Unlimited Cash Back on Every Dollar You Spend on Purchases
There's no limit to what you'll enjoy with the Total Merrill^SM Cash Back Visa® Credit Card, giving you unlimited cash back on purchases
Redeeming Rewards is Simple. Redeem... When You’re Ready. Use Your Card for All Types of Purchases(everyday shopping, dining out, at the pump, paying bills) and Earn More Cash Back.
Your Total Merrill Cash Back card offers an unparalleled level of convenience. Merrill Lynch makes redeeming cash back reward credits simple and, as an added advantage, cardholders can earn even more reward credits by scheduling automatic bill payments.

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	Total MerrillSM Cash Back Visa® Card
	• Introductory 1.9% APR on Balance Transfers and Cash Advance Checks for the First 12 Billing Cycles† • 1% Cash Back on Virtually All Purchases • No Annual Fee • Low 9.99% annual percentage rate (APR) for retail purchases • Credit Line may be as High as $250,000 • Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account Intro APR Intro Period Annual Fee 1.9% 12 Billing Cycles None Click here to Apply Now or Learn More...

Total MerrillSM Cash Back Visa® Card Short Review The Total MerrillSM Cash Back Visa® Card, issued by FIA Card Services, N.A., is designed for those with very good credit who plan to take advantage of the cash reward program offered through Merrill Lynch. Through the reward program, cardholders earn one cash back reward credit for every dollar spent on all purchases. Cardholders have the option of receiving a cash reward check or having reward credits automatically deposited into a Merrill Lynch Cash Management Account® (CMA®) or Beyond Banking® account after earning a minimum of 5,000 reward credits. There is no limit on the number of reward credits earned; however, checks expire 90 days from the date of issuance. The card has no annual fee and offers the same very low fixed interest rate for both purchases and cash advances. There is also a low introductory rate for balance transfers and cash advances for twelve months. Therefore, those who may occasionally carry a balance (due to the very low interest rate) and plan to take advantage of the reward program will benefit most from what the Total MerrillSM Cash Back Visa® Card has to offer. Safe and secure online application with SSL encryption technology.

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