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IBERIABANK Corporation
IBERIABANK is the 120-year-old subsidiary of IBERIABANK Corporation. With $4.6 billion in assets (as of March 31, 2007), IBERIABANK Corporation is the second largest bank holding company headquartered in Louisiana.
The IBERIABANK philosophy is to exceed client satisfaction by delivering unparalleled customer service at every point of contact. We are committed to offering products and services customized to meet your financial needs.
If you're currently using a high interest rate card, you could save hundreds of dollars by switching to the cards that give you one of the lowest rates in the nation.
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Choose one of the Iberia Bank credit cards - MasterCard or Visa and enjoy the low interest rate and benefits today!
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
For detailed card information or to apply, click on the link next to the card of your choice and a new window will be opened for you.
Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00).
Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
Earn 1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
Travel accident coverage up to $500,000
No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00)
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate
Earn 1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, travel, gift or experience rewards
Travel accident coverage up to $1,000,000
No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00)
Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate
IMPORTANT INFORMATION REGARDING IBERIABANK CREDIT CARD APPLICATIONS
(Applies to Visa Select, Visa Classic, Visa Gold, and Visa Platinum Products)
Requirements include, but are not limited to:
Minimum 6 months length of employment with current employer
Please consider credit status when applying Excellent Credit Required (As a minimum guideline, Excellent Credit may refer to a credit history free of derogatory information, including current or past delinquency, bankruptcy, and/or collections )
Verification of information provided by applicant will be performed; additional documentation may be required. (Verifications apply to, but are not limited to, employment, identity, and information furnished by the credit reporting agencies)
Proof of Income is required on both the applicant and co-applicant (if applicable) to complete an application - IBERIABANK will contact you to obtain this information.
IberiaBank VisaŽ Classic Card Short Review
The IberiaBank VisaŽ Classic Card issued by IberiaBank, is designed for those with average credit who may occasionally carry a balance.
This card offers an interest-free introductory period along with additional benefits and services. This card has no annual fee. There is a 1.99% introductory
rate on balance transfers for the first six months and a reasonably low APR for purchases and cash advances, which makes this card a decent option if you
plan to carry a balance. Although there is a transaction fee of 2% on the transfer amount, the rate is one the lowest if compared to other issuers. You'll
also receive additional benefits including various internet account services and lost and stolen card reporting. Therefore, those who are looking for a
low rate credit card, plan to occasionally carry a balance, and do not care for any extraordinary benefits or discounts will benefit most from what the
IberiaBank VisaŽ Classic Card has to offer.
Safe and secure online application with SSL encryption technology.
IberiaBank VisaŽ Select Card Short Review
The IberiaBank VisaŽ Select Card, issued by IberiaBank, is designed for those with excellent credit who may occasionally carry a balance.
This credit card offers an introductory rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on purchases, and a low introductory APR on balance transfers of 1.99% for the first 12 billing cycles.
After the introductory period, the card offers a low, ongoing variable APR. Because this card does not offer a rewards program,
individuals who do not care for any extraordinary benefits or discounts will benefit most from what the IberiaBank VisaŽ Select Card has to offer.
Safe and secure online application with SSL encryption technology.
IberiaBank VisaŽ Gold Cash Back Rewards Card Short Review
The IberiaBank VisaŽ Gold Cash Back Rewards Card offers an interest-free introductory period along with additional benefits and services.
Through the rewards program, cardholders earn a 1% cash rebate per dollar spent on all qualifying purchases. There is no limit to the amount of rebates cardholders
may earn and rebates do not expire for the life of the account. This card has no annual fee. There is a 1.99% introductory rate on balance transfers for six months,
and the APR for purchases is reasonably low, which makes this card a decent option if you plan to carry a balance. Although there is a transaction fee of 2% on the
transfer amount, the rate is one the lowest if compared to other issuers. You'll also receive additional benefits including up to $500,000 travel accident insurance,
various internet account services and lost and stolen card reporting.
Safe and secure online application with SSL encryption technology.
IberiaBank VisaŽ Platinum Rewards Card Short Review
The IberiaBank VisaŽ Platinum Rewards Card issued by IberiaBank offers an interest-free introductory period along with additional benefits and services.
Through the rewards program, cardholders earn one point per dollar spent on all purchases. Points are redeemable for merchandise, travel and gift certificates to participating
restaurants and merchants. This card has no annual fee and there is no annual fee for the ScoreCardŽ Bonus Points Program. There is a 1.99% introductory rate on balance transfers
for six months and a reasonably low APR for purchases, which makes this card a decent option if you plan to carry a balance. Although there is a transaction fee of 2% on the transfer
amount, the rate is one the lowest if compared to other issuers.You'll also receive additional benefits, including various internet account services and lost and stolen card reporting.
Safe and secure online application with SSL encryption technology.
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All card applications are strictly confidential.
You are allowed to apply for more than one card.
Your application is safe and secure with SSL encryption technology.