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Citi® Platinum Select® Visa® Card |  |
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The Citi® Platinum Select® Visa® Card is designed to provide a safe, secure, and globally accepted credit card - without the bells, whistles and distractions of lesser credit card offers. The Citi® Platinum Select® Visa® Card has a great introductory APR offer exclusively for NEW card account holders: 0% APR on purchases you make and even on balances you transfer for 18 full months from the date of account opening! After these 0% introductory APR offer periods end, a reasonable APR that varies along with the prime rate and your credit worthiness will apply. This card has absolutely NO annual fee associated with card membership, either! The Citi® Platinum Select® Visa® Card makes you eligible for Extra Cash from Citi, a great program that provides money-saving discounts on gift cards, travel, merchandise and more. Plus, you'll be able to enjoy safe, secure online account management. Check out the Citi® Platinum Select® Visa® Card today - you'll be glad you did!! 
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Extra Cash from Citi Extra Cash from Citi is a NO FEE benefit that offers you discounts on travel, entertainment, merchandise and much more. Earn Extra Cash based on 10% of the purchases made with your Citi credit card. To take advantage of Extra Cash from Citi, visit extracash.citi.com $0 Liability on Unauthorized Charges Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you won't pay for any unauthorized charges made with your card. Extended Warranty The terms of the original manufacturers' U.S. warranties (of one year or less) may be extended up to one additional year on most items purchased on your card. Retail Purchase Protection Most items purchased with your Citi Card are eligible for protection against theft, fire or accidental breakage of up to $1,000 for up to 90 days from the date of purchase. Automatic Travel Accident Insurance Charge plane, train or bus tickets to your Citi® card and you, your spouse and eligible dependent children are automatically covered for Common Carrier Travel Accident Insurance at no additional cost. Auto Rental Insurance You're automatically covered when you reserve and rent an eligible vehicle with your Citi® card and decline the car rental company's collision loss/damage waiver insurance. Discounts from Hertz® With your Citi® cardmember discount from Hertz, you'll save on virtually every published rate in the U.S. Travel & Emergency Assistance You're protected when you’re traveling in the U.S. and abroad. Travel & Emergency Assistance services include medical and legal referrals, lost luggage assistance, emergency transportation, translation services and more. Included in this service are MasterTrip® Travel Assistance, Travel Services Medical Assistance and MasterLegal® Referral Service. Citi MasterCard® Payment Tag with PayPassTM Enjoy the tap-and-go convenience of a Citi MasterCard Payment Tag with PayPass. This technology allows you to pay by tapping your payment tag on a PayPass reader at checkout. No fumbling for cash and no signature required on most purchases up to $25. Citi® Photocard Citi Photocard offers added security and a great form of photo identification by putting your picture and signature on the front of your Citi card. Now that's something to smile about. Virtual Account Numbers Now, with Virtual Account Numbers you never have to give out your real credit card number online. With one click, you can generate a substitute credit card number and make it virtually impossible for anyone to steal your account number while shopping online. Additional Cards Getting additional cards is easy. Just call the number on the back of your credit card. Please allow 3 weeks to process your request. Manage Your Account Online and On The Go Enjoy 24/7 access to your account online and from your mobile device. Check your balance, view transactions, and even make a payment using free online and mobile banking tools, and get free accounts alerts delivered right on your mobile device. Account Security As a leader in the prevention and detection of credit card fraud, Citi® is constantly safeguarding and protecting you and your account. Citi® Identity Theft Solutions Because your card is issued by Citi, you'll get specialized assistance if you ever become a victim of identity theft. 24/7 Customer Service Questions about your Citi® card account? Just call the number on the back of your credit card. We have Customer Service representatives ready to help with virtually every aspect of your cardmembership (including technical assistance)--24 hours a day, 365 days a year. |
Cardholders Comment/Review/Rating "I've had mine for over three years and have had no bad experiences like other cards, we pay it off monthly." snowman, 8/17/2006 "For on-line use, this is the safest and most secure card you will ever find. When used with on-line software, this card has the capability to generate a different virtual account number for every purchase and can set a dollar limit on what the merchant can charge to the transaction. Of course, if used in the store, it is like any other card, but you can have your picture added to the card for additional security purposes." Villhelm, 2/19/2006 "My best card to date - I got this card to take advantage of the great transfer rates and they have really made my life easier. The one time I charged something and had to do a charge-back because the merchant backed out, Citi was right there immediatly defending my side of the transaction. The terms can be a bit tricky to understand at times, but in the end