Guaranteed Approval Regardless of your Credit History or Income!*
Whether you have good credit, bad credit or no credit, First Option MasterCardŽ Secured credit card is an ideal credit card for anyone to have.
You determine your credit limit by the amount you deposit in your collateral savings account with New Millennium Bank. Your credit limit will be equal to the balance in your collateral savings account. Minimum deposit is $300, maximum deposit is $5,000.00 per card.

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	First Option MasterCardŽ
	The First Option MasterCardŽ Secured credit card is a Real credit card that will provide you with all the privileges of MasterCardŽ credit card. No Credit Check Approved Regardless of Credit History* Credit limits up to $5,000.00 Reports to All 3 Bureaus Purchase APR Processing Fee Annual Fee 19.5% $99.95 $59 Offer Ended

First Option MasterCardŽ Card Short Review The First Option MasterCardŽ Card, issued by New Millennium Bank, is a secured card designed for people who have no credit history or who have had problems with credit in the past. This secured card establishes an interest yielding collateral savings account on behalf of the cardholder. Each deposit is funded by the cardholder and is applied to the credit limit, which can be as much as $5,000. Currently, the savings account earns an APR of 3% (6% for the first three months, 2% for the next nine months). Because the savings account serves as collateral for the secured card, cardholders will not be able to withdraw money from the account. The card has a fixed APR for both purchases and cash advances. The interest rate is considered high, even for a secured card. There is a $59 annual fee, in addition to an initial $99.95 processing fee that will be drafted once the cardholders identification is verified. There are no monthly activity fees for this card. If you are not approved for this card, the processing fee will be refunded. The First Option MasterCardŽ Card is a great option for people who need to establish credit history with the three major credit bureaus and who want to earn a generous interest rate on their deposits while doing so. Safe and secure online application with SSL encryption technology.

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