A Simmons First VISA Platinum credit card gives you more than just an emergency expense tool. Take advantage of these features:
Global Acceptance. Your Visa Platinum credit card may be used to obtain cash on a 24-hour basis from Automated Teller Machines (ATMs) worldwide where Visa is accepted. Cash Advances are available at Financial Institutions where Visa credit cards are accepted.
Travel Insurance. All cardholders are covered with Travel Accident Insurance. This is an accidental death and dismemberment coverage that applies when common carrier tickets (airline, rail bus, cruise line, etc.) are purchased with your VISA Platinum credit card.
Emergency Cash and Credit Card Replacements. This service is available to VISA Platinum credit card cardholders who are traveling and have reported their VISA credit card to be lost or stolen.
Car Rental Loss/Damage Waiver (covering collision, theft and vandalism). VISA Auto Rental Insurance provides coverage for damage due to collision or theft up to the actual cash value of most rental cars when certain terms and conditions are met.

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	Simmons First VisaŽ Platinum
	Excellent Credit Required - Applicants that do not have excellent credit will not be approved Low 7.25% variable standard purchase APR and platinum benefits No balance transfer fee for balances transferred in response to this online offer No Annual Fee Intro APR Intro Period Annual Fee N/A N/A None Click here to Apply Now or Learn More...

Simmons First VisaŽ Platinum Short Review The Simmons First VisaŽ Platinum, issued by Simmons First National Bank is designed for people with excellent credit who want to take advantage of the low interest rate and platinum benefits. The card has a low interest rate for purchases and balance transfers. And there is no balance transfer fee when you transferred balances from other issuers. Take note though it's a variable interest rate which means The APRs may vary monthly based on the Prime Rate. The purchase and balance transfer APR equals Prime Rate plus 4.00%. As such, your rate will increase if the Prime Rate increases. Nonetheless, the current interest rate offered is one of the lowest in the industry. This card also provides many common platinum benefits such as auto rental insurance and travel accident insurance. To sum it up, it's a great card for people who want to enjoy a low interest rate credit card without any rewards program. However, if you would like to get a low interest rate credit card with a rewards program attached to it, the Simmons First VisaŽ Platinum Rewards could be a good alternative, even thought it comes with 2% higher interest rate. Safe and secure online application with SSL encryption technology.

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