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kotak trump gold visa card online application."
Save Rs.5000 or more annually
The Kotak Trump Card provides the executive with unbeatable features in dining, entertainment and other personal needs, making it the perfect card for personal use.
It has been specifically designed for salaried segment. We have kept in mind the major spend areas for you, such that we give you the most relevant benefits & you can derive the maximum out of it.
The card offers you a unique every time & every where advantage - 10% cashback on dining & movies. We give you the freedom to choose the restaurant you wish to dine at it or a movie theatre you like to go to and avail of the cashback every time you use the Kotak Trump Gold Card.
Besides this, enjoy a complete fuel surcharge waiver at any pump, complete railway surcharge waiver & exciting EMI & BT plans that no one else offers
Safe and secure online application with SSL encryption technology.
Get your kotak mahindra trump gold card and enjoy the cashback rewards and benefits today!
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Zero Charge EMI
Cashback - Movies & Plays
Cashback - Food & Drinks
Balance Transfer
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What is the Annual & Joining Fee for this Card? There is no annual or joining fee for the Kotak Trump Gold Card. Kotak Trump Gold Card is free for life. Is this Card valid internationally? Yes, this Card is valid internationally. Do I enjoy any interest free period on retail? Yes, you enjoy an interest free period on retail transactions of up to 48 days. Do I enjoy any interest free period on cash? The interest free period is limited only to the retail transactions & does not include cash transactions. The interest starts accruing from the date of cash withdrawal. When do you charge me a Mark Up? A Mark up is charged to the tune of 3.5% every time you do an international transaction. Cash and Retail transactions will both attract a Mark up. When do you charge me an over limit charge? If your transactions cross 100% of your credit limit, you will be charged a flat over limit fee of Rs 500 in each billing cycle that you are over limit. When do you charge me a late payment fee? If in a billing cycle your payment received till the payment due date is lesser than MAD it will attract a flat late payment charge of Rs 350 in the next billing cycle. Am I entitled for an Add-on Card? Yes, Add-on Cards are available on Trump Gold Card for a one time fee of Rs 199 per Card. Are all the Trump features available on the Add-on Card? Yes, all Trump features can be availed by the Add-on Card holder. Will the Add-on Card holder get a separate cashback? The monthly cashback limit of Rs 800 has been set up for the Primary & Add-on Cards combined. Hence, the Add-on Card holder will not get any separate cashback. Is there a rewards program on Trump Gold Card? There is currently no rewards program on the Trump Gold Card. 10% CashBack on Dining & Entertainment Where all can I avail of 10% Cashback? 10% Cashback is offered to the customers on Restaurants & Entertainment MCC (Merchant Category Codes) as defined by VISA. This would also include Bars, Pubs & anything else classified under Restaurants MCC. Entertainment would include Movie and Play theatres. Cashback is specifically not offered on Hotel MCC as specified by VISA. Would that also include coffee shops & pizza outlets like Café Coffee Day, Barista or Dominos etc? Yes you can avail of the cashback if the coffee shops & pizza outlets are mapped under the Restaurant MCC in VISA mapping. As per VISA data majority of coffee shops and pizza outlets are identified as under Restaurant MCC and hence the customer will enjoy a 10% Cashback. Would that include eating joints at Shopping Malls like Spencer’s, Big Bazaar etc? Restaurants within Malls & Department store are mapped as malls; hence no cashback will be earned on them. Will this include all restaurants, bars and pubs in hotels? Hotels are strictly barred from any cashback. For e.g. If a customer eats at TAJ or ITC Grand Maratha they will not receive cashback. Is this cashback applicable to Multiplexes only? It is available at all outlets mapped under ’Entertainment’, so apart from Multiplexes all theatres etc are also included in the cashback. Which Multiplexes are included in the offer? As given above all Multiplexes under Entertainment are included in this offer. Can this be combined with any other offer the multiplex may be offering? Yes, it can as we will be providing cashback