Apply Online for african bank visa blue credit card.
"It just takes a minute to complete and submit your african bank classic credit card online application."
Freedom, convenience, instant buying power.
Introducing the African Bank Classic Credit Card – convenient, affordable, responsible credit in one card that gives you credit in-hand!
Credit has been made even more convenient with the new African Bank Classic Credit Card – one card that offers secure access to hassle-free credit wherever and whenever you need it.
African Bank Blue Classic Visa Credit Card offers secure access to hassle-free credit wherever and whenever you need it. Give yourself credit, there's an advantage to owning instant buying power.
* Terms, conditions, affordability rules, service, insurance and initiation fees apply
Safe and secure online application with SSL encryption technology.
Get your african bank visa blue classic credit card and enjoy the benefits today!
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
For detailed card information or to apply,
click on the link next to the card of your choice and a new window will be opened for you.
Get up to R20,000 credit*
The Blue Classic Credit Card from African Bank suits your budget as well as your fast-paced life.
It's like a new best friend, dependable, accessible, and filled with benefits to help you enjoy life even more.
With card limits set at a maximum of R20,000, it's perfect for those who are new to the world of credit. You can buy the things you want without worrying about your spending getting out of control.
The Blue Classic Credit Card is accepted at most shops, stores, restaurants and places of business where you see the VISA logo displayed.
It's also cheaper to swipe your card at these stores to pay for your purchase, that way, there's no need to worry about carrying cash around
Now you don’t need to carry cash. You can use your card wherever you see the Visa logo. At shops, stores, fast food outlets and places of business around the country.
The African Bank Classic Credit Card includes these incredible features:
Your limit is not based on what you earn. It depends on what you can afford to repay.
On approval, your card is issued to you immediately in branch, so there is no need to wait
Safety - there's no cash to carry around and when you use your card, you have to enter a PIN number known only by you to complete the transaction
Convenience - your card fits into your wallet or purse and can be used any time of the day or night
Up to 60 days interest free credit on purchases if you settle your outstanding balance in full by the due date
Greater control over your finances with monthly repayments of 10% of your straight limit
Monthly statements to help you monitor your account
Put the power in your pocket with African Bank’s Blue Credit Card
You’re moving up in life. Nothing can slow you down. Then the Blue Credit Card is for you. Discover the simplest, most convenient way to pay, day or night, 365 days a year. With card limits set at a maximum of R20,000*, African Bank’s Visa Blue Credit Card is perfect for those who want the freedom of a credit card, without the risk of their spending getting out of control.
Service and insurance fees apply.
*Terms, conditions and affordability rules apply
Tailor-made to your affordability and individual credit profile
Credit limits range up to R20,000*
Flexible revolving credit. Access to a larger credit facility on a recurring basis
Interest and fees
Interest rate is linked to prime and currently set at 26% per year for straight purchases
Fixed monthly fees and transaction fees apply
Issue method
Instant issue: On approval, collect your card at your nearest branch
Transacting
Transact wherever the VISA logo is displayed in South Africa. Purchases up to a maximum of R2000 per day
Instant ATM cash withdrawals and balance enquiries nationwide at any Saswitch ATM subject to the ATM cash withdrawal limits set by each bank
Personal Security
A unique PIN is created when you activate your card
SMS Notifications
SMS messages for transactions greater than R100.
Repayment Frequency
Affordable repayments: Greater control over your finances with monthly repayment fixed at between 7,5% and 10% of limit
Automatic debit order deduction of repayments from your bank account at the end of each month.
Credit Life Insurance
Protects you financially and settle any outstanding balances in the event of death and permanent disability. Peace of mind that your instalment is covered in the event of retrenchment and temporary disability.
What you need to know when applying
To Apply
No security or collateral is needed
You need to be at least 18 years old
You need to be formally employed and able to product a payslip
What you need
A South African Identity Document
Latest original payslip
Latest bank statements
Proof of residence e.g. water, telephone or electricity bill is required
To apply successfully online
Provide all information in each form and then click next
When finished , click submit
*Terms, conditions and affordability rules apply
Compare and Apply Online for Credit Cards Worldwide
All card applications are strictly confidential.
You are allowed to apply for more than one card.
Your application is safe and secure with SSL encryption technology.