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New Millennium Bank Secured Black Diamond VisaŽ/MasterCardŽ Review The New Millennium Bank Secured Black Diamond VisaŽ/MasterCardŽ issued by New Millennium Bank, is ideal for those with limited or poor credit who may be having a difficult time in obtaining a standard unsecured credit card. A secured credit card works like an unsecured credit card. The only difference is that a savings account is established to open the secured credit card account. The savings account serves as collateral for the credit card. For New Millennium Bank Secured Black Diamond VisaŽ/MasterCardŽ, your credit card will have a credit limit of $300.00 to $5,000.00. You determine your credit limit by the amount you deposit in your collateral savings account with New Millennium Bank. Your credit limit will be equal to the balance in your collateral savings account. Minimum deposit is $300, maximum deposit is $5,000.00 per card. This card does apply interest to the deposit amount required to secure the account, which is a nice benefit. You will be sent your confirmation and savings account materials after the issuer receives your acceptance form and processing fee. You are required to make on-time monthly payments to ensure that your account remains in good standing. In the event of non-payment, your card charges will be deducted from your collateral deposit and any remaining balance will be returned to you as soon as all charges have been cleared. The card has an annual fee of $59 and one-time processing fee of $99.95. If you are taking both cards, Visa and MasterCard, you will need to pay $129.95 for the processing fee. By taking up both cards, you will have total credit limit up to $10,000($5,000 each) and you will need to send in two deposits, one for each card. However, unlike unsecured credit cards, there is no monthly participation or maintenance fee. Unlike most secured credit cards, this card offers benefits such as auto rental insurance, up to $100,000 in travel accident insurance and an extended warranty for purchases. This card also offers a Bonus $5,000 credit line from eClubUSA, which can be used to finance computer systems, personal and home electronics, vacations and other services provided for the members of the club. Another benefit is that the card report to all three major credit bureaus: TransUnion, Equifax, and Experian. The APR that is applied to purchases is above average for a secured card. It is important to note that there is no grace period for purchases, which means that interest will be applied immediately to any charges made with the card. However, if you are having difficulty in obtaining an unsecured card, this card does have a no credit check and a no turn-down policy. Safe and secure online application with SSL encryption technology. The review is believed to be accurate during the update. However, information posted may have changed since the update. As such, we strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.

Be Approved Regardless of Credit History or Income
Get both of these Diamond cards with Total Credit Limit up to $10,000
New Mellennium Bank has helped thousands of people get their VisaŽ and/or MasterCardŽ through their unique, national secured credit card program.
They are known for excellence such as:

• An established track record of trust and safety.
• Rated 4 stars (Excellent) by Bauer Financial Services.
• Passes stringent annual reviews by federal and state regulatory groups responsible for the safety and soundness of the national banking system.
• Deposited funds are insured up to $100,000 by the Federal Deposit Insurance Corporation (FDIC).

Get the New Millenium Bank Black Diamond secured credit card of your choice today!

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	New Millennium Bank Secured Black Diamond VisaŽ or MastercardŽ
	New Millennium Bank is now offering secured Black Diamond VisaŽ and MasterCardŽ credit cards for those individuals with less than perfect credit. With credit lines secured by their savings account in amounts between $300.00 and $5,000.00, these cards can be used just as you would any credit card at over 10 million establishments worldwide. People CAN apply to get both cards and they can even add a co-applicant name and get additional cards. Approved regardless of credit history Credit limits up to $10,000* Reports to all 3 bureaus Get cash at over 740,000 ATMs No credit check Emergency Cash Transfers Auto Rental Insurance $100,000 Travel Accident Insurance * Terms and conditions apply. Purchase APR Processing Fee Annual Fee 19.5% $99.95 or $129.95 $59 Click here to Apply Now or Learn More... Review The New Millennium Bank Secured Black Diamond VisaŽ/MasterCardŽ is ideal for those with limited or poor credit who may have difficulty in obtaining a standard unsecured credit card. Unlike most secured credit cards, this card offers benefits such as auto rental insurance, up to $100,000 in travel accident insurance, an extended warranty for purchases, and a Bonus $5,000 credit line from eClubUSA. These benefits do come with an annual fee of $59, which is slightly above average for a secured card, as well as a one-time processing fee of $99.95($129.95 if the applicant would like to be issued both a VisaŽ and a MasterCardŽ). The APR that is applied to purchases is above average for a secured card, but this card does apply interest to the deposit amount required to secure the account, which is a nice benefit. It is important to note that there is no grace period for purchases, which means that interest will be applied immediately to any charges made with the card. However, if you are having difficulty in obtaining an unsecured card, this card does have a no credit check and no turn-down policy.

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