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Meet Citi Simplicity® Card. It's credit, uncomplicated.
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Citi Simplicity® Card |  |
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The Citi Simplicity® Card is designed to give consumers an uncomplicated line of credit. It also allows card members to say goodbye to penalty fees for missing a payment due date, and hello to fast, person-to-person customer service! The Citi Simplicity® Card features an excellent introductory APR period that gives you almost TWO YEARS without interest! As a cardholder, you'll enjoy 0% APR for 18 months on purchases and 0% APR on balance transfers for 21 months from the time you opened your card account! Balance transfers must be completed within 4 months of account opening. After this introductory APR period expires, you'll enjoy a low, variable APR. This APR will NOT change if you're late making a payment, nor will you be charged any late-payment fees for missing a due date! This is just one of the many ways Citi is using the Simplicity Card to make credit management easier. The Citi Simplicity® Card also lets you do away with frustrating, automated voice recordings when you make a customer service call. Citi representatives are standing by 24/7, and you'll never have to sit and wait for your call to be answered. As a cardholder, just verify your account number and say “representative.” You'll be put right through! There is no annual fee for the Citi Simplicity® Card either. This card is designed to simplify the credit process for those with excellent credit. With a 21-month 0% APR period, an APR that doesn't change if miss a payment due date, and access to representatives who can answer your questions or concerns 24 hours a day, the Citi Simplicity® card truly lives up to it's name! 
Safe and secure online application with SSL encryption technology. |
24/7 Customer Service Questions about your Citi® card account? Just call the number on the back of your credit card. We have Customer Service representatives ready to help with virtually every aspect of your cardmembership (including technical assistance)--24 hours a day, 365 days a year. Manage Your Account Online and On The Go Enjoy 24/7 access to your account online and from your mobile device. Check your balance, view transactions, and even make a payment using free online and mobile banking tools, and get free accounts alerts delivered right on your mobile device. Flexible Payment Terms Choose to pay your bill in the beginning, middle or end of the month. Enjoy the flexibility of paying your full balance or just the minimum payment due each month. Additional Cards Getting additional cards is easy. Just call the number on the back of your credit card. Please allow 3 weeks to process your request. Account Security As a leader in the prevention and detection of credit card fraud, Citi® is constantly safeguarding and protecting you and your account Citi® Identity Theft Solutions Because your card is issued by Citi, you'll get specialized assistance if you ever become a victim of identity theft. $0 Liability on Unauthorized Charges Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you won't pay for any unauthorized charges made with your card. Extended Warranty The terms of the original manufacturers' U.S. warranties (of one year or less) may be extended up to one additional year on most items purchased on your card. Price Protection If you buy something with your Citi® card and then see it advertised in print for less within 60 days, you will receive a refund for the difference up to $250 (excludes Internet purchases and certain items). Retail Purchase Protection Provides coverage for most items you purchase with your Citi Card if damaged or stolen within 90 days of the date of purchase. Travel & Emergency Assistance You're protected when you’re traveling in the U.S. and abroad. Travel & Emergency Assistance services include medical and legal referrals, lost luggage assistance, emergency transportation, translation services and more. Included in this service are MasterTrip® Travel Assistance, Travel Services Medical Assistance and MasterLegal® Referral Service. |
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