Apply online for a First Option Visa, a secured credit card issued by New Millennium Bank.
Guaranteed Approval Regardless of your Credit History or Income!*
Whether you have good credit, bad credit or no credit, First Option VisaŽ Secured credit card is an ideal credit card for anyone to have.
First Option secured credit cards look and work like any other credit card. The only difference is that a savings account is established to open the secured credit card account.
The savings account serves are collateral for the credit card. Your credit card is reported to the three major credit bureaus, the same as all credit cards are,
we pay you a generous interest rate, and there are no monthly activity fees.
With an First Option credit card, you set your own credit limit? You are guaranteed a credit limit! You are guaranteed a credit limit equal to 100% of your deposit immediately.
The minimum deposit required is $300, with a maximum deposit of $5,000. In the event of non-payment, your Visa charges will be deducted from your collateral deposit and any
remaining balance will be returned to you as soon as all charges have been cleared.
"It just takes a minute to complete and submit your First Option Visa Card with credit line up to $5000 application."
Safe and secure online application with SSL encryption technology.
Get your First Option visa credit card and enjoy the power of plastic again!
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
For detailed card information or to apply,
click on the link next to the card of your choice and a new window will be opened for you.
The First Option VisaŽ Secured credit card is a Real credit card that will provide you with all the privileges of VisaŽ credit card.
Get a Full Privilege Secured VisaŽ Credit Card Account
Get Approved for Up To $5,000 in Secured Credit with No Credit Check
Guaranteed Approved Regardless of Credit History or Income
Earn Interest on Your Deposits
FDIC Insured
Purchase APR
Processing Fee
Annual Fee
19.5%
$99.95
$59
Offer Ended
First Option VisaŽ Card Short Review
The First Option VisaŽ Card, issued by New Millennium Bank, is a secured card designed for people who have no credit history or who have had problems with credit in the past.
This secured card establishes an interest yielding collateral savings account on behalf of the cardholder. Each deposit is funded by the cardholder and is applied to the credit limit,
which can be as much as $5,000. Currently, the savings account earns an APR of 3% (6% for the first three months, 2% for the next nine months). Because the savings account serves as
collateral for the secured card, cardholders will not be able to withdraw money from the account. The card has a fixed APR for both purchases and cash advances. The interest rate is
considered high, even for a secured card. There is a $59 annual fee, in addition to an initial $99.95 processing fee that will be drafted once the cardholders identification is verified.
There are no monthly activity fees for this card. If you are not approved for this card, the processing fee will be refunded. The First Option VisaŽ Card is a great option for people who
need to establish credit history with the three major credit bureaus and who want to earn a generous interest rate on their deposits while doing so.
Safe and secure online application with SSL encryption technology.
Our bank has helped thousands of people get their VisaŽ through our unique, national secured credit card program. We are known for excellence such as:
An established track record of trust and safety.
Rated 4 stars (Excellent) by Bauer Financial Services.
Deposited funds are insured up to $100,000 by the Federal Deposit Insurance Corporation (FDIC).
Passes stringent annual reviews by federal and state regulatory groups responsible for the safety and soundness of the national banking system.
Get your best cash back credit card offers here:-
All card applications are strictly confidential.
You are allowed to apply for more than one card.
Your application is safe and secure with SSL encryption technology.
Safe and secure online application with SSL encryption technology.
All card applications are strictly confidential.