience of two cards - Lloyds TSB American Express® and Lloyds TSB MasterCard.
One account. One balance. One credit limit. One statement.
No annual fee.
Collect 1 Avios for every £1 you spend with the Lloyds TSB Duo Avios American Express® Card.
Collect 1 Avios per £5 you spend with the Lloyds TSB Duo Avios MasterCard®.
Collect in over 31 million MasterCard locations, and millions of American Express merchants on the high street and around the world.
Collect double Avios on your spent abroad.
Get even more Avios by using your Cards at any of over 200 online and high street partners, including Tesco stores and Shell petrol stations.
You can also use your Avios for discounts and exclusive offers on holiday's and cruises.
Use your miles for a wide range of travel, days out and leisure activities.
Competitive typical 15.9% APR variable.
Up to 56 days interest-free period on purchases (from the date of transaction) if you pay your balance in full and on time each month.
Representative Example:
Purchase Rate: 15.94% APR
Representative 15.9% APR(variable)
Based on borrowing of £1,200 over 12 months
Vanquis considers every application on its own merits, so we encourage you to apply even if you have had credit problems in the past.
Available to people who have had CCJs (now cleared) or credit problems in the past with poor credit history
No annual fee
Representative 39.9% APR (variable)
A sensible credit limit to help you stay in control. Initial credit limits range from £150 and £1,000.
You could get a credit limit increase on your 4th statement and further increases every 4 months, up to £3,000. Conditions apply see below*
Up to 56 days interest free on purchases, where you have paid off two or more consecutive current statement balances in full and on time.
Free additional cardholder
Free fraud monitoring - we'll warn you of any suspicious activity on your account
Chip & PIN technology for added security whenever you use your card
Visa is widely accepted in the UK and abroad
Convenient shopping online, over the phone and across the world
A friendly UK call centre to give you the support you need
A simple application process. Apply online for a response in 1 minute!
Representative example
Purchase annual interest rate 39.94% (variable)
Amount of credit £1000
Representative 39.9% APR (variable).
Now you can choose a credit card colour that suits you. Decide between our Blueberry, Lime or Cherry designs when you apply and add a splash of personality to your wallet.
* To be considered for a credit limit increase, please keep all your credit agreements in order by paying on time, making use of your existing credit limit without going overlimit, and not taking on too much debt elsewhere. This is only a guide and meeting these criteria does not guarantee you a credit limit increase.
You could get a credit increase on your 4th statement*
Further increases possible every 4 months, up to £3,000*
Thousands of great discounts with Granite rewards
* to be considered for a credit limit increase, please keep all your credit agreements in order by paying on time, making use of your existing credit limit without going over the limit, and not taking on too much debt elsewhere. This is only a guide and meeting these criteria does not guarantee you a credit limit increase.
Benefits & Features
No annual fee
A credit limit assigned at a fixed amount to help you stay in control
Up to 56 days interest free on purchases
Free additional cardholder
Free fraud monitoring to warn you of any suspicious activity on your account
Chip & PIN technology for added security whenever you use your card
We will not charge interest on purchases if you pay your balance in full and on time each month
Manageable monthly payments
Flexible payment dates
A friendly 24-hour customer helpline
Representative 32.9% APR (variable)
Be free to enjoy the benefits
Over 150,000 people in the UK have already been helped by aqua and on top of the card features listed above, also enjoy all these great benefits:
Free additional cardholder
Access to optional insurance products such as credit card repayments cover and card care, designed to help you should your circumstances change
Security of chip & PIN technology whenever you use your card
An attractive MasterCard accepted in 24 million places and 600,000 cash points around the world
We can’t promise to say yes, but we can guarantee that we’ll try, even if you have been refused credit before or are:
self employed and find it difficult to prove a regular income
a homemaker
working part-time or on a low income
at a new address or not on the electoral roll
recently moved to the UK
affected by previous poor credit, including County Court Judgments (CCJs)
Representative example:
Your interest rate for purchases is 32.94% p.a
With a representative 32.9% APR
If you borrowed £1,200 and repaid it over 12 months
Getting a payment card has never been easier. With no credit check and no need for a bank account. This is the exclusive cashplus Gold prepaid MasterCard® that lets you stay in control.
100% acceptance guaranteed*
No credit check or bank account required
The only prepaid card offering purchase protection
Shop securely online, by phone or in store
Use at over 26 million retail outlets and over 1 million ATMs worldwide, wherever you see the MasterCard acceptance mark
Top-up for FREE at 12,500 locations, including any UK Post Office® branch
Online account management with the secure member's area
24 hour, seven days a week telephone service
Other Benefits:-
Traveling with cashplus. Instead of taking all your holiday money in cash or travellers cheques, you can load money onto your cashplus Gold prepaid MasterCard® to use as you travel, so you can have a hassle free holiday.
An affordable and easy way to share money. Your cashplus Gold prepaid MasterCard® is the new way for you to get money to your loved ones abroad. Simply order an additional card on your account and send it to a friend or family member abroad. You load the account in the UK and they can get their money as and when they need it, in a safer and more convenient way.
Apply for an additional card on your cashplus Gold account and pass onto your family and friends (as long as they're aged 13 or over) when they are at university, on holiday or even out for the evening so you have the peace of mind that they have access to funds no matter where they are in the world.
cashplus is the market leader in the UK for prepaid cards. cashplus is the most awarded prepaid payment card in Europe; including winning the ifs/Capgemini Hallmark of Innovation award 2006, MasterCard Best Cardholder Service 2007 and Best New Prepaid Card awarded by Cards International Global Awards 2007. cashplus is the first and only prepaid gold MasterCard card.
By taking your Euros or US Dollars abroad on the FairFX Prepaid MasterCard you could save up to 10% on currency exchange rates!*
Key Benefits
Card available in Euros and US Dollars
Zero fee for purchases made in card currency
Low fees (€1.50/$2.00) for each cash withdrawal
Market-leading currency exchange rates
It's normally £9.95, but FREE* if you order through this special link!! (*Subject to a minimum load of just €10 or $20 which is added to the card balance.)
The Prepaid Financial Services (PFS) Prepaid Card is available in South African RAND, GBP, USD and EURO and can be used across a wide range of sectors which include Payroll, Expense Management, Travel, Money Share, Insurance,
Gaming and Online Shopping amongst others, with reduced exposure to fraud in a safe and secure environment. This provides PFS customers with peace of mind, convenience and an altogether better value for money proposition.
Cardholders can use their card to make purchases online, in-store and over the phone at over 28.5 million worldwide merchant locations that accept MasterCard®.
Some of the benefits of a PFS prepaid card include:
Instant online approval
No credit checks or bank accounts required to receive a card
Card is not linked to your bank account – your bank details are secure. Protect your identity online
Share money with friends and family around the world with additional cards
You can only spend what is on the card, enabling better management of your money
Easy to block the card by SMS if the card is lost or stolen
Check your balance online or by SMS
Shop securely with Chip and PIN in-store, online and over the phone at 28.5 million merchant locations worldwide that accept MasterCard
Top up your card at over 30,000 locations across the UK and online with your debit card
Have your wages paid directly to your card by your employer for FREE!
Transfer money from any bank account to your card for FREE!
Carry cash on a card when you travel abroad
Review your account and transactions with 24/7 secure online access
You will receive your card within 10 working days from the application
Safe and secure online application with SSL encryption technology.
All card applications are strictly confidential.