College savings credit card
Citi Upromise Credit Card
#1 rewards card for
college savings as rated by CNN/Money
"It just takes a minute to complete and submit
your Upromise Master Card application"
Pick up some college savings while you are shopping
Citi Upromise Card helps families save for college. The savings could not be better with 10% college savings at grocery and drug stores, 2% college savings on gas, 1% college savings everywhere you shop.
Safe and secure online application with SSL encryption technology.
Get your Citibank Upromise Credit Card with exceptional savings power today!
For detailed card information or to apply, click on the link next to the card of your choice and a new window will be opened for you.
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With the Citi® Upromise® Card, cardholders can earn a 10% rebate on select purchases of over 7,000 grocery and drugstore items, a 2% rebate on gas purchases at Exxon and Mobil locations, and a 1% rebate on all other purchases. Rebates are invested in a tax-advantaged college savings plan, which is managed by top investment firms. The card has a reasonable interest rate for purchases and balance transfers as compared to other reward cards. However, it should be noted that there is a minimum cap of 19.99% for cash advances; so no matter how low the Prime Rate falls, the interest rate will not go below the minimum cap. In addition, the card has no annual fee and offers an attractive 0% long-term introductory rate that can be applied towards balance transfers with no transfer fees.
Safe and secure online application with SSL encryption technology. |
Cardholders Comment/Review/Rating "Great card and great cause - It's great to put some money away for college just by making day to day purchases. I would like more rewards. The cap is a hindrance but I barely hit those limits. 10% for Online shopping would be great." JKB, 7/6/2006 "Bang for your Buck - On participating grocery store vendors, you get 10% + 1% as for all purchases, + whatever % the vendor offers. Can be as high, altogether, as 16%. On gas at Exxon or Mobil, you get 2% + 1% as for all purchases + .01 per gallon. On a $30 purchase, probably $1.00+. This, from a free card. Also - little known secret. They will cut you a check directly instead of directly funding a 529 account. So, there's no worry about their plan not contributing directly to your 529 state or plan." Steve, 3/4/2005 "no fee and free money, it's a no brainer for college savings - Hey it's a Citibank credit card (Mastercard); it didn't cost anything to get, so what can be wrong with that." Roserags, 6/21/2004 "This is one of the best ways to help parents of young children save towards a college tuition and expenses. You can shop on line at hundreds of retailers, and each offers a different percentage return on your spending. By using the Citicard, you receive an additional 1% back too. The shopping site is secure by 128 bit encryption, and I've never had a problem with any delivery. There are also resturants that participate and there you can get 10% return on your bill. It's the best card we have, and all the expenditures produce a return for my child, what a great idea!!" Randall, 7/10/2003 "For a good cause... I think it's great that you can earn money toward a college education just for using a credit card!" Mandi, 4/17/2003 "Citibank has excellent service, their website is unbeatable for information and service. It is quite impressive, you can look at individual transactions, dispute individual transactions, it is amazing. The best feature of this particualar card, however, is the 1% of your purchases go to your Upromise account, which you can link to a 529." Lori, 11/10/2002
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