Reloadable prepaid Visa® card for teens, managed by parents.
No activation fee, no monthly or yearly fee.
Created for families’ needs with full parental control.
Free money loading with direct deposit.
Accepted anywhere Visa debit cards are accepted, including abroad and online.
Fees and Charges
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The Power of a Bank Account in One Card
The iBankUP service comes with a Visa prepaid card called “UPside”.
It takes less than five minutes to sign-up for the iBankUP service and UPside prepaid card. We'll walk you through the simple online steps, then send your prepaid card in the mail to your home address. It's that easy. And within a few business days, you'll have your new card in hand.
The iBankUP service and the UPside prepaid card are for everyone. Bad credit? No credit? No problem. With iBankUP, we think everyone deserves to start out fresh with their finances, so we don't run a credit check. Now whether you're starting from scratch, or starting over, you can have all the benefits of a checking account with iBankUP without the hassle or the judgment.
It's your money, use it anywhere you want to. Gone are the days of needing to carry cash with you wherever you go. You can use your prepaid card anywhere in the world that Visa debit cards are accepted.
With the Virtual Checkbook, you can write personal checks online directly from the iBankUP website with just a few clicks. We'll issue the personal check on your behalf and mail it for you. No more buying stamps or waiting in line at the post office. We handle all the hassle for you.
Bouncing a check is an expensive mistake to make. But thanks to the Virtual Checkbook, it's not one that you need to worry about. The checks we send on your behalf are as good as cashier's checks. We won't issue one unless you have the funds to cover it, so you'll never have to worry about bounced checks or overage charges for negative balances.
UPside Visa® Prepaid Card for your teen
Move your teen's allowance to a prepaid Visa card
Safer than Cash; Full parental control; Instant online funding for emergencies.
UPside Visa is a reloadable prepaid Visa card designed for the 13-25 age group and their parents. The card remains under the supervision of parents.
For high school students, it’s a great alternative to cash allowances that are unsafe, offer no spending control and often require trips to the ATM. It’s also a great educational tool to learn about financial literacy.
For college students, it’s a convenient way to manage their money, track spending in real-time and stay away from credit cards. College students can receive occasional funds from their parents, receive a pay check
directly onto the card and even write checks online (For cardholders 18 or over. Starts September 2009).
The UPside Visa Prepaid Card is not a credit card: your child can only spend the money that has been loaded beforehand into the UPside card account. There is no credit card bill to pay at the end of the month, no late fees,
no risk of going into debt. If your child loses the card, funds loaded on the UPside card account are not lost. As long as you notify us promptly of a loss or theft, this money is 100% safe.
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All card applications are strictly confidential.
You are allowed to apply for more than one card.
Your application is safe and secure with SSL encryption technology.