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Kotak Urbane Gold Card |  |
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Minimal Charges; Simplified for You
| Just 8 Charges | Other's Complicated Fees | Kotak Flat Fees |
|---|---|---|
| Late Payment Charge | Range from Rs. 400/- to Rs. 700/- | Rs. 550/- |
| Over Limit Charge | 2.5% on over limit amount (subject to a minimum of Rs. 500/-) | Rs. 500/- |
| Cheque Bounce Payment | 2.5% of amount or Rs. 250/- whichever is lower | Rs. 500/- |
| Cash Withdrawal /Call a Draft /Fund Transfer (Per Rs. 10,000/- or part thereof) | 2.5% or Rs. 250/- to Rs. 300/- whichever is higher | Rs. 300/- |
| Foreign Currency Mark Up | 3% to 3.5% | 3.50% |
| Interest Charges | 3.30% | 3.30%* |
| Add-on Card | Bank dependent | Rs. 299/- |
| Joining fee | Bank dependent | Waived |
| Cash Payment at Branch** | Bank dependent | Rs.75 |
* Service tax & education cess, would be charged as per statutory regulations on the interest & fees and other charges charged on your Credit Card.
** Charge applicable with effect from 20 Sept 2010
** Charge applicable with effect from 20 Sept 2010
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