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At Simmons First, putting the customer first has been our business since 1903.
We opened for business in Pine Bluff, Arkansas on March 23, 1903, and since that time Simmons First is committed to the philosophy that people make a difference. In spite of the changes occurring in technology and electronics, banking is still - in fact, more than ever - a "people" business.
Simmons First National Corporation currently operates eight affiliate banks that conduct financial operations from 88 offices, located in 47 different communities across the state.

Choose one of the simmons first credit cards to enjoy the benefits of low interest rate with rewards today!

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Simmons First Visa® Platinum Short Review

The Simmons First Visa® Platinum, issued by Simmons First National Bank is designed for people with excellent credit who want to take advantage of the low interest rate and platinum benefits. The card has a low interest rate for purchases and balance transfers. And there is no balance transfer fee when you transferred balances from other issuers. Take note though it's a variable interest rate which means The APRs may vary monthly based on the Prime Rate. The purchase and balance transfer APR equals Prime Rate plus 4.00%. As such, your rate will increase if the Prime Rate increases. Nonetheless, the current interest rate offered is one of the lowest in the industry. This card also provides many common platinum benefits such as auto rental insurance and travel accident insurance. To sum it up, it's a great card for people who want to enjoy a low interest rate credit card without any rewards program. However, if you would like to get a low interest rate credit card with a rewards program attached to it, the Simmons First Visa® Platinum Rewards could be a good alternative, even thought the interest rate is 2% higher.

Simmons First Visa® Platinum Rewards Short Review

The Simmons First Visa® Platinum Rewards, issued by Simmons First National Bank is designed for people with excellent credit who want to earn rewards with a low interest rate credit card. You earn one points for every net dollar spents on all purchases, including recurring payments like cell phone, internet service and cable bills. Under the rewards program, you can redeem for air travel, vacations, hotel stays and gift cards & certificates. The minimum redemption start from 10,000 points where you can exchange for rewards such as $100 off any airline ticket; $100 Hyatt Check Certificate, or $100 Outback Steakhouse Gift Card. The card has a low and reasonable interest rate for purchases and balance transfers (for a reward card). And there is no balance transfer fee when you transferred balances from other issuers. Take note though it's a variable interest rate which means The APRs may vary monthly based on the Prime Rate. The purchase and balance transfer APR equals Prime Rate plus 6.00%. As such, your rate will increase if the Prime Rate increases. Nonetheless, the current interest rate offered is one of the lowest in the rewards credit cards category. This card also provides many common platinum benefits such as auto rental insurance and travel accident insurance. To sum it up, it's a great card for people who want to take advantage of the rewards program and low interest rate. However, if you would like to get a 2% lower interest rate than this credit card, the Simmons First Visa® Platinum could be a good alternative, provided you dont' mind losing the rewards program benefits.

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