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Apply online for an American Express Plum Card

"It just takes a minute to complete and submit your
Plum Card American Express application"

The flexibility your business needs, each month.
Trade terms on virtually every purchase you make. It is your choice each month . Pay early and save 1.5%. OR, take 2 months to pay your full balance — without interest.
Power to pay for what you need, when you need it. With No Pre-set Spending Limit, you can get purchasing power that can evolve as your business does . Plus, managing your expenses gets a lot easier when you can track them all in the same account.
OPEN Savings® program: Automatic business discounts of 3% to 10% on partners, including FedEx, Hertz® and more
american express business credit card Secure Online Application Safe and secure online application with SSL encryption technology.
Get your American Express Plum Card to enjoy the benefits and payment flexibility today!
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
For detailed card information or to apply, click on the link next to the card of your choice and a new window will be opened for you.
The Plum Card® from American Express OPEN
 

Note : This is a Charge Card

Terms and Conditions
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The Plum Card® from American Express OPEN Review

The Plum Card® from American Express OPEN is for business owners who would like to use an American Express charge card with added flexibility. This card carries a $185 annual fee which is waived for the first year. The annual fee for the first additional card request is also waived for the first year, however, any additional cards beyond the first will incur a $45 annual fee. Although the card does not come with an incentive program, it does offer various benefits that are rewarding. You can earn a 1.5% discount by paying your full balance within 10 days of your statement closing date. You can also take up to 2 months from your statement closing date to pay your new balance in full, without penalties or interest. Just make an initial payment of at least 10% of your balance. Account holders will receive travel and emergency services, car rental damage and loss insurance, baggage protection, identity theft assistance, and more. The Plum Card® from American Express OPEN will prove to be a convenient option for business owners with additional options for special savings.

Secure Online Application Safe and secure online application with SSL encryption technology.


Explore how the Card can help you manage cash flow and save on business expenses

Choose your monthly payment terms based on cash flow needs
PAY EARLY AND EARN A DISCOUNT
  • Get a 1.5% discount on virtually every purchase from your monthly statement when you pay your full balance within 10 days of the closing date
  • Your discount will appear as a credit on your next statement
OR, DEFER PAYMENT WITHOUT INTEREST
  • Take up to 2 months to pay your full balance without interest when you pay 10% of your balance by the Please Pay By date on your statement
SET YOUR BILLING CYCLE
  • For even more flexibility, choose your statement closing date: at the beginning, middle, or end of the month
Purchase confidently with built-in protections
PURCHASE PROTECTION
  • Shop with confidence knowing that eligible purchases can be covered from theft or accidental damage up to $1,000 per occurrence and up to $50,000 per Cardmember account per calendar year.
  • Good for up to 90 days from purchase.
RETURN PROTECTION
  • If a store or vendor won't return an eligible item you purchased with your Card, we'll refund your purchase price up to $300 per item (excluding shipping and handling), up to $1,000 per account each year
EXTENDED WARRANTY
  • Automatically extends your purchase's manufacturer's warranty by up to 1 year
IDENTITY THEFT ASSISTANCE
  • Call us the moment you think your identity may have been stolen
  • We're here 24/7 to help you sort things out, and create strategies to keep them that way
DISPUTE RESOLUTION
  • We begin investigating any unauthorized charge as soon as you make us aware of it and you are not responsible for paying until your case is closed
Travel easier with insurance and assistance from OPEN
GLOBAL ASSIST® HOTLINE
  • Guarantees you 24/7 medical, legal, financial, and emergency assistance when you're more than 100 miles from home
CAR RENTAL LOSS & DAMAGE INSURANCE
  • Simply use your eligible Card to reserve and pay for an auto rental, and decline the collision damage waiver at the rental car counter. As a Cardmember, you can be covered if the car is damaged or stolen
BAGGAGE INSURANCE PLAN
  • When you purchase a ticket on the Plum Card, your carry-on and checked baggage provides coverage against loss, theft, or damage, up to $1,750
ROADSIDE ASSISTANCE ANYWHERE
  • Guarantees you 24/7 help (even if you're only a block from home) — whether you've got a flat or an empty tank, or need a tow to the nearest garage
  • Covers $50 per call, up to $200 per year
Get Automatic Discounts with OPEN Savings®
OPEN SAVINGS® AUTOMATIC DISCOUNTS
  • Get automatic discounts on every purchase you make with your Card at OPEN Savings partners
  • Just pay with your Card — your discounts are automatically credited to your statement each month
  • Maximize your savings by combining them with all other offers, coupons, and deals
Network and Organize with OPEN Advantages
OPEN FORUM® Content created just for OPEN
  • Research our archive of articles and videos written by and featuring renowned experts from a spectrum of industries
Discussion boards
  • Find trends and experience-driven advice from thousands of OPEN Cardmembers
  • Can't find a topic you're interested in? Start your own discussion and ask the Forum to see if you can find an answer.
Networking opportunities
  • See who in the forum is looking for the goods or services you provide.
  • Use the connectodexSM to explore and create solid, money-saving partnerships with fellow OPEN Cardmembers
ONLINE STATEMENT Categorize your expenses
  • Separate, track, and tag expenses across different spending categories for better analysis.
Customize your data
  • View spending the way you want, by time period, Cardmember, merchant, category, or custom tags you create.
  • Convert reports into useful graphs for analysis of spending and download data into compatible software.
YEAR END SUMMARY
  • Get a detailed report online or in the mail with all of your spending organized by month and business category

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