New Millennium Bank is now offering secured Gold Visa® and Gold MasterCard® credit cards for those individuals wishing to establish or repair their credit. With credit lines secured by their savings account in amounts between $300.00 and $5,000.00, these cards can be used just as you would any credit card at over 10 million establishments worldwide. People CAN apply to get both cards and they can even add a co-applicant name and get additional cards.
• Approved Regardless of Credit History
• Credit Limits Up To $10,000
• Reports to All 3 Bureaus
• Get Cash at Over 740,000 ATMs
• No Credit Check
• Emergency Cash Transfers
• Auto Rental Insurance
• $100,000 Travel Accident Insurance
Purchase APR
Processing Fee
Annual Fee
19.5%
$69.95 or $99.95
$59
Offer Ended
New Millennium Bank Secured Gold Visa®/MasterCard® Short Review
The New Millennium Bank Secured Gold Visa®/MasterCard® is designed for those with limited or poor credit who may be having a difficult time in obtaining a standard unsecured credit card. Unlike most secured credit cards, this card offers benefits such as auto rental insurance,
up to $100,000 in travel accident insurance, and an extended warranty for purchases. These benefits do come with an annual fee of $59, which is slightly above average for a secured card, as well as a one time processing fee of $69.95($99.95 if the applicant would like to be issued both a Visa® and a MasterCard®).
The APR that is applied to purchases is above average for a secured card, but this card does apply interest to the deposit amount required to secure the account, which is a nice benefit. It is important to note that there is no grace period for purchases,
which means that interest will be applied immediately to any charges made with the card. However, if you are having difficulty in obtaining an unsecured card, this card does have a no credit check and a no turn-down policy.
Safe and secure online application with SSL encryption technology.
New Millennium Bank Gold Visa®/MasterCard® Cardholders Comment/Review/Rating
"Just Got My Cards with NO Problem! I also read the previous whiners and it's evident that some either don't read the terms/conditions -
which aren't in fine print, or they don't understand the concept of getting a secured card while you have bad credit. It's gonna cost ya'! I preferred
getting the 2x Gold Cards (Visa & Master Card) instead of the one Platinum. Two is better than one on a credit report and platinum only appeals to the
public's emotions of feeling special. There's really no advantage in having the one platinum card. I made the deposit(s) through MonyGram and received
my cards in about 10 days. I also made the mistake of applying months ago and not sending any deposit. On this subsequent application, I sent a 2nd
application fee, called and told C.S. about my blunder and they said no problem with playing the first extra $69 on one of my deposits. They problem
I had with C.S. was the wait time before they pick up. Took about 10-15 minutes. But they were polite and helpful. If you lose your mind with them,
I'm sure you'll get the same in kind. My only gripe is that I got my cards in the mail on Saturday and my 1st bill on Monday with the annual fee on each.
THAT was a bit too fast! But one must do what one must do! I'm glad that I can now rent a car without calling my wife to come with her card!
(How humiliating!) Good luck to all." DetroitRedd, 7/10/2006
Safe and secure online application with SSL encryption technology.
A Platinum card can be yours for the taking. New Millennium Bank can approve you for up to $10,000** in secured credit regardless of your income or credit history. Choose a Visa or MasterCard.
• Reports to ALL 3 Bureaus
• No Credit Check
• Be Approved Regardless of Credit History
• Special High Introductory Savings Rate
• Emergency Cash Transfers
• Auto Rental Insurance
• $100,000 Travel Accident Insurance
• Extended Warranty Protection
• Bonus $5,000 credit line from eClubUSA
Get your best cash back credit card offers here:-
All card applications are strictly confidential.
You are allowed to apply for more than one card.
Your application is safe and secure with SSL encryption technology.
Safe and secure online application with SSL encryption technology.
All card applications are strictly confidential.