"It just takes a minute to complete and submit your The Merrill + Visa application"
The more you use it, the better it gets.
The credit card with rewards and benefits that get better the more you spend.
Earn points for everyday purchases and redeem them for a wide variety of merchandise, gift cards and travel experiences. There's no limit to the number of points you can earn—or ways to reward yourself.
There's no limit to what you'll enjoy with the MERRILL+® Visa® Credit Card.
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• Introductory 1.9% APR on Balance Transfers and Cash Advance Checks for the First 12 Billing Cycles†
• No annual fee and a low competitive 9.99% annual percentage rate (APR).
• Anytime, Anywhere, Any AirlineSM —air rewards starting at 25,000 points, with no blackout dates.§
• Earn 1 point for every $1 spent on net retail purchases and accrue unlimited Merrill PointsSM.§
• Credit line may be as high as $250,000.
• Zero liability protection and early fraud warning.
• Extraordinary benefits such as companion airline tickets and upgrades, airport lounge access, and 24/7 concierge
The MERRILL+® Card, issued by FIA Card Services, N.A., is designed for those with very good credit who plan to take advantage of the reward program offered through Merrill Lynch.
Through the reward program, cardholders earn one point for every dollar spent on all purchases and double points when purchasing a Merrill Cruise. There is no limit to the number of points that
may be earned, and points expire in five years. Points are redeemable for air travel, car rentals, hotel stays, merchandise, gift certificates, special experiences, and more.
In addition to the reward program, the card also provides many cardholder benefits such as up to $1,000,000 in travel accident insurance, auto rental insurance, extended warranties for purchases,
and various travel and emergency assistance services. A unique feature of this card is that cardholders will receive additional benefits and services when they reach certain levels with their annual spending on purchases.
The card has no annual fee and offers the same very low fixed interest rate for both purchases and cash advances. There is also a low introductory rate for balance transfers and cash advance checks for twelve months.
Therefore, those who may occasionally carry a balance (due to the very low interest rate) and plan to take advantage of the reward program will benefit most from what the MERRILL+® Card has to offer.
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