they always turn out to be mostly common sense, without all the trickery of other companies. The only problem I can see is that I get Citi points but frankly have NO idea how to use them." Robert, 8/19/2004 "Good card - I have not had any trouble with this card and would not stop anyone from applying for it. They call me when I make a purchase out of my usual amount and the customer service is fast and friendly." Carlos, 1/8/2004 "I have had this card since 1995 and have had no problems. The interest is tied to the prime rate plus a percentage, a little high compared to others but the percentage amount has NEVER changed since I received this card. When my spouse was traveling in another part of the country and used the card, I received a phone call from customer care double-checking that the card wasn't lost since we don't usually have charges from that part of the country. This card also doesn't have an annual fee. I will be staying with this card because I know I can rely on honest practices and great customer service. I have had steady credit line increases based on a prompt payment history" Karla, 7/11/2003 "The thing that first attracted me to the Citi Platinum Select Mastercard Credit Card was first and foremost the low interest rate. It was also refreshing to NOT have to pay an annual fee. Every time I have ever had to call customer service, which has been very few times, the person I talked with was very helpful and courteous. It's also great to have the addition warrantry added to the items I buy with my Citi Card." C.S., 3/1/2003 "Citibank Platinum select card is one the best cards I have ever had. They are always willing ot do what it takes for me to enjoy the card to it's fullest. If I have ever needed a credit line increase, I have received it shortly after the request has been made. The customer service reps are some of the friendliest people that I have met over the phone as well. The best thing I have to say about the card is that when I have had any problems with the card or it's services, I have only had to talk with one person. It did not take getting a upper management person on the phone to resolve the dispute or the problem." Greg, 2/18/2003 "I have had to deal with a few errors and the customer service department has taken the time and patients to assist me and make sure that I am satisfied with the results and any other conserns or questions until I am completely happy with our conversation. They also take the time to be personal with you and make you feel like you really are the most valuable customer. That is a hard service to get from other credit card companies." Lissa, 2/17/2003 "I have been with Citibank Mastercard since I was 18, the first card I ever held. I am now 42, I have bumped it up along the way and now have a platinum and one that is hooked up with Upromise. (great for saving for college). I love the quality of service they have provided and I am sure the will continue to do so." Linda, 11/8/2002 "#1 Card - My review is based on comparing my relationship with Citi vs. my other cards (Juniper, MBNA, CapitalOne) of which I have a great relationship with all of them. This is probably due to my credit rating, my early payment every month, and I do not get close to my limit. The Citbank Platinum Select card is the best card I have. My rate is 7.65% fixed after an introductory rate of 0% for a year (which caught my attention in the first place). They even allowed me to open another account with the same credit line for another year at 0%! The customer service is very good. They've taken care of any requests I've had promptly. I called them regarding another promotional rate on my first card and got two different answers from two different people, so they don't always have their story straight. On another occasion, I went to pay on-line and realized I forgot to set it up in advance. I didn't want to risk the payment being late by sending snail mail, so I called customer service and they offered to withdrawal my funds from my checking account over the phone and waived the $5.95 fee! Their website is a bit quirky. My on-line payments all went through timely and correctly, but sometimes the site is very slow or is unavailable. On another occasion I reviewed my personal profile for my second account and a week later I got a letter from them stating my email address is required in my profile for on-line payment. I checked it, but it's there. Therefore, I will always double-check to make sure the payment went through. I'm sure if I paid late or exceeded my limit, they wouldn't treat me very well and would stick it to me any way they could. But compared to the other "great" cards I have, Citi is probably the best." Rob, 9/12/2002 "I have dealt with about 15 credit card companys&#'s and citibank by far has the best benefits/services. They constantly lower my apr and increase my credit limit. Anytime i have had to call customer service(not very often)they are always well imformed and very helpful." scott, 6/8/2002 "Trash all your other cards, here is the one!! I have had a Citibank card since I was a freshman in college and they have always been great to work with!! In my time I have had a Capital One card (yuck!), a MBNA card (those people are the devil!!), and a Direct Merchant's card (run away and don't look back) all of which are now useless bits of cut up plastic in some landfill. I am trying to cut back on credit card spending but I think I will always keep my CitiCard because they will up my credit, lower my interest rate (all it took was a phone call), and offer great deals while being friendly and never pushy!" cam, 4/12/2002
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