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1.536 billion MasterCard cards
As of December 31, 2015, the company’s customers had issued 1.536 billion MasterCard cards(1,428 million accounts), an increase of 9.95% over the cards issued at December 31, 2014. The gross dollar volume(GDV) of purchases on MasterCard-branded cards (excluding Cirrus and Maestro) showed a healthy increase worldwide in 2015, a 1.4% increase in U.S. dollar terms and a 12.7% increase in local currency terms, to $4.564 trillion from $4.502 trillion in 2014. The GDV in US is $1.446 trillion, with $681 billion generated from credit and charge cards and $766 billion generated from debit cards. Worldwide purchase transactions grew 15.77% to 59.706 billion; compares to 51.571 billion in 2014. Whereas worldwide purchase volume rose 12.1%, on a local currency basis, to $3.361 trillion.

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MasterCard Cardholders Breakdown by Region

The 1.536 billion MasterCard cardholders worldwide as at December 31, 2015 can be further broken down regionally. The number of MasterCard in Asia Pacific / Middle East / Africa leading the world, replacing the USA for fifth straight year with 547 million MasterCard cardholders, an increase of 15.40% or 73 million compares to 474 million to the same period in 2014. Second is Europe with 406 million MasterCard cardholders(overtaking United States for the second time), an increase of 8.56% or 32 million compares to 374 million to the same period in 2014. There are 373 million MasterCard cardholders in the United States, a growth of 6.27% or 22 million compares to 351 million to the same period in 2014. This is followed by Latin America with 164 million MasterCard cardholders, a growth of 7.19% or 11 million compares to 153 million to the same period in 2014. Fifth is Canada with 48 million MasterCard cardholders, an increase of 9.09% or 4 million compares to 44 million to the same period in 2014.

Worldwide Gross Dollar Volume (GDV) Breakdown
The GDV worldwide for all MasterCard-branded cards (excluding Cirrus and Maestro), for the year ended December 31, 2015 is $4,564 billion. The United States led the way with $1,446 billion, followed by $1,387 billion in Asia/Pacific / Middle East / Africa, $1,279 billion in Europe, $320 billion in Latin America and $131 billion in Canada.

The MasterCard credit and charge programs generated $2,451 billion in total, a 0.85% decrease compares to $2,472 billion in 2014. The U.S. generated $681 billion and $1,770 billion is generated from the rest of the world. The U.S. recorded a growth of 7.58% from $633 in 2014; while the rest of the world observed a decline of 3.75% from $1,839 billion in 2014, despite the increase of 1.77% or 10 million cards(from 565 million in 2014 to 575 million in 2015). This is cause by the fall of currencies worldwide against the US Dollar, which is evidence when it comes to local currencies growth where 10.6% increase is recorded.

Whereas the MasterCard debit programs generated $2,113 billion in total, a 4.09% increase compares to $2,030 billion in 2014. The U.S. generated $766 billion and $1,347 billion is generated from the rest of the world. The MasterCard debit programs recorded a significant growth of 7.43% in US from $713 billion in 2014; while the rest of the world observed a significant increase of 2.28% from $1,317 billion in 2014.

GDV represents the aggregate dollar amount of purchases made and cash disbursements obtained with MasterCard-branded cards and includes the impact of balance transfers and convenience checks.

Standard, Gold, Platinum, World and World Elite MasterCard® cards

Standard MasterCard cards are general purpose credit cards targeted to consumers with basic needs for a credit card.

Gold MasterCard® cards are targeted to consumers typically requiring a higher line of credit or spending limit and one or more card enhancement services associated with a card.

Platinum MasterCard® cards provide still higher credit lines or spending limits and also provide a full range of card enhancement services, such as loyalty reward programs.

World MasterCard® cards are offered to affluent consumers and are required to have no preset spending limit and the option to revolve a designated portion of the charges made.

In 2008, MasterCard continued to focus on the World Elite MasterCard card, a card platform for high-income, high net worth consumers that offers a mix of travel benefits, rewards and global acceptance, including personalized travel agency benefits.

MasterCard Worldwide Brands
MasterCard is one of the most widely recognized credit and debit card brands in the world, representing instant buying power, immediate deposit access convenience, security worldwide, and flexible payment options.

Maestro is one of the most widely recognized global deposit access brands(652 million Maestro®-branded cards in 2008). It is the only online, PIN-based debit brand that can be used to make purchases and get cash at ATMs worldwide.

Cirrus is the brand name that stands for the global MasterCard/Cirrus ATM Network, among the largest ATM networks in the world. The Cirrus brand represents immediate deposit account access convenience at more than one million cash machine locations worldwide.

MasterCard provides services in more than 210 countries and territories

In 1966, MasterCard was founded as the Interbank Card Association (ICA) and renamed MasterCard in 1979 to reflect a commitment to international growth.
MasterCard is a leading global payment solutions company that provides a variety of services in support of the credit, debit and related payment programs of over 24,000 financial institutions and other entities, in more than 160 currencies from approximately 210 countries and territories.

Through the thousands of financial institutions that are MasterCard’s customers, the company markets a strong portfolio of brands and products worldwide, including MasterCard, Maestro®, Cirrus® and MasterCard® PayPass™.

