"It just takes a minute to complete and submit your Ireland insurance application."
Insurance in Ireland
In 2010, there are 227 insurance companies in Ireland(the same number as in 2009), employing 14,000 people(compares to 14,300 in 2009).
In 2010, the total gross written premiums for insurance in Ireland is €12.713bn, an increase of €0.243bn or 1.95% compares to €12.470bn in 2009.
On a per capita basis, an average of €2,838 was spent on insurance in Ireland in 2010, €47 more compares to €2,791 in 2009.
Insurance penetration in Ireland decreased on average from 7.76% in 2009 to 8.15% in 2010.
Ireland insurers total investment portfolio has increase from €78.757bn in 2009 to €81.572bn in 2010, an increase of €2.815bn or 3.57%.
Safe and secure online application with SSL encryption technology.
Get the insurance deals of your choice and enjoy the benefits today!
WARNING : The issuer may STOP offers and promotions without notice. Grab the offer of your choice while it last.
For detailed information or to apply, click on the link next to the offer of your choice and a new window will be opened for you.
Car Insurance - The right cover at the right price!
Want cheaper car insurance? Shop around! If it’s time to renew your car insurance and you’re looking for a cheaper quote, it really can pay to shop around. As Ireland’s largest insurance broker, AA Ireland can help make this process a lot easier for you. When you call us or request a car insurance quote through our website, we’ll search our panel of 7 AA approved car insurance providers for you so you can get the best deal on your motor insurance. No other Irish broker has access to as many car insurance providers. Get an AA Car Insurance quote online today.
What you get with our car insurance cover
Life time No Claims Discount protection for Fire, Theft or Glass Claims
Windscreen cover included as standard on comprehensive policies
A dedicated Irish claimline that's available 24-hours a day, 365 days a year - 1890 467 100
Personal accident cover up to €75,000
Legal Expenses Cover up to €75,000
AA Ireland has been providing car insurance for over 30 years. 92% of our customers rate AA Car Insurance as good or excellent†. Get a cheap car insurance quote online now and you will be delighted to find how much you can save. AA Car Insurance policies include lifetime no claims discount for fire, theft or glass claims, and personal accident and legal expenses cover up to €75.000. Get your Car Insurance quote today and you could save up to €215*.
†Based on an AA Car Insurance Survey of 103 customers in November 2010
*Terms and conditions apply. Savings based on independent research in Jan 2011
Home Insurance - The right cover at the right price!
With AA Home Insurance you’ll feel as safe as houses, as our home insurance policies offer an extensive range of benefits at no extra cost, to keep you protected when you need it most.
We’ll automatically increase your contents cover for free over Christmas or when there’s a wedding for your immediate family member that resides with you. Your contents sum insured is automatically increased by 10% for both December and January, and for one month before and after a wedding of any member of your household.
What you get with our home insurance cover
Accidental damage cover as standard
Cover for fire, flood and theft
Alternative accommodation up to 50% of contents sums insured
Up to €1,000 cover against fraudulent use of stolen credit cards
Automatic new for old contents cover
Save up to €192** on your Home Insurance policy
AA Ireland has been providing home insurance for almost 30 years. 93% of customers rate Home Insurance as excellent or good†. Get an Home Insurance quote online now and you will be delighted to find how much you can save, especially as our home insurance could save you up to €192!**
†Based on an AA Home Insurance survey – 100 people who had telephoned for a quote in March 2010
**Terms and conditions apply. Savings based on independent research in March 2011 .
Life Insurance in Ireland
In 2010, the total gross written premiums for life insurance in Ireland is €9.671bn, an increase of €0.325bn or 3.48% compares to €9.346bn in 2009.
On a per capita basis, an average of €2,159 was spent on life insurance in Ireland in 2010, €55 more compares to €2,092 in 2009.
Life insurance penetration in Ireland decreased on average from 5.82% in 2009 to 6.2% in 2010.
Ireland life insurers total investment portfolio has increase from €70.015bn in 2009 to €73.430bn in 2010, an increase of €3.145bn or 4.88%.
In 2009, the life insurance distribution channel in Ireland(by insurance premiums underwritten) can be brokendown into 50.7% via brokers, 38.7% via direct writing,
10.5% via agents, and 0.1% via other channels.
Non-Life Insurance in Ireland
In 2010, the total gross written premiums for non-life insurance in Ireland is €3.042bn, a decrease of €0.082bn or 2.62% compares to €3.124bn in 2009.
