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Apply for a FREE Virgin Atlantic Credit Card online

"It just takes a minute to complete and submit
your Virgin MBNA Credit Card application"

Go Miles Faster
The Virgin Atlantic American Express® Credit Card is a new product for individuals making a lifestyle choice. Brand leader Virgin Atlantic has teamed up with MBNA offering customers a credit card with great card benefits plus earning Flying Club miles (Flying Club is Virgin Atlantic’s loyalty programme).
Seriously accelerate your travel plans with the Virgin Atlantic American Express® Credit Card from MBNA. The Virgin Atlantic White Card is the fastest non annual fee credit card to earn Virgin Atlantic Flying Club miles.
You can also earn and spend miles with all our partner companies, including other airlines, hotel groups, restaurants and car rental firms worldwide, as well as a host of Virgin Group companies. Additionally, as a Flying Club member you’ll be entitled to a 10% discount with Virgin Holidays.
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Get your Virgin Atlantic Amercian Express credit card with exciting rewards and benefits today!
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
For detailed card information or to apply, click on the link next to the card of your choice and a new window will be opened for you.
Virgin Atlantic American Express® Card from MBNA
 
MBNA Virgin Atlantic American Express Credit Card
  • 1 Flying Club mile for every £1 spent on card purchases using your card.**
  • 2 Flying Club miles for every £1 spent on your card direct with Virgin Atlantic or Virgin Holidays.**
  • 3,000 bonus Flying Club miles upon first spend.***
  • 0% p.a. - a cracking introductory rate on balances transferred to us from other cards - for six months from the date your account is opened. 2% handling fee applies.
  • Typical rate 17.9% APR (variable).
  • No annual fee - this card won't cost you a penny extra to carry.
  • A complimentary companion reward flight - spend £15,000 or more a year on card purchases using your Virgin Atlantic White Card and you'll qualify for one complimentary round trip companion reward flight the next time you book a qualifying flight with Virgin Atlantic.†
  • Premium Economy reward upgrade - spend £10,000 or more a year on your Virgin Atlantic White Card and you'll qualify for a complimentary round trip Premium Economy reward upgrade the next time you use your miles to book a qualifying reward flight in Economy, plus, spend another £10,000 in the same year and get another one.††
  • Additional Cardmembers - you can link up to three free other cards to your main account giving you multiplied miles as others spend.
  • Free Travel Accident Insurance up to £250,000* - pay for your travel tickets in full using your Virgin Atlantic Credit Card and you'll automatically be covered if you have an accident during your journey. If your spouse or children are travelling with you, they're covered too.
  • Free Travel Inconvenience Insurance* - up to £750 for delayed or cancelled flights, up to £500 for luggage delays.
  • Free Lost Luggage Insurance* - up to £1,500 (max £500 per item).
  • Free 24 hour telephone helpline - 365 days a year whether you're calling from home or abroad.
  • Up to 46 days interest free on card purchases - if you always pay off your statement balance in full and on the dot each month you won't pay a penny interest.
  • Cash advances - from 'holes in the wall' in most countries throughout the world.
  • Truly global spending power - You can withdraw cash from all LINK cash machines including Halifax, Lloyds TSB, Barclays, HSBC and Bank of Scotland. For up to date information or advice on using your credit card worldwide or to withdraw cash, please call our Customer Satisfaction Helpline, available 24 hours a day on freephone 0800 056 7686.
  • Online fraud protection - There is no liability or excess to pay for theft, loss or fraudulent Internet use of your card as long as you tell us as soon as your card cannot be found or you notice any unusual transactions on your account.
  • Extra benefits - Together with Virgin Money, the Virgin Atlantic Credit Card has been designed to help you make the most of Flying Club, Virgin Atlantic's loyalty programme.