With these, MasterCard opens the door to commerce at more than 32 million acceptance locations around the world and, in many cases, guarantees payment through its system.

1.397 billion MasterCard cards as at December 31, 2014

As of December 31, 2014, the company’s customers had issued 1.397 billion MasterCard cards(1,289 million accounts), an increase of 11.40% over the cards issued at December 31, 2013. The gross dollar volume(GDV) of purchases on MasterCard-branded cards (excluding Cirrus and Maestro) showed a healthy increase worldwide in 2014, a 9.5% increase in U.S. dollar terms and a 12.9% increase in local currency terms, to $4.502 trillion from $4.110 trillion in 2013. The GDV in US is $1.345 trillion, with $633 billion generated from credit and charge cards and $713 billion generated from debit cards. Worldwide purchase transactions grew 13.55% to 51.571 billion; compares to 45.376 billion in 2013. Whereas worldwide purchase volume rose 12.1%, on a local currency basis, to $3.281 trillion.

MasterCard Cardholders Breakdown by Region
The 1.397 billion MasterCard cardholders worldwide as at December 31, 2014 can be further broken down regionally. The number of MasterCard in Asia Pacific / Middle East / Africa leading the world, replacing the USA for four straight year with 474 million MasterCard cardholders, an increase of 12.59% or 53 million compares to 421 million to the same period in 2013. Second is Europe with 374 million MasterCard cardholders(overtaking United States for the first time), an increase of 15.79% or 51 million compares to 323 million to the same period in 2013. There are 351 million MasterCard cardholders in the United States, a growth of 7.01% or 23 million compares to 328 million to the same period in 2013. This is followed by Latin America with 153 million MasterCard cardholders, a growth of 8.51% or 12 million compares to 141 million to the same period in 2013. Fifth is Canada with 44 million MasterCard cardholders, an increase of 10.00% or 4 million compares to 40 million to the same period in 2013.

Worldwide Gross Dollar Volume (GDV) Breakdown
The GDV worldwide for all MasterCard-branded cards (excluding Cirrus and Maestro), for the year ended December 31, 2014 is $4,502 billion. The United States led the way with $1,345 billion, followed by $1,355 billion in Europe, $1,312 billion in Asia/Pacific / Middle East / Africa, $359 billion in Latin America and $131 billion in Canada.

The MasterCard credit and charge programs generated $2,472 billion in total, a 6.92% increase compares to $2,312 billion in 2013. The U.S. generated $633 billion and $1,839 billion is generated from the rest of the world. The U.S. recorded a growth of 7.84% from $587 in 2013; while the rest of the world observed a good growth of 6.61% from $1,725 billion in 2013, despite the increase of only 3.86% or 21 million cards(from 544 million in 2013 to 565 million in 2014).

Whereas the MasterCard debit programs generated $2,030 billion in total, a 12.90% increase compares to $1,798 billion in 2013. The U.S. generated $713 billion and $1,317 billion is generated from the rest of the world. The MasterCard debit programs recorded a significant growth of 8.69% in US from $656 billion in 2013; while the rest of the world observed a significant increase of 15.32% from $1,142 billion in 2013.

GDV represents the aggregate dollar amount of purchases made and cash disbursements obtained with MasterCard-branded cards and includes the impact of balance transfers and convenience checks..

1.254 billion MasterCard cards as at December 31, 2013

As of December 31, 2013, the company’s customers had issued 1.254 billion MasterCard cards(1,148 million accounts), an increase of 10.88% over the cards issued at December 31, 2012. The gross dollar volume(GDV) of purchases on MasterCard-branded cards (excluding Cirrus and Maestro) showed a healthy increase worldwide in 2013, a 12.5% increase in U.S. dollar terms and a 13.7% increase in local currency terms, to $4.110 trillion from $3.650 trillion in 2012. The GDV in US is $1.243 trillion, with $587 billion generated from credit and charge cards and $656 billion generated from debit cards. Worldwide purchase transactions grew 13.19% to 45.376 billion; compares to 40.088 billion in 2012. Whereas worldwide purchase volume rose 12.3%, on a local currency basis, to $2.992 trillion.

MasterCard Cardholders Breakdown by Region
The 1.254 billion MasterCard cardholders worldwide as at December 31, 2013 can be further broken down regionally. The number of MasterCard in Asia Pacific / Middle East / Africa leading the world, replacing the USA for three straight year with 421 million MasterCard cardholders, an increase of 14.71% or 54 million compares to 367 million to the same period in 2012. There are 328 million MasterCard cardholders in the United States, a growth of 5.47% or 17 milion compares to 311 million to the same period in 2012. Third is Europe with 323 million MasterCard cardholders, an increase of 18.32% or 50 million compares to 273 million to the same period in 2012. This is followed by Latin America with 141 million MasterCard cardholders, a growth of 7.63% or 10 million compares to 131 million to the same period in 2012. Fifth is Canada with 40 million MasterCard cardholders, a decrease of 16.67% or 8 million compares to 48 million to the same period in 2012.

