USD$46.64 billion in credit card loan receivables
As of 30th November 2011, Discover Card is the one of the largest credit card issuer in US, with USD$46.64 billion in managed credit card receivables.
Credit card sales volume for the years ended November 30, 2011 is USD$100.14 billion, an increase by 8.29% year-over-year if compares to USD$92.47 billion in 2010 over the same period, driven by growth in spending from both new and existing customers.
Credit card sales volume for the years ended November 30, 2010 is USD$92.47 billion, an increase by 5.73% year-over-year if compares to USD$87.46 billion in 2009 over the same period. This is due to higher average spend per customer and broadened merchant acceptance.
With recent acquisition of Diners Club International, Discover Cards global presence is rapidly expanding and currently accepted in countries such as Canada, Central America, Mexico, the Caribbean, Brazil, Portugal, Turkey, South Africa, South Korea, Japan and China.

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	Discover® More Card
	0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Great rewards with no annual fee, no rewards redemption fee, and no additional card fee. Earn more cash in more ways than anyone elseSM* Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners Up to 1% unlimited Cashback Bonus on all other purchases Unlimited cash rewards Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S. based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alerts Easy online account options that put you in control Fraud specialists dedicated to helping you 24/7 Customer Service in less than a minute, anytime you want Secure online account numbers Timely e-mails to help you avoid fees *Click apply to view rates, fees, rewards, limitations and other important information Regular APR Annual Fee as low as 10.99% (V) None Click here to Apply Now or Learn More...

	Discover® More Card - 18 Month Promotional Balance Transfer
	0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%* 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%* Great rewards with no annual fee, no rewards redemption fee, and no additional card fee Earn more cash in more ways than anyone elseSM* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners Up to 1% unlimited Cashback Bonus on all other purchases Unlimited cash rewards Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S. based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alerts Easy online account options that put you in control Fraud specialists dedicated to helping you 24/7 Customer Service in less than a minute, anytime you want Secure online account numbers Timely e-mails to help you avoid fees *Click apply to view rates, fees, rewards, limitations and other important information Regular APR Annual Fee as low as 10.99% (V) None Click here to Apply Now or Learn More...

	Discover® Motiva Card
	Earn Cashback Bonus for your good credit management 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%* Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop through Discover.com Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners Up to 1% unlimited Cashback Bonus on all other purchases Unlimited cash rewards Great rewards with no annual fee, no rewards redemption fee, and no additional card fee Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S. based Account Manager within 60 seconds Free payment by phone or online—even on your Payment Due Date Choose a Payment Due Date that meets your needs Automatic email reminders when a Payment Due Date is nearing or when a payment has been made Easy online account options that put you in control $0 Fraud Liability plus automatic mobile and email fraud alerts Fraud specialists dedicated to helping you 24/7 Secure online account numbers *Click apply to view rates, fees, rewards, limitations and other important information Regular APR Annual Fee as low as 10.99% Variable None Click here to Apply Now or Learn More...

	Discover® Open Road® Card
	0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%* 2% automatically at gas stations and restaurants all year long* Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com Up to 1% unlimited Cashback Bonus on all other purchases Flexible redemption options with no redemption fee. Choose from Partner gift cards, merchandise, Discover gift cards, credit to your Discover card account or an electronic deposit to your bank account Turn your Cashback Bonus into bigger rewards by redeeming for gift cards or eCertificates from over 100 brand-name Partners Great rewards with no annual fee, no rewards redemption fee, and no additional card fee Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S. based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alerts Easy online account options that put you in control Fraud specialists dedicated to helping you 24/7 Secure online account numbers Timely e-mails to help you avoid fees *Click apply to view rates, fees, rewards, limitations and other important information Regular APR Annual Fee as low as 10.99% (V) None Click here to Apply Now or Learn More...

