Designed for teens. Tailored for parents.
The Current Card is a new kind of debit card for teens. Parents set up the account, choose parental controls, and add money to the card from their Discover Card, another major credit card, debit card, bank account or direct deposit.
The Current Card, is a deposit account that allows parents to decide where and how much a teen can spend—and ensure they can't spend more than they have.
Using the card won't affect a teen's credit history. There are no overlimit or overdraft fees and no interest charges.
Unlike cash, your money is protected if the card is lost or stolen with a $0 fraud liability guarantee.
Parents can see where the money is being spent and control where the card can and can't be used.

Safe and secure online application with SSL encryption technology.
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	Current by Discover - Teen Prepaid Debit Card
	Apply now and start saving with: Debit Card for Teens with built-in parental controls Set daily, weekly, and monthly spending limits Restrict teen card use in unwanted shopping categories (e.g. liquor stores, tobacco stores, hotels, etc.) Free Direct Deposit for parents & teens Free deposits from any credit card or bank account $0 fraud liability guarantee Withdraw cash at ATMs Get exclusive discounts at teen's favorite merchants Free e-mail and text message activity alerts No minimum balances, loading fees, or credit check Intro APR Intro Period Annual Fee N/A N/A $50 per year or $5 per month Offer Ended

Current by Discover - Teen Prepaid Debit Card Review The financial crisis has seen a spark in the US with substantial growth in usage as well as demand for prepaid and debit cards. Discover Card has taken a ride on the trend by introducing the Current by Discover, a prepaid debit card developed especially for teens, but with their parents in mind. This card helps parents and teens work together to set spending limits and establish responsible spending habits. This card enable parents to monitor their teens' spending by setting up spending limits and restrict shopping categories. This gives teens freedom while helping their parents maintain control. A members-only financial education library, Current Tips & Tools Program is provided; offering tips, tools and interactive tutorials on money basics, protecting yourself against identity theft, starting a savings program and more. This is a positive step taken by the lenders to teach teens on personal finance, especially money skills. Current by Discover offers free direct deposit for parents and teens, as well as free deposits from any credit card or bank account. Once money is added, teens can use the card to make purchases online, over the phone and in stores. The $0 fraud liability guarantee makes it a safe way to keep and spend money using this card. Furthermore, by allowing cash withdrawals at ATM(this feature can be blocked by parents), it could be a convenient tool in emergencies when you need access to cash. You can make a maximum of four free ATM transactions per month per card. A minimal $0.50 applies for each additional ATM usage thereafter. Cardholders can also enjoy exclusive discounts at thousands of dining, shopping, entertainment and recreation places nationwide through the Current Deals Program. This card comes with seven designs for you to choose from with an annual membership fee of $50, or you can opt to pay $5 monthly. You can save $10 on the membership fee if you pay yearly. Once your account has been approved, you should receive your card in 7 to 10 business days. Other fees, which are minimal, include $3 to replace a lost or stolen card, and $5 to receive a card statement by mail. Alternatively, you can be view or print card statements online any time. It is nice to note that there is no fee for inactivity. Parents who are looking for a better way to control their teen's spending will appreciate the controls offered by Current by Discover, while teens will appreciate its flexibility and ease of use. To sum it up, this is an ideal solution for parents who intend to get a convenient payment card for their teens(13 years or older) spending. The tools provided is far more superior than the minimal fees charged. Safe and secure online application with SSL encryption technology.

Press Release Discover Financial Services Introduces CurrentSM by Discover® Card New Debit Card for Teens Helps Them Develop Smart Spending Habits; Offers Safe, Convenient Way to Manage Money with Parental Controls RIVERWOODS, Ill.--(BUSINESS WIRE)--Feb. 24, 2009-- Discover Financial Services today announced the launch of CurrentSM by Discover® Card, an innovative debit card for teens that helps them track and manage their spending and keep their money safe. The card also helps parents foster financial responsibility in teens, which is especially critical in today’s economy. Unlike cash, the Current Card gives teens a better way to track and manage their spending while developing smart money management skills. The Current Card model eliminates the risk of overdraft fees and helps protect teens from going into debt since they can’t spend more than the amount on the card. Teens can choose from seven unique card designs and receive valuable members-only in-store coupons and online discounts at hundreds of popular merchants. As with all Discover Card products, Current Card’s $0 fraud liability means money is protected from unauthorized transactions if the card is ever lost or stolen. Parents can deposit funds directly onto their teen’s Current by Discover Card at no cost from their credit card, bank account or through recurring deposits. Spending activity is easy for parents to track online at the Current Account Center and through e-mail and text message alerts. Parents also have the reassurance of being able to set daily, weekly or monthly spending limits and block certain merchant categories that may be inappropriate for teens. “Current Card is a great option for parents who want to teach teens financial responsibility, and gain peace of mind with knowing when and where their children spend money,” said Mike Boush, vice president of marketing strategy & new initiatives for Discover Financial Services. “At the same time, it’s perfect for teens who want to establish sound money management skills and to ensure they will always have money when they need it.” Current by Discover Card Product Design The Current Card’s unique functionality puts cardmembers in control and builds on Discover Card’s history of innovation, making it an appealing choice for parents and teens alike: Useful Account Management Features: Parents can set spending limits, restrict merchant categories, and track their teen’s spending through online statements, e-mail and text message alerts. They also enjoy the convenience of free, flexible loading options. Teens also can load their paychecks onto the card through direct deposit. Advanced Security Features: Current Card is protected by Discover’s $0 fraud liability, which means cardmembers are never responsible for unauthorized charges – online, offline, anytime, anywhere. Financial Education Resources: Teens can learn how to spend smarter by logging onto the Account Center at CurrentbyDiscover.com. There they can view helpful articles on topics such as basic financial concepts, protecting yourself from identify theft, starting a savings program, and making your money go further. Meaningful Rewards: Teens are eligible for members-only in-store coupons and online discounts when they use their card at select restaurants, movie theaters and other teen-friendly merchants. What’s more, parents earn Discover Cashback Bonus or Miles when they load their teen’s Current Card using their Discover Card. Low Pricing: Cardmembers pay a $5 monthly charge for each card, or save $10 by paying an annual fee of $50. Fees include four free ATM withdrawals per card per month. "As parents, we often find ourselves struggling between our kids’ desire for financial independence, and their ability to spend responsibly. Instead of engaging in battles over how much they spend and where, the Current Card enables parents to set spending limits, prohibit certain purchase categories, and prevents kids from overspending,” said Stacy DeBroff, Founder of MomCentral.com. “As the Mom of two kids ages 14 and 16, and in the midst of today's tough economic environment, this card could not have been launched by Discover at a more opportune time for families.” Current by Discover Card can be used everywhere Discover Card is accepted, including ATM locations. Safe and secure online application with SSL encryption technology.

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