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Discover Financial Services
Discover Financial Services is a leading credit card issuer and electronic payment services company with one of the most recognized brands in U.S. financial services.
Since its inception in 1986, the company has become one of the largest card issuers in the United States.
The company pioneered cash rewards and remains an industry leader with a broad range of rewards cards. Discover Card transactions are processed on the Discover Network.
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0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%*
2% automatically at gas stations and restaurants all year long*
Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
Up to 1% unlimited Cashback Bonus on all other purchases
Flexible redemption options with no redemption fee. Choose from Partner gift cards, merchandise, Discover gift cards, credit to your Discover card account or an electronic deposit to your bank account
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards or eCertificates from over 100 brand-name Partners
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S. based Account Manager within 60 seconds
$0 Fraud Liability plus automatic mobile and email fraud alerts
Easy online account options that put you in control
Fraud specialists dedicated to helping you 24/7
Secure online account numbers
Timely e-mails to help you avoid fees
*Click apply to view rates, fees, rewards, limitations and other important information
Earn up to $250 in travel rewards - 1,000 Bonus miles every month you make a purchase for the first 25 months
Double Miles on every $1 you spend
No restrictions on travel - fly on any airline, book any hotel or car, with no blackout dates
Flexible redemption options like travel credits, merchandise, gift cards or cash
0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%*
Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
Industry Leading Customer Service
Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover Card
$60 annual fee
$0 Fraud Liability plus automatic mobile and email fraud alerts
Easy online account options that put you in control
Fraud specialists dedicated to helping you 24/7
Secure online account numbers
Timely e-mails to help you avoid fees
*Click apply to view rates, fees, rewards, limitations and other important information
Cashback Bonus
The company's track record of pioneering accomplishments includes the introduction of cash rewards, known as "Cashback Bonus" - America's #1 Cash Rewards program, according to
TNS 2008 Consumer Card Strategies Research data that shows more U.S. households have a Discover Card than any other cash rewards card. Discover Card was one of the earliest to
offer 24/7 customer service and secure account numbers for online purchases.
#1 in Customer Loyalty
Discover Card ranked #1 in customer loyalty among leading credit card brands, according to the 2012 Brand Keys Customer Loyalty Engagement Index report. Discover Card has won the credit card category 16 years in a row.
In the J.D. Power and Associates 2011 Credit Card Satisfaction Study, Discover Card is only second to the winner, American Express with a score of 779,
performing particularly well in the interaction factor. The 2011 Credit Card Satisfaction Study is based on responses from more than 8,700 credit card customers.
“Discover Card has found success with customers looking for simplicity, which it offers through no annual fees, cash rewards and fewer problems than other issuers,” said Rocky Clancy, executive director of financial services at J.D. Power and Associates.
Discover to Provide Cardmembers More Value by Offering Ability to Pay with Cashback Bonus® at Amazon.com
Cardmembers will also earn Double Cashback Bonus on all Amazon.com purchases in 2011
Discover and Amazon.com today announced that Discover® cardmembers can now pay directly with Cashback Bonus®for purchases atAmazon.com. Additionally, Discover cardmembers can now earn double cash rewards on their purchases made at Amazon.com through the end of 2011.
Starting today, Discover cardmembers can pay for their Amazon.com purchases using Cashback Bonus when they link their Discover card to their Amazon.com account. Cardmembers can apply as much or as little of their Cashback Bonus as they want toward their Amazon.com purchase,
with no required minimum, and have any remaining balance charged to their Discover card. Using Cashback Bonusto pay on Amazon.com is simple and straightforward, since a dollar in Cashback Bonus equals a dollar on Amazon.com. This gives Discover cardmembers another way to get clear value from their Cashback Bonus from Discover.
Discover cardmembers also can automatically earn Double (2%) Cashback Bonus on up to $250 in purchases each month on Amazon.com through the end of 2011. Cardmembers do not need to sign up: they simply need to use their Discover cards to start earning extra rewards. Discover cardmembers who have a Miles by Discover or Escape card will earn Double Miles.
"Providing more Cashback Bonus opportunities for cardmembers with Amazon.com is a natural fit for Discover. We know Amazon.com is just as committed to providing customers with value, convenience and service as we are," said Dana Traci, vice president of rewards at Discover. "We also know Discover cardmembers love their Cashback Bonus and have earned more than $650 million of it this year alone. These new features will not only help them earn more of it, but also allow them to use rewards to get millions of items at Amazon.com, when they want them, without having to leave the site."
"We are excited to offer Cashback Bonus as a new way for customers to shop at Amazon.com through our Shop with Points program," said Matt Swann, vice president of payments at Amazon. "Amazon's broad selection of products combined with the convenience of using Discover's Cashback Bonus directly at Amazon.com provides our customers with an even better shopping experience."
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