Apply online for Baby Phat Credit Card Rush Card
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Baby Phat Debit Card application online"
Show your style with the Baby Phat RushCard
Baby Phat has positioned itself in the world of fashion as a premiere brand. Now your fashion sense can be reflected in your card as well.
The Baby Phat RushCard says that you are just as savvy about money as you are about clothes.
It gives you all the flexibility that “plastic” offers, without exposing you to a credit card’s high interest rates and the danger of falling into debt.
The RushCard is a prepaid Visa card. It offers the convenience of a credit card, without the debt.
It’s prepaid which means that the money you put on the card sets the limit for how much you can spend.
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Get your Baby Phat prepaid credit card and enjoy the benefits today!
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The Baby Phat Prepaid Visa® RushCard™, issued by Manufacturers and Traders Trust Company is a stored value card perfect for those of you that do not need to build or establish your credit. And those who may have difficulty in obtaining a standard unsecured credit card. The card does offer shopping discounts at participating retailers, which is rare for a stored value card, as this type of card usually does not offer any extraordinary benefits or services to cardholders. This card allows you to make payments in advance, which are then used to offset future purchases made with the card. Advance payments can be funded directly to the card every pay period through direct deposit of pay or government benefits. Through the referral program, each time you refer a new applicant to the Prepaid Visa® RushCard™, you'll earn money. Although there is a $1.00 fee applied each time you make a purchase (capped at $10 per month — additional purchases are free), there is no fee for making direct deposits to the card. Direct deposits, pay pal transfers and mailing in a check or money order are free. However, affiliated merchants do charge a flat fee for retail reloads. There is also a one-time activation fee of $19.95; however there is no monthly participation fee. Overall, this is a good option if you need a card to make purchases and payments. Another unique feature of the Baby Phat Prepaid Visa® RushCard™ is the Cash Back Rewards program. Transaction fees that are incured past the $10 cap per month are deposited back onto the cardholder's Baby Phat Prepaid Visa® RushCard™ on the 15th of every month. Unfortunately, this card does not report cardholder transactions to the credit bureaus, which is not ideal for those who are trying to establish credit. Therefore, those who are looking for a low cost stored value card, would like to earn cash back rewards, and would like to receive shopping discounts at participating retailers will benefit most from what the Baby Phat Prepaid Visa® RushCard™ has to offer. |
Cardholders Comment/Review/Rating "very satisified... this card is great for traveling to take $$ out of the atm. i used to have to do that with my credit cards and paid highly because of the interest. and now, i just use my pre-paid cards when i need to take $$ out which is great for the casinos and cab fare. so, if you need a pre-paid card, this is def. a good choice." lydia, 7/11/2007 "great card!! i have the pink card and it's so convenient. you can load thru paypal and it's great to take when you travel. pre-paid cards are better for when you need cash out the atm.. instead of taking it out of a credit card with high interests. thanks again to this website and i'm very pleased with this card." carol, 6/28/2007 "cute card!! just got the pink babyphat card and am throughly pleased with it. you get to choose your own pin # and get to choose which design you want. same benefits as other prepaid cards, but i really liked the $10,000 line. so if you want a prepaid card and want to put in a high limit, go for this one." carol, 6/21/2007 "this card is the best check card I have ever had - I have tryed so many checking accounts and have had so many problems with banks. Overdraft fees was my biggest problem. I was charged 30 dollars once for an overdraft of 16 cents. With Rush card you cannot over draw from your account. I LOVE THAT I can spend and not be penalized. Of course, you are spending your own money but you don't even have to record every penny. If you are too low on your balance, you can't use the card. Anytime you use the card, the money comes off your balance immediately. Love my Rush Card. I would recommend to everyone who is tired of banks taking their money." gwendolyn, 9/24/2006 "Black and Pink - I have both cards for about 2 years. I only put about 50-100 bucks of my paycheck on them. It comes in handy when I want to use plastic and not cash without the interest rate. Good for online purchases as well. I also use ecount debit, it only cost 7 bucks." lizard, 4/8/2006 "I have 2 paychecks deposited to the RushCard and works easily... One thing to make sure of is that your employer puts down the correct account number. I also use their new bill payment service to send checks to anyone. I've tried a few cards and this is the lowest cost and most features" Catherine, 8/16/2004 "Love the pink Baby Phat card - I have used my rush card in all the same situations i used to use my bank card. All my friends want one ....... i think its because its pink and attracts a lot of attention when i whip it out to pay my tab or when shopping. It is great...... i have banked with four different banks in my area, all of which had hidden fees of all sorts......with rush u know up front what you will be charged for ;o)" Prittee in Pink, 4/19/2004 "Rush Card Rocks. The Rush Card offers so many of the desireable features of a debit card without any of the undesirables that many other cards tend to have, like a recurring monthly fee, or activation charges that I've seen as high as $120.00. It's only 19.95 and you pay it AFTER, that's right, AFTER you get your card. You can load your card by wire transfer, mailing in check or money order, from another Rush Card holder, direct deposit, you name it. Moneygram says that it can take up to 24 hours, but I routinely have my loaded amount show in less than 1 hour. The card offers online transaction history in real time and the customer service department is very thorough in answering any and all inquiries. I used to have an Ecount card and this was not the case, nor was customer service available for customer service as they closed at 5pm each day !! Forget about weekends. Anyway, I highly recommend this card for all of your cc uses, I travel with it, rent cars with itand unlike a bank debit card YOU NEVER HAVE TO WORRY ABOUT NEGATIVE BALANCES THAT EAT UP ALL OF YOUR HARD EARNED MONEY. Ever notice that thebank can always justify feeing you to death ???? I can't speak highly enough about this card. Get it and forget about all of those other high fee cards." Howard, 4/12/2004 "This is the one for pre-paid. I had a AAA pre-paid card and when they closed their services I called Rush Card customer service to see if I could open an account. In a few days I received a card and have been using it for travel and online purposes. I didn't believe the cash back would be substantial but I have used the card at 1 800 Flowers, Target and Enterprise car rental and received cash back immediately. This is a good one. No hidden fees and no monthly fee." Hewett, 7/12/2003 "The freedom of plastic!!! I am a hardworking twenty-something who messed up her credit in college. All 4 of my credit card accounts have been closed, but I work just to pay them all off. This has left me without the ability to use plastic. Up until now, it has been an embarrassment, but since I started using the Rush Card, nobody has to know that my credit is bad. Like myself, there are alot of people who work everyday and don't have the freedom of using plastic. The Rush Card has been the answer for me." Alyse, 6/23/2003 "Rush Visa Card stands out. I called customer service and received my card within a few days. The best thing is they do not charge you any hidden fees to activate or use, there is no monthly fee. It does cost $1.00 per transaction but after talking with an agent they said they only charge up to 10 transactions and the rest are free. Simple, straightforward people. I get my social security payments deposited to this card and have had access at any ATM or merchant so fa" Melanie, 5/10/2003 "The Best Pre-Paid Card I Have Found. The Rush Visa Card was sent to me with no hassles and it has proved to be a real time and money saver. If you are looking for a pre-paid Visa or Mastercard that allows you to direct deposit your payroll and it is always ontime this is the one. To test out the card I loaded money at a Money Gram location and it was on the card in minutes (without any fees). I have been using it for my payroll for a few months and again there are no fees to add the money and it has worked fine at every ATM. No hidden fees - seems like a really upstanding company." Carl, 3/4/2003 |



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