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Discover Financial Services
Discover Financial Services is a leading credit card issuer and electronic payment services company with one of the most recognized brands in U.S. financial services. Since its inception in 1986, the company has become one of the largest card issuers in the United States.

The company pioneered cash rewards and remains an industry leader with a broad range of rewards cards. Discover Card transactions are processed on the Discover Network.
Discover Card Secure Online Application Safe and secure online application with SSL encryption technology.
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WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
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Discover® More Card - 18 Month Promotional Balance Transfer
 
discover platinum card
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • Earn more cash in more ways than anyone elseSM*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alerts
  • Easy online account options that put you in control
  • Fraud specialists dedicated to helping you 24/7
  • Customer Service in less than a minute, anytime you want
  • Secure online account numbers
  • Timely e-mails to help you avoid fees
*Click apply to view rates, fees, rewards, limitations and other important information

Regular APR Annual Fee
as low as 10.99% (V) None
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Now or Learn More...
 
Discover® Open Road® Card
 
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  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%*
  • 2% automatically at gas stations and restaurants all year long*
  • Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • Flexible redemption options with no redemption fee. Choose from Partner gift cards, merchandise, Discover gift cards, credit to your Discover card account or an electronic deposit to your bank account
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards or eCertificates from over 100 brand-name Partners
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alerts
  • Easy online account options that put you in control
  • Fraud specialists dedicated to helping you 24/7
  • Secure online account numbers
  • Timely e-mails to help you avoid fees
*Click apply to view rates, fees, rewards, limitations and other important information

Regular APR Annual Fee
as low as 10.99% (V) None
Click here to Apply
Now or Learn More...
 
Discover® More Card
 
discover platinum card
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee.
  • Earn more cash in more ways than anyone elseSM*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alerts
  • Easy online account options that put you in control
  • Fraud specialists dedicated to helping you 24/7
  • Customer Service in less than a minute, anytime you want
  • Secure online account numbers
  • Timely e-mails to help you avoid fees
*Click apply to view rates, fees, rewards, limitations and other important information

Regular APR Annual Fee
as low as 10.99% (V) None
Click here to Apply
Now or Learn More...
 
Discover® Motiva Card
 
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  • Earn Cashback Bonus for your good credit management
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop through Discover.com
  • Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • Free payment by phone or online—even on your Payment Due Date
  • Choose a Payment Due Date that meets your needs
  • Automatic email reminders when a Payment Due Date is nearing or when a payment has been made
  • Easy online account options that put you in control
  • $0 Fraud Liability plus automatic mobile and email fraud alerts
  • Fraud specialists dedicated to helping you 24/7
  • Secure online account numbers
*Click apply to view rates, fees, rewards, limitations and other important information

Regular APR Annual Fee
as low as 10.99% Variable None
Click here to Apply
Now or Learn More...
 
Discover® More Card - $0 Balance Transfer Fee!
 
Discover® More® Card No Balance Transfer Fee
  • Limited Time Offer - $0 Balance Transfer Fee!*
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee.
  • Earn more cash in more ways than anyone elseSM*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • Instant Response Within 60 Seconds
  • Unlimited cash rewards
  • Discover is ranked #1 in customer loyalty - 15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alerts
  • Easy online account options that put you in control
  • Fraud specialists dedicated to helping you 24/7
  • Customer Service in less than a minute, anytime you want
  • Secure online account numbers
  • Timely e-mails to help you avoid fees
*Click apply to view rates, fees, rewards, limitations and other important information

Regular APR Annual Fee
as low as 10.99% (V) None
Offer Ended
 
Escape by Discover® Card
 
  • Earn up to $250 in travel rewards - 1,000 Bonus miles every month you make a purchase for the first 25 months
  • Double Miles on every $1 you spend
  • No restrictions on travel - fly on any airline, book any hotel or car, with no blackout dates
  • Flexible redemption options like travel credits, merchandise, gift cards or cash
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%*
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • Industry Leading Customer Service
  • Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover Card
  • $60 annual fee
  • $0 Fraud Liability plus automatic mobile and email fraud alerts
  • Easy online account options that put you in control
  • Fraud specialists dedicated to helping you 24/7
  • Secure online account numbers
  • Timely e-mails to help you avoid fees
*Click apply to view rates, fees, rewards, limitations and other important information

Regular APR Annual Fee
10.99%-16.99% Variable $60
Click here to Apply
Now or Learn More...
 
