"It just takes a minute to complete and submit your african bank gold visa credit card online application."
Reflect who you are
The latest accessory to flaunt. get up to R26,000 credit immediately*
Convenience and safety, with an African Bank Gold Visa Credit Card, there’s no need to carry cash
An instant card status change awaits you.
We'll look at who you really are and let you sign your name in Gold.
* Terms, conditions, affordability rules, service, insurance and initiation fees apply
Safe and secure online application with SSL encryption technology.
Get your african bank visa gold credit card and enjoy the benefits today!
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
For detailed card information or to apply,
click on the link next to the card of your choice and a new window will be opened for you.
Get up to R46,000 credit*
Take another step up in the world with a card that reflects who you are.
With credit limits of up to R46,000*, the Gold Credit Card from African Bank takes into account who you are, rather than how much you earn.
Discover what 24-hour convenience and worldwide acceptance from a Visa Gold Credit Card can do for you to help you improve your life and make the right decisions.
Key Benefits of the Gold Credit Card include:
Your limit is not based on what you earn. It depends on what you can afford to repay.
On approval, your card is issued to you immediately in branch, so there is no need to wait
Safety - there's no cash to carry around and when you use your card, you have to enter a PIN number known only by you to complete the transaction
International acceptance by millions of merchants
Convenience
Up to 60 days interest free credit on purchases if you settle your outstanding balance in full by the due date
Greater control over your finances with monthly repayments of 5% of your straight limit.
Monthly statements to help you monitor your account
FREE* transaction fees on Silver and Gold Credit Cards when making purchases at a till point
FREE* SMS notification service for Silver and Gold Credit Cardholders
FREE* ATM withdrawals for Silver and Gold Credit Cardholders for the first four withdrawals
*Terms, conditions and affordability rules apply
Make a statement without saying a word
Say who you are without saying a word. Time to switch to a card that makes a statement and performs like you do. The African Bank Visa Gold Card offers you the freedom to live the lifestyle you deserve. 24 hour convenience and worldwide acceptance makes the Gold Credit Card the perfect choice.
Tailor made to your affordability and individual credit profile
Credit limits up to R46,000
Revolving credit which means no need to apply for credit again
Interest and fees
Up to 60 days interest free credit, provided that you settle your outstanding balance in full by the due date
Fixed monthly account management fees apply
Issue method
Instant issue: On approval, collect your card at your nearest branch – no need to wait
Cards are activated within 48 hours after making the call to activate your card. You will be notified by SMS when you can start using your card
Transacting
International acceptance by millions of merchants
Use your Gold Card at any retailer displaying the Visa logo and withdraw cash at any Saswitch ATM. Two FREE ATM balance enquiries per month. Four FREE ATM cash withdrawals per month.
Personal Security
Added security as you need to input your PIN to transact
SMS Notifications
FREE SMS messages for transactions greater than R200 to help you monitor your spending
Monthly statements
Monthly statements to help you monitor your account
FREE statement reprints
Repayment Frequency
Affordable repayments: Greater control over your finances with monthly repayments fixed at between 5% of straight limit or 7.5% of balance. Debit order collection is FREE of charge(First debit order per month free, thereafter R5,70 per debit order)
Extra cash may be deposited into the card and accessed at any time
Credit Life Insurance
Protects you financially and settle any outstanding balance in the event of death and permanent disability. Peace of mind that your instalment is covered in the event of retrenchment and temporary disability.
What you need to know when applying
To Apply
No security or collateral is needed
You need to be at least 18 years old
You need to be formally employed and able to product a payslip
What you need
A South African Identity Document
Latest original payslip
Latest bank statements
Proof of residence e.g. water, telephone or electricity bill is required
To apply successfully online
Provide all information in each form and then click next
When finished , click submit
*Terms, conditions and affordability rules apply
Compare and Apply Online for Credit Cards Worldwide
All card applications are strictly confidential.
You are allowed to apply for more than one card.
Your application is safe and secure with SSL encryption technology.
Safe and secure online application with SSL encryption technology.
All card applications are strictly confidential.