Intro APR Intro Period Annual Fee
0% 6 Months None
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Virign Atlantic Flying Club miles and Rewards

**Earning Flying Club miles
Everything you buy using your Virgin Atlantic Credit Card earns you Flying Club miles. But cash transactions, payments by credit card cheques and balances you transfer to MBNA Europe Bank Limited do not earn Flying Club miles.
You will earn 1 Flying Club mile for every £1 you spend on your card. Miles are earned for each whole pound spent on each transaction on your card. You will earn double your normal rate of miles on your Virgin Atlantic Credit Card when you spend direct with Virgin Atlantic and Virgin Holidays (and from time to time other partners), visit www.virginatlantic.com/creditcard for more information. Your personal information will be processed by Virgin Money Limited for the purpose of administering the Flying Club miles earned through your Virgin Atlantic Credit Card.
The number of Flying Club miles earned each month from credit card spend will be displayed on your monthly credit card statement, and will then be added to your Flying Club account within 30 days of the statement date. Please note, it is not possible to allocate Flying Club miles to your account before they have appeared on your statement. Where a refund is made on your card, your Flying Club miles total will be adjusted accordingly. Your card cannot be used within the Virgin Card Members Shop, and no cash alternative is available.
If you have not provided MBNA with a valid Flying Club membership number at the point your statement is generated, Virgin Atlantic will not be able to allocate Flying Club miles to your account. Please note the Flying Club membership number you give us must be for a Flying Club account in your name. If you have any additional cardmembers on your card account, any Flying Club miles they earn by spending on their card will also be credited to your Flying Club account.

***Bonus Flying Club miles
You will earn 3,000 Flying Club miles if you make your first debit transaction using your Virgin Atlantic Credit Card within 90 days of your account opening. The Flying Club miles will be credited to your Flying Club account within 30 days of your statement date. If you have not provided MBNA with a valid Flying Club membership number at the point your statement is generated, Virgin Atlantic will not be able to allocate Flying Club miles to your account. If you have not made a debit transaction within 60 days of applying for your card we reserve the right to vary the level of bonus Flying Club miles we allocate to you.

†Companion reward flight
If your card purchases equal or exceed £15,000 in a year, you will receive a companion reward flight the next time you book a qualifying flight with Virgin Atlantic. Card purchases exclude cash transactions, payments by credit card cheques and balance transfers. A year is defined by the 12 month period starting from the date you opened your Virgin Atlantic Credit Card account. MBNA will notify Virgin Atlantic of your eligibility within 30 days of you becoming eligible. One companion reward round trip flight to main cardmember only. Cardmembers must pay related taxes, fees and charges relating to the complimentary reward flight. These will vary according to the qualifying destination, and are subject to change as a result of fluctuations in taxes, airport levies and exchange rates. Flights and routes subject to availability. Please note, discounted flights are not classed as qualifying flights. Tickets are valid for 12 months from the date of issue. This offer may be withdrawn or amended at any time. Flying Club Terms & Conditions apply. You will not earn this incentive if you have not provided MBNA with a valid Flying Club membership number at the point you become eligible for a companion reward flight.

††Premium Economy reward upgrade
Spend £10,000 on card purchases by the end of any year and you will receive a Premium Economy reward upgrade the next time you redeem your Flying Club miles for a qualifying Economy redemption flight with Virgin Atlantic. Plus, spend another £10,000 in that year and earn another Premium Economy reward upgrade. The main cardmember only can earn a maximum of two Premium Economy reward upgrades per card account in any one year. Card purchases exclude cash transactions, payments by credit card cheques and balance transfers. A year is defined by the 12 month period starting from the date you opened your Virgin Atlantic Credit Card account. MBNA will notify Virgin Atlantic of your eligibility within 30 days of the end of the year if you are eligible. Cardmembers must pay related taxes, fees and charges relating to the complimentary reward upgrade. These will vary according to the qualifying destination, and are subject to change as a result of fluctuations in taxes, airport levies and exchange rates. Flights and routes subject to availability. Premium Economy reward upgrades are valid for 12 months from the date of issue. This offer may be withdrawn or amended at any time. Flying Club Terms & Conditions apply. You will not earn this incentive if you have not provided MBNA with a valid Flying Club membership number at the point you become eligible for a Premium Economy reward upgrade.
You can redeem your Flying Club miles online for Virgin Atlantic flights or via the Flying Club Helpline on 08701 61 6059. Flying Club Terms & Conditions apply. Flying Club is operated by Virgin Atlantic Airways Limited, Registered Office: 120 Campden Hill Road, London W8 7AR. Registered in England number 01600117. Full Terms & Conditions apply, please refer to www.virginatlantic.com.

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