on the amount once the customer is billed. What play theaters are included in this offer? All play theaters are mapped under Entertainment MCC & hence the customer will enjoy a 10% cashback at all places. Will this also cover payments I make for movies and theater through the internet? If you book the tickets from a 3rd party website e.g. Book My Show, you will not be earning any cashback if they are not mapped under Entertainment MCC. However if you book on the website of a particular multiplex etc www.pvrcinemas.com, you will be entitled for 10% cashback. What is the maximum transaction amount in a single swipe for which I can earn cashback? The maximum transaction amount for a single swipe is Rs 4000; hence the maximum cashback that a customer can earn in a single transaction is Rs. 400. If the transaction value for example is Rs 4500, you are not entitled for any cashback. What is the maximum amount of cashback available to me? The maximum cashback that you can earn in a month is Rs 800. Once this limit is exhausted, you will not be entitled for any more cashback on dining & entertainment in that month. How & when will the cashback appear in the statement? Cashback would appear in your statement following transaction date. You will be billed the complete transaction amount and the cashback would appear as a credit entry. Under what circumstances will I not earn cashback? You will not enjoy any cashback in the following scenarios - You have continuously defaulted on your last three payments due. You have already exhausted the monthly limit of Rs 800. Fuel Surcharge Waiver Where is the waiver valid? Most credit card companies have tie-ups with only a select oil companies and hence the waiver is valid only at select petrol pumps, but Kotak Trump Card will offer the customer fuel surcharge waiver across all domestic petrol pumps. What is the minimum/ maximum transaction amount for a single swipe? The minimum is Rs 400 and the maximum is Rs 4000. What is the maximum fuel surcharge waiver that I can get on a single transaction? The maximum transaction amount for a single swipe is Rs 4000. Hence the maximum surcharge waiver can be Rs 100 (2.5% of Rs 4000). Is there any monthly or annual cap on how much surcharge can I earn? No there is no monthly or annual cap on the surcharge that can be earned. Railway Surcharge Waiver When is the waiver applicable? On purchasing of rail tickets online the customer levied a 1.8% surcharge. Kotak Gold Card offers you a Railway Surcharge Waiver on this. Is the waiver applicable on the delivery charge? No. There is no waiver applicable on the delivery charge. What is the maximum surcharge waiver that I can get? You can earn up to Rs 500 annually as Railway Surcharge waiver. Is the waiver applicable at the ticket booking counters? Yes, the 2.5% surcharge waiver is applicable at booking counters as well if you use your Kotak Gold Card to buy the tickets. Is there a special service offered while canceling the tickets? No there is no special service offered. The surcharge will be automatically reversed if you cancel the tickets. |
Value Chart
| Your Spends | Monthly | Annually | Kotak Benefits | Your Savings |
|---|---|---|---|---|
| Dinner for two | 1500 | 18000 | 10% Cashback | 1800 |
| Movies for two | 1000 | 12000 | 10% Cashback | 1200 |
| Pubs & Discotheques | 500 | 6000 | 10% Cashback | 600 |
| Fuel Surcharge Waiver | 2500 | 30000 | 2.5% Surcharge Waiver | 750 |
| Zero Charge EMI (12% Rate & 2% Processing Fee) |
20000 | 0% Interest & Zero Processing Fee | 1000 | |
| Your Total Savings | 5,350 |
Minimal Charges; Simplified for You
| Just 8 Charges | Other's Complicated Fees | Kotak Flat Fees |
|---|---|---|
| Late Payment Charge | Range Rs. 300/- to Rs. 600/- with 30% of Minimum Amount Due | Rs. 350/- |
| Over Limit Charge | 2.5% on over limit amount (subject to a minimum of Rs. 500/-) | Rs. 500/- |
| Cheque Bounce Payment | 2.5% of amount or Rs. 250/- whichever is lower | Rs. 300/- |
| Cash Withdrawal /Call a Draft /Fund Transfer | fees is Rs 300 per Rs 10,000 or part thereof | Rs. 300/- |
| Foreign Currency Mark Up | 3% to 3.5% | 3.50% |
| Interest Charges | 3.10% | 3.10% |
| Add-on Card | Bank dependent | Rs. 199/- |
| Joining fee | Bank dependent | Waived |
Kotak No Charge Advantage
| Other Charges | Other Credit Card Charges | Kotak Credit Card Charges |
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All card applications are strictly confidential.
You are allowed to apply for more than one card.
Your application is safe and secure with SSL encryption technology.