Apply Online for african bank personal loans - short term(3 to 9 month) or long term(36 to 84 month).

"It just takes a minute to complete and submit your
african bank personal loan online application."

A cost-effective plan that gives you a little extra financial freedom
We understand your financial needs and have already planned for them. You’ll find that our strong experience as South Africa’s No. 1 unsecured credit provider has helped us shape a selection of repayment plans. There’s one just for you. And it’s an affordable, convenient and responsible way to more financial freedom.
You work hard. You pay your way. You make ends meet. However, there are some days when life could be made more convenient if there was a little extra cash in the bank.
Whether you need lots of money or just enough to pay for the things you really need or want, African Bank has a cost-effective plan that gives you a little extra financial freedom. You can use African Bank credit for just about anything you want. And, if you qualify, you can borrow up to R180,000.
African Bank makes borrowing money affordable and convenient through direct, no-nonsense access to a variety of credit options. All of them designed to help you reach your goals.
* Terms, conditions, affordability rules, service, insurance and initiation fees apply

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	African Bank Long Term Loans
	We want you to enjoy the life you want to live, right now With African Bank, you don’t have to wait for life to start. You can enjoy the lifestyle you want now, with African Bank’s personal loans tailor made for you. You might need credit for adding that extra room to the house, for your own or your child’s education or may want to pay off your debt. Whatever your needs, African Bank offers personal loans up to R180,000* with comfortable terms of up to 84 months* to repay. Or, if you prefer, shorter repayment plans are also available. Loan size up to R180,000 Interest and Fees Term of Loan More affordable repayments on extended terms 36 to 84 month repayment terms to suit your needs Payout Method - Direct credit payment to your transactional account of the total loan value Repayment Frequency - Automatic debit order deduction of repayments from your bank account at the end of each month Credit Life Insurance - Protects you financially and settle any outstanding balances in the event of death or permanent disability. Peace of mind that your instalment is covered in the event of retrenchment and temporary disability. African Bank understands your financial needs and have already planned for them. You'll find that our unrivalled experience as South Africa's No.1 unsecured credit provider has helped us shape smart credit solutions to help you plan responsibility for your long term goals and improve your quality of life. Fees and Charges Please refer website Click here to Apply Now or Learn More...

	African Bank Short Term Loans
	Some things can’t wait At African Bank we understand that some things can’t wait. That’s why when you apply for credit, we respond immediately. With personal loans from R1,500 to R12,000* and payment terms between 3 to 9 months*, you can deal with unplanned expenses, pay for smaller purchases or anything else. Of course, bigger loan amounts with longer repayment terms are also available should you need them. Loan sizes from R1,500 to R12,000 Interest and Fees Individually priced interest rates tailor made to your individual profile A monthly service fee applies Term of Loan More affordable repayments on extended terms 3,6 or 9 month repayment terms Payout Method - Direct credit payment to your transactional account of the total loan value Repayment Frequency - Automatic debit order deduction of repayments from your bank account at the end of each month Credit Life Insurance - Protects you financially and settle any outstanding balances in the event of death or permanent disability. Peace of mind that your instalment is covered in the event of retrenchment and temporary disability. Whether you need lots of money or just enough to pay for the things you really need or want, African Bank has a cost-effective plan that gives you a little extra financial freedom. You'll find that we provide the most suitable loans to make sure your short-term needs are realised, hassle free, no delays. Fees and Charges Please refer website Click here to Apply Now or Learn More...

	African Bank Standby Loans
	You work hard. You pay your way. You make ends meet. However, there are some days when life could be a little more convenient if there was a little extra cash in the bank. As an added bonus to reward our long-term customers, if you have an African Bank debit order loan with a term greater than 11 months you can also qualify for a standby loan, at an unbelievable 10% interest. Standby Loan amount: R1000 Total costs over 3 months: R38 Monthly repayment: R346 Total repayment: R1038 Credit Life Insurance - Protects you financially and settle any outstanding balances in the event of death or permanent disability. Peace of mind that your instalment is covered in the event of retrenchment and temporary disability. Fees and Charges Please refer website Click here to Apply Now or Learn More...

Everything you want starts with a plan African Bank understands that your financial needs are different to everyone else’s. This is why you are given a selection of repayment plans to choose from. Your repayment obligations are very important and before you apply for an African Bank loan, you must be sure that any other accounts you have are in good order. African Bank offers you a choice of carefully worked out repayment plans that suit your needs and that you can afford. It’s really important to understand that once you have African Bank credit, you are responsible for keeping up the payments. Our promise to you is that we are fully commitment to assist with your financial needs. Repayment plans start from three months and go up to 84 months, giving you more than enough time to pay your loan back. Affordable. Convenient. Responsible. African Bank provides unsecured credit that is affordable, convenient and responsible – allowing formally-employed individuals to improve the quality of life through flexible, innovative and individually-priced product offerings. Affordable – Value for money and affordable loan repayment terms Choice – African Bank’s expertise in unsecured finance means that we’re able to offer you a variety of individually priced loan products with different repayment methods. Through our online services you can decide how much you can afford to repay each month. Convenience – African Bank’s dedicated on-site service and mobile representatives mean that you do not have to leave the office during the day to visit lenders. We come to you. Efficiency – African Bank uses its website to offer quick, cost-effective and convenient online access to the loan application process. Availability – should you prefer face-to-face interaction, African Bank has a wide network of over 600 branches and over 3,000 employees to assist you with the application process. Security – African Bank ensures the highest level of security across all of its services. Through a secure log-in, you are guaranteed that your information is completely secure. Peace of mind – African Bank is a lender committed to you and your needs. We are committed to legal requirements and moral obligations, to responsible lending practices and to strict affordability.

What you need to know when applying Long Term and Short Term Loans
To Apply	No security or collateral is needed You need to be at least 18 years old You need to be formally employed and able to product a payslip
What you need	A South African Identity Document Latest original payslip Latest bank statements Proof of residence e.g. water, telephone or electricity bill is required
To apply successfully online	Provide all information in each form and then click next When finished, click send

*Terms and Conditions Apply

What you need to know when applying Standby Loan

As long as you have an active Long Term Debit Order Loan, which you repay well, the STANDBY loan is available to you. A new standby loan becomes available once the old one is paid.

*Terms and Conditions Apply

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