	Discover® More Card - $0 Balance Transfer Fee!
	Limited Time Offer - $0 Balance Transfer Fee!* 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Great rewards with no annual fee, no rewards redemption fee, and no additional card fee. Earn more cash in more ways than anyone elseSM* Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners Up to 1% unlimited Cashback Bonus on all other purchases Instant Response Within 60 Seconds Unlimited cash rewards Discover is ranked #1 in customer loyalty - 15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S. based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alerts Easy online account options that put you in control Fraud specialists dedicated to helping you 24/7 Customer Service in less than a minute, anytime you want Secure online account numbers Timely e-mails to help you avoid fees *Click apply to view rates, fees, rewards, limitations and other important information Regular APR Annual Fee as low as 10.99% (V) None Offer Ended

	Escape by Discover® Card
	Earn up to $250 in travel rewards - 1,000 Bonus miles every month you make a purchase for the first 25 months Double Miles on every $1 you spend No restrictions on travel - fly on any airline, book any hotel or car, with no blackout dates Flexible redemption options like travel credits, merchandise, gift cards or cash 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%* Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) Industry Leading Customer Service Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover Card $60 annual fee $0 Fraud Liability plus automatic mobile and email fraud alerts Easy online account options that put you in control Fraud specialists dedicated to helping you 24/7 Secure online account numbers Timely e-mails to help you avoid fees *Click apply to view rates, fees, rewards, limitations and other important information Regular APR Annual Fee 10.99%-16.99% Variable $60 Click here to Apply Now or Learn More...

	Miles by Discover® Card
	Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months – up to 20,000 Bonus Miles 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash 0% intro APR on balance transfers for 12 months, then the variable purchase APR of 10.99% - 15.99%* No restrictions on travel - fly on any airline, book any hotel or car, with no blackout dates Flexible redemption options like travel credits, merchandise, gift cards or cash Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) Great rewards with no annual fee, no rewards redemption fee, and no additional card fee $0 Fraud Liability plus automatic mobile and email fraud alerts Easy online account options that put you in control Fraud specialists dedicated to helping you 24/7 Secure online account numbers Timely e-mails to help you avoid fees *Click apply to view rates, fees, rewards, limitations and other important information Regular APR Annual Fee 10.99% - 15.99% Variable None Click here to Apply Now or Learn More...

	Discover® Student Card - Monogram Collection
	Choose your personalized card design Build your credit history 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%* Great rewards with no annual fee, no rewards redemption fee, and no additional card fee Easy Online Account Management tools Earn more cash in more ways than anyone elseSM* Make your money worth MoreSM* Unlimited cash rewards, automatically 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com Up to 1% unlimited Cashback Bonus on everything else you buy Double rewards with more than 80 Cashback Bonus Partners* Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners $0 Fraud Liability- you will not be responsible for unauthorized charges No Annual Fee Text and Email Alerts Fraud specialists dedicated to helping you 24/7 Customer Service in less than a minute, anytime you want Secure online account numbers Timely e-mails to help you avoid fees *Click apply to view rates, fees, rewards, limitations and other important information Regular APR Annual Fee 12.99%-18.99% V None Click here to Apply Now or Learn More...

	Discover® Student Card - Tropical Beach
	Build your credit history 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%* Great rewards with no annual fee, no rewards redemption fee, and no additional card fee Easy Online Account Management tools Earn more cash in more ways than anyone elseSM* Make your money worth MoreSM* Unlimited cash rewards, automatically 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com Up to 1% unlimited Cashback Bonus on everything else you buy Double rewards with more than 100 Cashback Bonus Partners* Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners $0 Fraud Liability- you will not be responsible for unauthorized charges No Annual Fee Text and Email Alerts Fraud specialists dedicated to helping you 24/7 Customer Service in less than a minute, anytime you want Secure online account numbers Timely e-mails to help you avoid fees *Click apply to view rates, fees, rewards, limitations and other important information Regular APR Annual Fee 12.99%-18.99% V None Click here to Apply Now or Learn More...

	Discover® Open RoadSM Card for Students
	0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%* Build Your Credit History Double Cashback Bonus®* at gas stations and restaurants Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com Up to 1% unlimited Cashback Bonus on everything else you buy Turn your Cashback Bonus into even bigger rewards by redeeming for gift cards or eCertificates from more than 100 brand-name retailers Easy online Account options that put you in control Great rewards with no annual fee, no rewards redemption fee, and no additional card fee $0 Fraud Liability- you will not be responsible for unauthorized charges No Annual Fee Text and Email Alerts Fraud specialists dedicated to helping you 24/7 Secure online account numbers Timely e-mails to help you avoid fees *Click apply to view rates, fees, rewards, limitations and other important information Regular APR Annual Fee 12.99%-18.99% V None Click here to Apply Now or Learn More...

