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Chase Platinum MasterCardŽ |  |
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The Chase Platinum MasterCardŽ is an overall good platinum card that offers a rewards program. You'll earn one point for every dollar you spend, and points are redeemable for cash back, merchandise, travel, and gift cards. The card has a 0% introductory rate on purchases and balance transfers for the first twelve months and a reasonable interest rate on purchases and balance transfers after the introductory rate expires. The card also has no annual fee. There is an interest-free grace period when you pay your bill in full each month, but the card uses a more costly method of computing balances, and therefore, it is not ideal if you plan to carry a balance. The card does offer many platinum benefits including online account access and various travel services. 
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