Get up to R27,000 credit*
You're ready to take that next step up in life, you're achieving more, doing more and living more, now get a card that can live up to your demands. The new Silver card from African Bank with credit limits of up to R27,000 can fit into your lifestyle effortlessly.
24-hour convenience and world-wide acceptance makes the African Bank Visa Silver credit card a smart choice for people moving up.
Benefits of the Silver Credit Card include:
Your limit is not based on what you earn. It depends on what you can afford to repay.
On approval, your card is issued to you immediately in branch, so there is no need to wait
Safety - there's no cash to carry around and when you use your card, you have to enter a PIN number known only by you to complete the transaction
International acceptance by millions of merchants
Convenience - your card fits into your wallet or purse and can be used any time of the day or night
Up to 60 days interest free credit on purchases if you settle your outstanding balance in full by the due date
Greater control over your finances with monthly repayments fixed at between 6.5% of your straight limit.
Monthly statements to help you monitor your account
FREE* transaction fees on Silver and Gold Credit Cards when making purchases at a till point
FREE* SMS notification service for Silver and Gold Credit Cardholders
FREE* ATM withdrawals for Silver and Gold Credit Cardholders for the first four withdrawals
*Terms, conditions and affordability rules apply
Nothing says success like an African Bank Visa Credit Card
You’re living in the fast lane. You’re a mover and a shaker. But with success comes a lifestyle that demands more from a credit card. An African Bank Visa Silver Card bridges the gap, offering you more choice, more purchase power and more freedom.
Tailor made to your affordability and individual credit profile
Credit limits up to R27,000
Revolving credit which means no need to apply for credit again
Interest and fees
Up to 60 days interest free credit, provided that you settle your outstanding balance in full by the due date
Fixed monthly account management fees apply
Issue method
Instant issue: On approval, collect your card at your nearest branch – no need to wait
Cards are activated within 48 hours after making the call to activate your card. You will be notified by SMS when you can start using your card
Transacting
International acceptance by millions of merchants
Use your Gold Card at any retailer displaying the Visa logo and withdraw cash at any Saswitch ATM. Two FREE ATM balance enquiries per month. Four FREE ATM cash withdrawals per month.
Personal Security
Added security as you need to input your PIN to transact
SMS Notifications
FREE SMS messages for transactions greater than R200 to help you monitor your spending
Monthly statements
Monthly statements to help you monitor your account
FREE statement reprints
Repayment Frequency
Affordable repayments: Greater control over your finances with monthly repayments fixed at between 6.5% of your straight limit. Debit order collection is FREE of charge(First debit order per month free, thereafter R5,70 per debit order)
Extra cash may be deposited into the card and accessed at any time
Credit Life Insurance
Protects you financially and settle any outstanding balance in the event of death and permanent disability. Peace of mind that your instalment is covered in the event of retrenchment and temporary disability.
What you need to know when applying
To Apply
No security or collateral is needed
You need to be at least 18 years old
You need to be formally employed and able to product a payslip
What you need
A South African Identity Document
Latest original payslip
Latest bank statements
Proof of residence e.g. water, telephone or electricity bill is required
To apply successfully online
Provide all information in each form and then click next
When finished , click submit
*Terms, conditions and affordability rules apply
Compare and Apply Online for Credit Cards Worldwide
All card applications are strictly confidential.
You are allowed to apply for more than one card.
Your application is safe and secure with SSL encryption technology.
Safe and secure online application with SSL encryption technology.
All card applications are strictly confidential.