On a per capita basis, an average of €679 was spent on non-life insurance in Ireland in 2010, €20 less compares to €699 in 2009.
Non-Life insurance penetration in Ireland remained 1.95% on average in 2010, similar to 2009.
Ireland non-life insurers total investment portfolio has decrease from €8.742bn in 2009 to €8.142bn in 2010, a decrease of €0.6bn or 6.86%.
In 2009, the non-life insurance distribution channel in Ireland(by insurance premiums underwritten) can be brokendown into 58.2% via brokers and 41.8% via direct writing.
Motor Insurance in Ireland
In 2010, the total gross written premiums for motor insurance in Ireland is €1.319bn, a decrease of €0.014bn or 1.05% compares to €1.333bn in 2009.
On a per capita basis, an average of €294 was spent on motor insurance in Ireland in 2010, €4 less compares to €298 in 2009.
Motor insurance penetration in Ireland decreased on average from 0.83% in 2009 to 0.85% in 2010.
Property Insurance in Ireland
In 2010, the total gross written premiums for property insurance in Ireland is €977mn, an increase of €32mn or 3.39% compares to €945mn in 2009.
On a per capita basis, an average of €218 was spent on property insurance in Ireland in 2010, €6 more compares to €212 in 2009.
Property insurance penetration in Ireland decreased on average from 0.59% in 2009 to 0.63% in 2010.
Other Non-Life Insurance in Ireland
In 2010, the total gross written premiums for other non-life insurance in Ireland is €746mn, a decrease of €100mn or 11.82% compares to €846mn in 2009.
On a per capita basis, an average of €167 was spent on other non-life insurance in Ireland in 2010, €22 less compares to €189 in 2009.
Other non-life insurance penetration in Ireland decreased on average from 0.53% in 2009 to 0.48% in 2010.
Insurance in Ireland 2008-2009
There are 236 insurance companies in Ireland in 2008. As at the end of December 2009, insurance companies in Ireland employed 14304 people, 5025 people in life insurance sector and 9279 people in non-life insurance.
In 2009, the total gross written premiums for insurance in Ireland is €12.470bn, a decrease of €0.961bn or 7.16% compares to €13.431bn in 2008.
On a per capita basis, an average of €2,771 was spent on insurance in Ireland in 2009, €281 lesser or 9.21% decreased compares to €3,052 in 2008.
Insurance penetration in Ireland in 2009 remained the same as in 2008, stood at 7.5%.
Ireland insurers total investment portfolio has increase from €73.034bn in 2008 to €78.757bn in 2009, an increase of €5.723bn or 7.84%.
Life Insurance in Ireland 2008-2009
In 2009, the total gross written premiums for life insurance in Ireland is €9.346bn, a decrease of €0.751bn or 7.44% compares to €10.097bn in 2008.
New annual premium (AP) business was €611m, down 39.6 % from €1,012m in 2008. Plus, a decrease of 3.4% was recorded for new single premium (SP) business in 2009 (€5,424m).
€8,576m in benefits and claims was paid by domestic life assurance companies during 2009, a decrease of €112m or 1.29% compares to €8,688m in 2008. The benefits and cliams
can be brokendown into €7332m for surrenders and maturities, €772m for death/critical illness Claims, and €472m for annuities.
The total value of life assurance protection in force at the end of 2009 was estimated at €400.1bn, compared to €382.7bn at the end of 2008, which is an increase of just over 4.5%.
On a per capita basis, an average of €2,077 was spent on life insurance in Ireland in 2009, €218 less compares to €2,295 in 2008.
Life insurance penetration in Ireland remained the same as in 2008, stood at 5.6%.
Ireland life insurers total investment portfolio has increase from €63.818bn in 2008 to €70.015bn in 2009, an increase of €6.197bn or 9.71%.
Non-Life Insurance in Ireland 2008-2009
In 2009, the total gross written premiums for non-life insurance in Ireland is €3.123bn, a decrease of €0.211bn or 6.33% compares to €3.334bn in 2008.
Premium income decreased across almost all classes of business. Employer’s liability (–18.3%), commercial motor (–12.7%) and commercial property
insurance(–11.6%) experienced the largest falls.
Motor insurance remains the largest class of non–life insurance at almost €1.333bn (43% of all non–life business). Property is the second largest class of non–life business (30%).
