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Apply for a FREE CitiBank Forward Credit Card online

"It just takes a minute to complete and submit
your Citi Forward Visa Card application"

The card that gives you more ways to earn rewards
Watch your interest rates go down. And your points go up.
We built Citi Forward from the ground up to show you the rewards of making the right choices.
Get up to a 2% purchase APR reduction when you make a purchase, stay under your credit limit and pay on time 3 billing periods in a row(.25% each quarter, 8X maximum reduction).
Earn up to 1,200 bonus points per year for paying on time and staying under your credit limit each billing period.
Earn reward points for every $1 you spend on restaurants, entertainment and all other purchases.
Secure Online Application Safe and secure online application with SSL encryption technology.
Get your CitiForward Visa with exciting benefits and rewards today!
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
For detailed card information or to apply, click on the link next to the card of your choice and a new window will be opened for you.
Citi Forward® Card
 

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Citi Forward® Card Review

The Citi Forward® Card, issued by Citibank, is for people who want to be rewarded just for doing the right thing. That's because this card rewards cardholders for staying within their credit limit and paying on time. Cardholders who stay within their credit limit and pay on time will receive 100 bonus points per billing period and a potential reduction of their interest rate. APR reductions occur at a rate of .25% after 3 months in a row of making a purchase, staying within limit, and paying on time. Cardholders are eligible for a total of 8 reductions, for a 2% total reduction. Bonus points are rewarded for other acts. 10,000 ThankYou bonus rewards points when you spend $650 in purchases and sign up for paperless statements within the first 3 months - redeemable for $100 in gift cards! Use your 10,000 bonus points any way you want. If gift cards aren’t for you, use your points towards a flight through the ThankYou Travel Center, redeem them for a statement credit or choose from a selection of other great rewards. The Citi Forward® Card also rewards cardholders for purchases. Cardholders receive 5 points per dollar spent at restaurants, book stores, video rental stores and movie theaters, and 1 point per dollar spent on all other purchases. Points can be redeemed through the ThankYou network for cash, gift cards, music, electronics and more. This card comes with a 0% intro rate on purchases for 7 months. There is also a 0% APR on balance transfers for 12 months if you qualify. After the introductory period, the variable interest rate is reasonable. The Citi Forward® Card is ideal for anyone interested in earning reward points quickly and easily with a credit card that also offers a 0% introductory rate.

The Citi Forward® Card is also available for college students.

Secure Online Application Safe and secure online application with SSL encryption technology.


You will receive 9,000 bonus ThankYou Points after $650 in purchases are made with your Citi Forward Card within 3 months of account opening. Earn 1,000 points for enrolling in Paperless Statements. Bonus points are awarded one time for new enrollments. If you are already enrolled in Paperless Statements, you will not receive bonus points. All points become available for redemption when they are transferred from your Card Account to your ThankYou Member Account. Once these points post to your account, you may redeem them for a $100 gift card or other great rewards by visiting thankyou.com or calling 1-800-THANKYOU (1-800-842-6596).


Included Services

$0 Liability on Unauthorized Charges
Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you won't pay for any unauthorized charges made with your card.

Flexible Payment Terms
Choose to pay your bill in the beginning, middle or end of the month. Enjoy the flexibility of paying your full balance or just the minimum payment due each month.

Cellular Telephone Protection
If you pay your monthly cell phone bills with your Citi® credit card and your cell phone is damaged or stolen, you have supplemental insurance coverage that reimburses you for a replacement phone.

Citi® Photocard
Citi Photocard offers added security and a great form of photo identification by putting your picture and signature on the front of your Citi card. Now that's something to smile about.

Extended Warranty
The terms of the original manufacturers' U.S. warranties (of one year or less) may be extended up to one additional year on most items purchased on your card.

Retail Purchase Protection
Most items purchased with your Citi Card are eligible for protection against theft, fire or accidental breakage of up to $500 for up to 90 days from the date of purchase.

Virtual Account Numbers
Now, with Virtual Account Numbers you never have to give out your real credit card number online. With one click, you can generate a substitute credit card number and make it virtually impossible for anyone to steal your account number while shopping online.

Automatic Travel Accident Insurance
Charge plane, train or bus tickets to your Citi® card and you, your spouse and eligible dependent children are automatically covered for Common Carrier Travel Accident Insurance at no additional cost.

Auto Rental Insurance
You're automatically covered when you reserve and rent an eligible vehicle with your Citi® card and decline the car rental company's collision loss/damage waiver insurance.

Emergency Assistance Services
You’re protected when you’re traveling in the U.S. and abroad. Emergency Assistance Services include medical and legal referrals, lost luggage assistance, translation services and more.

Additional Cards
Getting additional cards is easy. Just call the number on the back of your credit card. Please allow 3 weeks to process your request.

Credit Education Tips and Tools
Learn to Use Credit Wisely and find tools to plan monthly budgets and future investments.

Manage Your Account Online and On The Go
Enjoy 24/7 access to your account online and from your mobile device. Check your balance, view transactions, and even make a payment using free online and mobile banking tools, and get free accounts alerts delivered right on your mobile device.

Account Security
As a leader in the prevention and detection of credit card fraud, Citi® is constantly safeguarding and protecting you and your account.

Citi® Identity Theft Solutions
Because your card is issued by Citi, you'll get specialized assistance if you ever become a victim of identity theft.

24/7 Customer Service
Questions about your Citi® card account? Just call the number on the back of your credit card. We have Customer Service representatives ready to help with virtually every aspect of your cardmembership (including technical assistance)--24 hours a day, 365 days a year.

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