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Wired Plastic® Visa® Prepaid Card Short Review

The Wired Plastic® Visa® Prepaid Card may be an excellent option if you've had a hard time getting an unsecured credit card and you want a stored value card. The card has no annual fee, the application and participation fees are very low, and most methods of loading the card are free. It is very easy to obtain this card, since there is no credit check policy and no employment verification. Nevertheless, it is important to note that there are some fees associated with this card, such as a one-time application fee of $9.95, a monthly maintenance fee of $3.95 ($47.40 annually), and a minimum initial load amount of $10. So in the first year alone, a cardholder can expect to pay a total of $57.35 in fees. This is very reasonable for this type of card.Unlike most prepaid cards, this card does offer benefits such as automatic bill payments and access to a unique reward program, which allows you to earn one point for every dollar spent on qualifying purchases with the card. Points can be redeemed for long distance calling cards, music downloads, a variety of ring tones, and prepaid wireless airtime at participating partners.

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