Net written premiums (i.e., total premiums after reinsurance costs have been deducted) were €2.727bn, a decrease of 6% on 2008. Net earned premiums were €2.808bn in 2009 (down 7.2% on 2008).
The number of new claims rose by 3.1% in 2009 to 624,967. 51% of new claims were motor claims while 33% were made on property insurance policies (household and commercial property).
Net incurred claims costs increased by 6% to €2,254m leading to a net underwriting loss in 2009 of €179m. After investment income is added, the market made an operating profit of €135m, down 41% on 2008.
In 2009 the non–life market produced a net claims ratio of 80%. In other words claims cost 80 cent out of every €1 earned in premium. The claims ratio varied between sectors: in motor insurance it increased from
76.8% in 2008 to 78.7% in 2009. The property claims ratio rose from 91% in 2008 to 94.5% in 2009. The liability claims ratio increased from 42.3% to 70.9% in 2009.
On a per capita basis, an average of €694 was spent on non-life insurance in Ireland in 2009, €64 less compares to €758 in 2008.
Non-Life insurance penetration in Ireland increased on average from 1.8% in 2008 to 1.9% in 2009.
Ireland non-life insurers total investment portfolio has decrease from €9.216bn in 2008 to €8.742bn in 2009, a decrease of €0.474bn or 5.14%.
Motor Insurance in Ireland
In 2009, the total gross written premiums for motor insurance in Ireland is €1.333bn, a decrease of €0.088bn or 6.2% compares to €1.421bn in 2008.
73% of motor insurance gross written premium is accounted for by private motor business(€972m) with the remaining 27% derived from commercial motor business(€361m).
Net earned motor premiums reduced 6.7% from €1.424bn in 2008 to €1.329bn in 2009.
The number of new motor claims notified during 2009 is 316,118(243,411 for private motor and 72,707 for commercial motor), a decreased by 1.7% compared to 2008.
Net written premiums (i.e., total premiums after reinsurance costs have been deducted) were €1.296bn, and net earned premiums were €1.329bn in 2009).
Net incurred claims costs in 2009 is €1.046bn. The net underwriting result deteriorated from a profit of €20m in 2008 to a loss of €8.1m in 2009.
However, after taking account of investment income attributable to the class, there was a substantial operating profit of €143m.
Property Insurance in Ireland
In 2009, the total gross written premiums for property insurance in Ireland is €945m, a decrease of 3.4% compares to 2008.
The property insurance market is split between household (59% of premium income at €561m) and commercial property (41% of premium income at €384m).
Net written premiums (i.e., total premiums after reinsurance costs have been deducted) were €784m.
Net earned premium decreased by 5.3% to €771m and net incurred claims cost fell by 1.8% to €728m, made up of 204,008 total number of claims.
The property insurance market recorded a net underwriting loss of €197m in 2009 and, even after taking account of investment income attributable to the class,
there was a substantial operating loss of €148m.
Liability Insurance in Ireland
In 2009, the total gross written premiums for liability insurance in Ireland is €532m, a decrease of 10.9% compares to 2008.
The total premiums can be divided into €208m for employer's liability insurance and €324m for public liability insurance.
Net written premiums (i.e., total premiums after reinsurance costs have been deducted) were €464m.
Net earned premium decreased by 12.3%, from €569m in 2008 to €499m in 2009.
Net incurred claims increased by almost 47% in 2009 to €354m, made up of 25,184 total number of claims.
Liability insurers made a net underwriting profit of €17m in 2009, which is down 91% from €180m in 2008.
After taking account of investment income attributable to the class, there was a substantial operating profit of €120m.
Other Non-Life Insurance in Ireland
In 2009, the total gross written premiums for personal accident and travel insurance is €65m, a decrease of 10.6% on 2008.
This class of business generated a net underwriting profit of €16.4m in 2009. After taking account of investment income attributable to the class,
there was an operating profit of €19.2m.
Other classes of non–life business, including marine, aviation and transit (MAT), credit and suretyship, other fi nancial loss covers and legal
expenses insurance were worth almost €249m in gross written premium in 2009. These classes of business produced a net underwriting loss of €6.6m
in 2009. After taking account of investment income attributable to the class, there was a small operating profit of €1.4m.
All card applications are strictly confidential.
You are allowed to apply for more than one card.
Your application is safe and secure with SSL encryption technology.
Safe and secure online application with SSL encryption technology.
All card applications are strictly confidential.