	Discover® Student Card
	Build your credit history 0% intro APR on purchases for 9 months, then the variable standard purchase APR of of 12.99% - 18.99%* Great rewards with no annual fee, no rewards redemption fee, and no additional card fee Easy Online Account Management tools Earn more cash in more ways than anyone elseSM* Make your money worth MoreSM* Unlimited cash rewards, automatically 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com Up to 1% unlimited Cashback Bonus on everything else you buy Double rewards with more than 100 Cashback Bonus Partners* Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners $0 Fraud Liability- you will not be responsible for unauthorized charges No Annual Fee Text and Email Alerts Fraud specialists dedicated to helping you 24/7 Customer Service in less than a minute, anytime you want Secure online account numbers Timely e-mails to help you avoid fees *Click apply to view rates, fees, rewards, limitations and other important information Regular APR Annual Fee 12.99%-18.99% V None Click here to Apply Now or Learn More...

	Discover® Student Card- $20 Cashback Bonus
	Experience Discover's great rewards program. Earn $20 Cashback Bonus®* when you make your 1st purchase within 3 months of approval Build your credit history 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%* Great rewards with no annual fee, no rewards redemption fee, and no additional card fee Easy Online Account Management tools Earn more cash in more ways than anyone elseSM* Make your money worth MoreSM* Unlimited cash rewards, automatically 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com Up to 1% unlimited Cashback Bonus on everything else you buy Double rewards with more than 100 Cashback Bonus Partners* Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners $0 Fraud Liability- you will not be responsible for unauthorized charges No Annual Fee Text and Email Alerts Fraud specialists dedicated to helping you 24/7 Customer Service in less than a minute, anytime you want Secure online account numbers Timely e-mails to help you avoid fees *Click apply to view rates, fees, rewards, limitations and other important information Regular APR Annual Fee 12.99%-18.99% V None Click here to Apply Now or Learn More...

	Discover® Student Card - Clear
	Build your credit history 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%* Great rewards with no annual fee, no rewards redemption fee, and no additional card fee Easy Online Account Management tools Earn more cash in more ways than anyone elseSM* Make your money worth MoreSM* Unlimited cash rewards, automatically 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com Up to 1% unlimited Cashback Bonus on everything else you buy Double rewards with more than 100 Cashback Bonus Partners* Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners $0 Fraud Liability- you will not be responsible for unauthorized charges No Annual Fee Text and Email Alerts Fraud specialists dedicated to helping you 24/7 Customer Service in less than a minute, anytime you want Secure online account numbers Timely e-mails to help you avoid fees *Click apply to view rates, fees, rewards, limitations and other important information Regular APR Annual Fee 12.99%-18.99% V None Click here to Apply Now or Learn More...

	Discover® Mix Tape Student Card
	Build your credit with our contest-winning student card design - 250,000 votes on 7,000 submissions resulted in the new Mix Tape. Get yours today! 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%* Great rewards with no annual fee, no rewards redemption fee, and no additional card fee Easy Online Account Management tools Earn more cash in more ways than anyone elseSM* Make your money worth MoreSM* Unlimited cash rewards, automatically 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com Up to 1% unlimited Cashback Bonus on everything else you buy Double rewards with more than 100 Cashback Bonus Partners* Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners $0 Fraud Liability- you will not be responsible for unauthorized charges No Annual Fee Text and Email Alerts Fraud specialists dedicated to helping you 24/7 Customer Service in less than a minute, anytime you want Secure online account numbers Timely e-mails to help you avoid fees *Click apply to view rates, fees, rewards, limitations and other important information Regular APR Annual Fee 12.99%-18.99% V None Click here to Apply Now or Learn More...

Leading cash rewards program
Discover is a leader when it comes to cash rewards in the credit card industry. In fact, since the launch of the Discover Card in 1986, Discover Cardmembers have earned more than $8 billion in Cashback Bonus. Discover Card paid out $738.8 million in Cashback Bonus rewards to cardmembers for the years ended November 30, 2010.

And the rewards of a relationship with Discover don’t stop there. Consumers and businesses also reap rewards in terms of no annual fees, competitive interest rates, superior customer service, an award-winning Web site, valuable offers from retail partners and complete fraud protection.

Discover was ranked best in identity fraud detection among the top 25 U.S. credit card issuers in a June 2009 report by Javelin Strategy & Research, a leading financial services research and analysis firm. Discover finished second overall in Javelin’s yearly assessment of identity safety in the credit card industry.

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