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Discover® More Card |  |
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Discover® More Card - 18 Month Promotional Balance Transfer | |
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The Discover® More Card, issued by Discover, is designed for those with very good credit who are looking for a cash reward credit card. Get 5% Cashback Bonus on purchases like gas, groceries, restaurants, and more in seasonal purchasing categories that change with each yearly quarter! Cardholders earn up to 1% for general purchases and up to 1% Cashback Bonus on all other purchases automatically. You can also earn between 5% and 20% Cashback bonuses when you shop at over 200 online retailers via ShopDisover.com, Discover's exclusive online shopping mall that links you to hundreds of online partners. Just log in and pay with your Discover card and earn unlimited cash back in this manner! The Discover® More Card also gives you an excellent 0% APR introductory interest rate offer. For the first 15 months you have your card, you'll enjoy 0% interest on both purchases and balances transfers! After that, a reasonable APR that varies according to the prime rate will apply. You'll never wait on hold to reach a customer service representative, either: get 24/7 access to a U.S. Based Account Manager within 60 seconds. Plus, the Discover® More Card has no annual fee, no fee for additional cardholders, and no rewards redemption fee associated with it. Through the reward program, you'll earn a 5% rebate for purchases made in popular categories that change four times a year like travel, home, gas, restaurants, movies and more. Plus, you'll earn up to 1% for general purchases(cardholders who spend up to $1,500 on general purchases will receive a .25% rebate, between $1,500 and $3,000 will receive a .5% rebate, and over $3,000 will receive a 1% rebate. Cardholders will also earn .25% for purchases made at select warehouse clubs and discount stores). There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36-month period. In addition, you can get 5% to 20% Cashback Bonus at top retailers such as CircuitCity.com, LandsEnd.com and Barnes & Noble.com when you link through the exclusive online shopping site, ShopDiscover. You can also earn up to a double Cashback Bonus® for redeeming your rebates for gift certificates from participating Discover Card Partners. Aside from the rewards program, the card also provides several platinum benefits, including up to $500,000 in travel accident insurance, auto rental insurance, and various fraud and security protection services. Cardholders will also receive discounts on products and services at participating merchants and retailers. 
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The Discover® More Card - 18 Month Promotional Balance Transfer offer is a cash rewards card designed for consumers with good credit. If you're looking for a cash rewards card that earns you Cashback bonuses on every purchase you make, the Discover® More Card might be for you. This Discover® More Card - 18 Month Promotional Balance Transfer offer comes with an extremely attractive offer for NEW card customers only: 18-month O% Introductory APR on balance transfers! You'll also enjoy 0% Introductory APR on purchases for 6 billing cycles from the date of account opening. The Discover® More Card - 18 Month Promotional Balance Transfer offer earns you 5% Cashback on purchases you make once enrolled in seasonal spending categories that change each yearly quarter. Depending on that time of year it is, you can earn 5% Cashback bonuses on gas, groceries, home furnishing and improvement purchases, hotels, restaurants and even trips to the movies! You can also earn up to 1% unlimited Cashback bonus on every purchase you make outside those seasonal purchasing categories. You'll earn .25% Cashback bonus on every purchase you make until your yearly spending total reaches $3,000 dollars. After that, you'll earn 1% Cashback bonus. There's no limit to the amount of Cashback bonuses you can accrue, and these bonuses never expire as long as your account is active and current! The Discover® More Card - 18 Month Promotional Balance Transfer offer lets you redeem your Cashback bonus rewards for merchandise, gift cards from hundreds of name-brand retailers, Discover gift cards that are good anywhere Discover is accepted, and even cash. You can have your Cashback bonus rewards redeemed for direct deposits to a bank account of your choice or directly credited to your Discover card statement. On top of these excellent features, you'll never be charged an Annual Fee for the Discover® More Card. You can access your account securely online anytime day or night, and customer service is available whenever you need it. The Discover® More Card - 18 Month Promotional Balance Transfer offer is an excellent choice if you're looking for a cash rewards card, a very long 0% Introductory APR on balance transfers, 0% Introductory APR on purchases, or all three!
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2011 Program Details Jan–Mar : Travel and Restaurants From January through March, cardmembers can sign up to earn 5% Cashback Bonus on up to $800 in purchases for travel and restaurants. Apr–Jun : Home and Fashion From April through June, cardmembers can sign up to earn 5% Cashback Bonus on up to $400 in purchases at home improvement, department and clothing stores. June : Grocery and Drug Stores Throughout June, cardmembers can sign up to earn 5% Cashback Bonus on up to $200 in purchases at grocery stores and drug stores. Jul–Sep : Gas, Hotels, Movies and Theme Parks From July through September, cardmembers can sign up to earn 5% Cashback Bonus on up to $300 in purchases at gas stations, hotels, theme parks and movies. Oct–Dec : Restaurants and Fashion From October through December, cardmembers can sign up to earn 5% Cashback Bonus on up to $300 in purchases at department stores, clothing stores and restaurants. |
Beginning April 1, Discover is re-launching its core product (previously Discover Platinum) as the Discover More Card. Discover More Card offers cardmembers: • 5% Cashback Bonus on Get More purchases • 5% to 20% Cashback Bonus and more on ShopDiscover purchases • Unlimited cash rewards that never expire • Most redemption options: credit, check, direct deposit, and gift cards • Ability to increase Cashback Bonus at redemption with gift cards Plus both the Discover More Card offer: • Free, customized email reminders, payment due date, track purchases • Free travel benefits: Global Traveler’s Hotline, flight insurance, car insurance • Industry leading customer service • 0$ fraud liability |
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