Review
The Applied Bank® Secured Visa® Credit Card is ideal for those with limited or poor credit who may have difficulty in obtaining a standard unsecured credit card. As with all secured cards, the available balance on the card for purchases must be secured through a bank account. Once you are approved, your credit limit is equal to the amount you are allowed to deposit to this account, which will be reviewed for
increases periodically. You'll then be able to use the card anywhere a traditional credit card is accepted. This card does have a low annual fee, but there are no application or participation fees. However, unlike prepaid debit cards, you'll still have to pay interest if you choose to carry a balance on this card, but the interest rate for purchases is very low. Various cardholder benefits are also provided.
The APR that is applied to purchases is very low for a secured card. It is important to note that there is no grace period for purchases, which means that interest will be applied immediately to any charges made with the card.
The American DreamCard is the alternative to checking accounts, providing access to convenient mobile banking and online money management. Our patented reward system will provide the opportunity to win cash jackpots each month. Here are just some of the benefits our cardmembers enjoy:
Earn entries from everyday shopping and for loading cash on their card.
Entries are their chances to win the CASH jackpots, there is a NEW winner every month!
Free Direct Deposit - cardmembers can easily add their paycheck, tax refund or government benefits check into their account enabling faster access to funds.
Save money by avoiding expensive check cashing fees, overdraft fees, late fees, or interest charges.
Unlike checking accounts, cardmembers have more money available as no minimum deposit is required.
Safer than cash cardmembers are protected from unauthorized purchases if their card is lost or stolen.
Free text alerts - automatic text updates about their available balance.
Free Online Bill Pay makes paying bills easier. Cardmembers can quickly sign in to their account and pay bills online in one convenient place. This is a great way to pay bills if the cardmember does not have a checking account.
Use your AccountNow® Gold Visa® Prepaid Card at millions of locations worldwide - to withdraw cash, make everyday purchase shop online, or pay bills. Flaunt the gold privilege you have earned.
Works like a checking account - load money & use anywhere Visa is accepted - withdraw cash at ATMs, Online Bill Pay, shop at stores, internet, buy gas, etc.
Get your routing number & account number instantly!
Easy payroll direct deposit sign up!
Direct deposit your paycheck or social security benefit check
Free online bill pay with monthly direct deposit
Send checks or payments with online bill pay
Withdraw cash at ATMs or get cash back with purchases
Works like a checking account - load money & use anywhere Visa is accepted - withdraw cash at ATMs, Online Bill Pay, shop at stores, internet, buy gas, etc.
Direct Deposit your paychecks for free!
Account is fully FDIC insured
Easy cash reloading at 50,000+ retail locations
Send checks to anyone with our easy online bill pay
Share money between two READYdebit cards instantly - it's FREE!
On-Time Monthly Payments Reported To 2 Major Credit Bureaus
Free Account Activity Alerts
Flexible Fee Structure
BuyRIGHT Rewards Program
Every BuyRIGHT prepaid card also comes with a free membership to the BuyRIGHT Marketplace. This free membership gives customers access to a $5,000 credit line that can be used to make purchases on-line at the BuyRIGHT marketplace. The BuyRIGHT website has over 15,000 brand name products available.
Borrow Money and Build Credit with iAdvance line of credit
No Overdraft Fees or Minimum Balances
Free Direct Deposit
EXCLUSIVE - 5% APY Savings Account
Online Bill Pay - Easily send a check to Anyone
Add up to $10K to your account in over 65,000 locations
As seen on TV and in stores nationwide
Note:
This card offers two unique plans, Pay-As-You-Go and Fee Advantage, which differ in terms of the fees, so cardholders should review the terms and conditions before applying to see which plan will fit their needs.
Get your best cash back credit card offers here:-
All card applications are strictly confidential.
You are allowed to apply for more than one card.
Your application is safe and secure with SSL encryption technology.
Safe and secure online application with SSL encryption technology.
All card applications are strictly confidential.