Miles by Discover® Card
 
  • Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months – up to 20,000 Bonus Miles
  • 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
  • 0% intro APR on balance transfers for 12 months, then the variable purchase APR of 10.99% - 15.99%*
  • No restrictions on travel - fly on any airline, book any hotel or car, with no blackout dates
  • Flexible redemption options like travel credits, merchandise, gift cards or cash
  • Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • $0 Fraud Liability plus automatic mobile and email fraud alerts
  • Easy online account options that put you in control
  • Fraud specialists dedicated to helping you 24/7
  • Secure online account numbers
  • Timely e-mails to help you avoid fees
*Click apply to view rates, fees, rewards, limitations and other important information

Regular APR Annual Fee
10.99% - 15.99% Variable None
Click here to Apply
Now or Learn More...
 
Discover® Student Card - Monogram Collection
 
Discover Student Platinum Monogram Card
  • Choose your personalized card design
  • Build your credit history
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • Easy Online Account Management tools
  • Earn more cash in more ways than anyone elseSM*
  • Make your money worth MoreSM*
  • Unlimited cash rewards, automatically
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • Double rewards with more than 80 Cashback Bonus Partners*
  • Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email Alerts
  • Fraud specialists dedicated to helping you 24/7
  • Customer Service in less than a minute, anytime you want
  • Secure online account numbers
  • Timely e-mails to help you avoid fees
  • *Click apply to view rates, fees, rewards, limitations and other important information

Regular APR Annual Fee
12.99%-18.99% V None
Click here to Apply
Now or Learn More...
 
Discover® Open RoadSM Card for Students
 
Discover Open Road Card for Students
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
  • Build Your Credit History
  • Double Cashback Bonus®* at gas stations and restaurants
  • Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • Turn your Cashback Bonus into even bigger rewards by redeeming for gift cards or eCertificates from more than 100 brand-name retailers
  • Easy online Account options that put you in control
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email Alerts
  • Fraud specialists dedicated to helping you 24/7
  • Secure online account numbers
  • Timely e-mails to help you avoid fees
  • *Click apply to view rates, fees, rewards, limitations and other important information

Regular APR Annual Fee
12.99%-18.99% V None
Click here to Apply
Now or Learn More...
 
Discover® Student Card - Tropical Beach
 
  • Build your credit history
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • Easy Online Account Management tools
  • Earn more cash in more ways than anyone elseSM*
  • Make your money worth MoreSM*
  • Unlimited cash rewards, automatically
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email Alerts
  • Fraud specialists dedicated to helping you 24/7
  • Customer Service in less than a minute, anytime you want
  • Secure online account numbers
  • Timely e-mails to help you avoid fees
  • *Click apply to view rates, fees, rewards, limitations and other important information

Regular APR Annual Fee
12.99%-18.99% V None
Click here to Apply
Now or Learn More...
 
Discover® Student Card
 
Discover® Student Platinum Card
  • Build your credit history
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of of 12.99% - 18.99%*
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • Easy Online Account Management tools
  • Earn more cash in more ways than anyone elseSM*
  • Make your money worth MoreSM*
  • Unlimited cash rewards, automatically
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email Alerts
  • Fraud specialists dedicated to helping you 24/7
  • Customer Service in less than a minute, anytime you want
  • Secure online account numbers
  • Timely e-mails to help you avoid fees
  • *Click apply to view rates, fees, rewards, limitations and other important information

Regular APR Annual Fee
12.99%-18.99% V None
Click here to Apply
Now or Learn More...
 
Discover® Student Card- $20 Cashback Bonus
 
Discover® Student Platinum Card
  • Experience Discover's great rewards program. Earn $20 Cashback Bonus®* when you make your 1st purchase within 3 months of approval
  • Build your credit history
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • Easy Online Account Management tools
  • Earn more cash in more ways than anyone elseSM*
  • Make your money worth MoreSM*
  • Unlimited cash rewards, automatically
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email Alerts
  • Fraud specialists dedicated to helping you 24/7
  • Customer Service in less than a minute, anytime you want
  • Secure online account numbers
  • Timely e-mails to help you avoid fees
  • *Click apply to view rates, fees, rewards, limitations and other important information

Regular APR Annual Fee
12.99%-18.99% V None
Click here to Apply
Now or Learn More...
 
