Invest and Apply online for Virgin Climate Change Fund
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your Virgin Climate Change ISA online investment"
Climate Change ISA
An environmental fund with a difference, investing in select companies with the potential to drive outstanding profit growth while being environmental leaders in their industries.
Unlike most green funds, we can invest in oil, transport, and every other sector, cherry-picking the environmental leaders in each who we think can offer the highest returns.
We believe these businesses are starting to outperform the worst polluters. Customers prefer them, and they’re not saddled with green taxes and penalties.
The net result for investors? A better return on your money.
Gives you access to the kind of investment expertise only previously available to the very wealthy
Awarded an 'A' rating by Standard & Poor's - a leading provider of independent investment research
Safe and secure online application with SSL encryption technology.
Get the Virgin climate change ISA(Individual Savings Account) and anticipate the potential great returns today.
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For detailed information or to apply, click on the link next to the fund of your choice and a new window will be opened for you.
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The Virgin Climate Change ISA |  |
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The potential for stock market outperformance The Climate Change ISA could suit you if you are looking for an investment that has the potential to outperform the stock market and you are prepared to accept more risk in return. The Fund invests in specially selected businesses (predominantly in the UK and Europe) who aim to drive outstanding profit growth and have a lighter environmental footprint. A world class fund manager To launch the Climate Change Fund in 2008 we teamed up with GLG, one of the most successful and sought after Fund Managers in Europe. Typically, GLG have previously only dealt with very wealthy individuals and large institutions. With Virgin Money, their expertise is available to you from an investment of £50 a month. An innovative investment strategy We believe that environmentally aware companies are starting to perform better. Put simply, we think the cleaner companies are becoming best placed to give you the best returns on your investment. People are voting with their wallets, choosing greener, cleaner alternatives. Heavy polluters face increasing taxes and penalties, giving those companies adopting good environmental practices a competitive advantage. Our fund gives you a hotline to those companies who are taking an environmental lead in their industries, providing the chance to combine potentially superior investment returns with making a positive impact on the environment. It's different to other 'green' ISAs Some 'green' funds fail to give decent returns because they exclude lucrative sectors like oil and gas. The Virgin Climate Change Fund is different. It recognises that environmentally aware companies in all industries are starting to gain a competitive advantage and are making a difference. So we first identify stocks from any industry we believe have the highest potential investment returns, then 'cherry pick' the best from an environmental point of view. |
The Virgin Climate Change Fund invests predominantly in Europe. At the fund manager's discretion it may also invest globally. No investment sector is excluded and we take a three-pronged approach when deciding which companies to invest in. Where your money is invested? 1. 75% - 100% in Lighter Footprint Companies We apply what we call a "green filter" to those companies already selected for GLC's flagship European Equity Fund. This screens out the companies with a heavier environmental footprint. 2. Up to 15% in Solution Adopters Companies taking a lead in their industries, actively adopting environmental best practice and seeking to minimize their environmental footprints. 2. Up to 10% in Solution Providers Companies developing, manufacturing and providing innovative products and solutions to environmental problems. Investing in these stocks can be riskier which is why they only make up the smallest proportion of the fund. |
Can anyone invest in the Virgin Climate Change Fund? As long as you’re a UK resident aged 18 or over. How much do I have to invest? The initial minimum lump sum payment is £500, then you can invest lump sums of £100 or more after that. If you prefer to set up regular monthly savings, the minimum monthly amount is £50. Once you have set up your regular savings direct debit, the £500 initial investment is waived and you can pay in lump sums of £100 or more whenever you like. What are the risks, and who is the fund suitable for? Stock and shares aren’t a good place to put cash you might need in a hurry. While you can withdraw your money any time, share prices go up and down on a daily basis so you could invest today and get back less tomorrow. Also longer stock market downturns (often called ‘bear markets’) can sometimes mean you have to wait a few years to see a decent return. It’s not risk-free like a deposit account and there are no guarantees about your returns. But if you’re:
What's the performance on your Climate Change Fund so far? This exciting new fund was launched in January 2008, so no performance data is yet available. As soon as the first performance figures become available we will post them here. Is there anyone who shouldn’t invest? Don’t invest if you are:
I thought Virgin advocated index tracking? We do. We’ve got around £1.9 billion of our customers’ money invested in index tracking funds and our tracker fund has increased in value by 152.8% since its launch. An index tracking fund gives a great foundation to any investor’s portfolio. They’re a low-cost, straightforward way to invest in a wide range of shares. The wider the range of shares you can invest in, the more you spread your risk. That’s why we chose the FTSE All-Share Index for our tracker fund. It’s also why we’ve based the Virgin Climate Change Fund on a broad range of shares from European and global markets, building in diversification across the widest possible range of regions and industry sectors. While higher risk than our tracker fund, it has the potential for more upside. On its own, or as a complement to an existing tracker fund, the Virgin Climate Change Fund offers a powerful way to diversify risk and achieve above average returns, while helping the planet into the bargain. Research shows the majority of non-index tracking funds struggle to beat the stock market with any degree of consistency. Active fees are only worth paying if you are confident the fund manager has the ability to consistently out-perform stock markets. If you can find a wide-based actively managed fund with a genuine expectation of better than average market returns, they’re a great way to diversify your investment portfolio. GLG, our partners in the Virgin Climate Change Fund, are a fund manager with a long track record of out-performing stock markets, winning numerous major industry awards for outstanding performance. I’ve not heard of GLG Founded over 10 years ago, GLG are one of the largest investment fund managers in Europe, managing over twenty billion dollars worth of investments across approximately 40 funds. They typically manage investments for wealthy individuals, families and businesses. Access to their specialist, high performing funds isn’t normally available to anyone outside the ultra high net worth bracket. But in a UK first, we’re teaming up with them to make their expertise available to every investor in the UK. Why do you have a performance fee? Performance fees are there to incentivise fund managers to give you better returns. Often fund managers charge a whole raft of higher fees for their expertise, whether they deliver superior returns or not. With the Virgin Climate Change Fund there’s no initial fee, no bid-offer spread, a single annual management charge to cover our business expenses, and a performance linked fee which only kicks in if we out-perform our stated benchmarks. We think this is fair. We only earn a bonus if we perform. Wouldn’t it be nice if the taxman, the telephone company and the car mechanic had similar performance related charges too? What are Virgin doing to reduce their carbon footprint? Sir Richard Branson is a passionate advocate of ethical and environmental ways of doing business. He gives a lead to over 200 Virgin businesses worldwide, and has drawn up a code of conduct to which Virgin companies, our partners and suppliers subscribe. Sir Richard has personally launched many environmental initiatives, including proposals to cut aviation emissions at Virgin Atlantic and other airlines. He recently launched a new company, Virgin Fuels, which will invest $ 400 million over the next three years in renewable energy initiatives. Virgin Fuels will invest in technologies producing environmentally friendly fuels like ethanol, plus wind and wave power. He has also pledged $3 billion to help combat global warming. At Virgin Money specifically, our brochures, mailers and marketing materials are printed on paper from sustainable and recycled sources that only use energy-efficient and eco-friendly paper mills and transport. Plus our Norwich based offices were recently renovated with more energy efficient materials, and we recycle everything from paper, cardboard, plastic cups and bottles, to mobile phones and printer cartridges. |
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