Discover® Student Card - Clear
 
  • Build your credit history
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • Easy Online Account Management tools
  • Earn more cash in more ways than anyone elseSM*
  • Make your money worth MoreSM*
  • Unlimited cash rewards, automatically
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email Alerts
  • Fraud specialists dedicated to helping you 24/7
  • Customer Service in less than a minute, anytime you want
  • Secure online account numbers
  • Timely e-mails to help you avoid fees
  • *Click apply to view rates, fees, rewards, limitations and other important information

Regular APR Annual Fee
12.99%-18.99% V None
Click here to Apply
Now or Learn More...
 
Discover® Mix Tape Student Card
 
Discover® Mix Tape Student Card
  • Build your credit with our contest-winning student card design - 250,000 votes on 7,000 submissions resulted in the new Mix Tape. Get yours today!
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • Easy Online Account Management tools
  • Earn more cash in more ways than anyone elseSM*
  • Make your money worth MoreSM*
  • Unlimited cash rewards, automatically
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email Alerts
  • Fraud specialists dedicated to helping you 24/7
  • Customer Service in less than a minute, anytime you want
  • Secure online account numbers
  • Timely e-mails to help you avoid fees
  • *Click apply to view rates, fees, rewards, limitations and other important information

Regular APR Annual Fee
12.99%-18.99% V None
Click here to Apply
Now or Learn More...
 

Cashback Bonus
The company's track record of pioneering accomplishments includes the introduction of cash rewards, known as "Cashback Bonus" - America's #1 Cash Rewards program, according to TNS 2008 Consumer Card Strategies Research data that shows more U.S. households have a Discover Card than any other cash rewards card. Discover Card was one of the earliest to offer 24/7 customer service and secure account numbers for online purchases.

#1 in Customer Loyalty
Discover Card ranked #1 in customer loyalty among leading credit card brands, according to the 2012 Brand Keys Customer Loyalty Engagement Index report. Discover Card has won the credit card category 16 years in a row.

In the J.D. Power and Associates 2011 Credit Card Satisfaction Study, Discover Card is only second to the winner, American Express with a score of 779, performing particularly well in the interaction factor. The 2011 Credit Card Satisfaction Study is based on responses from more than 8,700 credit card customers.

“Discover Card has found success with customers looking for simplicity, which it offers through no annual fees, cash rewards and fewer problems than other issuers,” said Rocky Clancy, executive director of financial services at J.D. Power and Associates.
Discover to Provide Cardmembers More Value by Offering Ability to Pay with Cashback Bonus® at Amazon.com

Cardmembers will also earn Double Cashback Bonus on all Amazon.com purchases in 2011

Discover and Amazon.com today announced that Discover® cardmembers can now pay directly with Cashback Bonus®for purchases atAmazon.com. Additionally, Discover cardmembers can now earn double cash rewards on their purchases made at Amazon.com through the end of 2011.

Starting today, Discover cardmembers can pay for their Amazon.com purchases using Cashback Bonus when they link their Discover card to their Amazon.com account. Cardmembers can apply as much or as little of their Cashback Bonus as they want toward their Amazon.com purchase, with no required minimum, and have any remaining balance charged to their Discover card. Using Cashback Bonusto pay on Amazon.com is simple and straightforward, since a dollar in Cashback Bonus equals a dollar on Amazon.com. This gives Discover cardmembers another way to get clear value from their Cashback Bonus from Discover.

Discover cardmembers also can automatically earn Double (2%) Cashback Bonus on up to $250 in purchases each month on Amazon.com through the end of 2011. Cardmembers do not need to sign up: they simply need to use their Discover cards to start earning extra rewards. Discover cardmembers who have a Miles by Discover or Escape card will earn Double Miles.

"Providing more Cashback Bonus opportunities for cardmembers with Amazon.com is a natural fit for Discover. We know Amazon.com is just as committed to providing customers with value, convenience and service as we are," said Dana Traci, vice president of rewards at Discover. "We also know Discover cardmembers love their Cashback Bonus and have earned more than $650 million of it this year alone. These new features will not only help them earn more of it, but also allow them to use rewards to get millions of items at Amazon.com, when they want them, without having to leave the site."

"We are excited to offer Cashback Bonus as a new way for customers to shop at Amazon.com through our Shop with Points program," said Matt Swann, vice president of payments at Amazon. "Amazon's broad selection of products combined with the convenience of using Discover's Cashback Bonus directly at Amazon.com provides our customers with an even better shopping experience."
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