Worldwide Gross Dollar Volume (GDV) Breakdown
The GDV worldwide for all MasterCard-branded cards (excluding Cirrus and Maestro), for the year ended December 31, 2013 is $4,110 billion. The United States led the way with $1,243 billion, followed by $1,238 billion in Europe, $1,155 billion in Asia/Pacific / Middle East / Africa, $342 billion in Latin America and $131 billion in Canada.

The MasterCard credit and charge programs generated $2,312 billion in total, a 9.63% increase compares to $2,109 billion in 2012. The U.S. generated $587 billion and $1,725 billion is generated from the rest of the world. The U.S. recorded a growth of 4.45% from $562 in 2012; while the rest of the world observed a significant growth of 11.51% from $1,547 billion in 2012, despite the increase of only 2.06% or 11 million cards(from 533 million in 2012 to 544 million in 2013).

Whereas the MasterCard debit programs generated $1,798 billion in total, a 16.53% increase compares to $1,543 billion in 2012. The U.S. generated $656 billion and $1,142 billion is generated from the rest of the world. The MasterCard debit programs recorded a significant growth of 8.61% in US from $604 billion in 2012; while the rest of the world observed a significant increase of 21.62% from $939 billion in 2012.

GDV represents the aggregate dollar amount of purchases made and cash disbursements obtained with MasterCard-branded cards and includes the impact of balance transfers and convenience checks.

1.131 billion MasterCard cards in 35.9 million acceptance locations as at December 31, 2012

As of December 31, 2012, the company’s customers had issued 1.131 billion MasterCard cards(1,021 million accounts), an increase of 9.38% over the cards issued at December 31, 2011. MasterCard acceptance locatons has reached 35.9 million as at December 31, 2012. 9.2 million locations in the United States and 26.7 million locations in rest of the world(10.6m in APMEA, 1.0m in Canada, 10.1m in Europe, 5.0m in Latin America).

The gross dollar volume(GDV) of purchases on MasterCard-branded cards (excluding Cirrus and Maestro) showed a healthy increase worldwide in 2012, a 12.2% increase in U.S. dollar terms and a 15.5% increase in local currency terms, to $3.650 trillion from $3.252 trillion in 2011. The GDV in US is $1.166 trillion, with $562 billion generated from credit and charge cards and $604 billion generated from debit cards. Worldwide purchase transactions grew 14.10% to 40.088 billion; compares to 35.134 billion in 2011. Whereas worldwide purchase volume rose 15.6%, on a local currency basis, to $2.693 trillion.

MasterCard Cardholders Breakdown by Region
The 1.131 billion MasterCard cardholders worldwide as at December 31, 2012 can be further broken down regionally. The number of MasterCard in Asia Pacific / Middle East / Africa leading the world, replacing the USA for second straight year with 367 million MasterCard cardholders, an increase of 14.33% or 46 million compares to 321 million to the same period in 2011. There are 311 million MasterCard cardholders in the United States, a growth of 3.67% or 11 milion compares to 300 million to the same period in 2011. Third is Europe with 273 million MasterCard cardholders, an increase of 14.71% or 35 million compares to 238 million to the same period in 2011. This is followed by Latin America with 131 million MasterCard cardholders, a growth of 3.15% or 4 million compares to 127 million to the same period in 2011. Fifth is Canada with 48 million MasterCard cardholders, a marginal increase of 2.13% or 1 million compares to 47 million to the same period in 2011.

Worldwide Gross Dollar Volume (GDV) Breakdown
The GDV worldwide for all MasterCard-branded cards (excluding Cirrus and Maestro), for the year ended December 31, 2012 is $3,650 billion. The United States led the way with $1,166 billion, followed by $1,072 billion in Europe, $981 billion in Asia/Pacific / Middle East / Africa, $303 billion in Latin America and $127 billion in Canada.

The MasterCard credit and charge programs generated $2,109 billion in total, a 9.27% increase compares to $1,930 billion in 2011. The U.S. generated $562 billion and $1,547 billion is generated from the rest of the world. The U.S. recorded a growth of 3.50% from $543 in 2011; while the rest of the world observed a significant growth of 11.54% from $1,387 billion in 2011, despite the increase of only 5.75% or 29 million cards(from 504 million in 2011 to 533 million in 2012).

Whereas the MasterCard debit programs generated $1,543 billion in total, a 16.81% increase compares to $1,321 billion in 2011. The U.S. generated $604 billion and $939 billion is generated from the rest of the world. The MasterCard debit programs recorded a significant growth of 14.83% in US from $526 billion in 2011; while the rest of the world observed a significant increase of 17.86% from $795 billion in 2011.

GDV represents the aggregate dollar amount of purchases made and cash disbursements obtained with MasterCard-branded cards and includes the impact of balance transfers and convenience checks.

1.034 billion MasterCard cards in 33.3 million acceptance locations as at December 31, 2011

As of December 31, 2011, the company’s customers had issued 1.034 billion MasterCard cards(927 million accounts), an increase of 7.04% over the cards issued at December 31, 2010. MasterCard acceptance locatons has reached 33.3 million as at December 31, 2011. 8.6 million locations in the United States and 24.7 million locations in rest of the world(9.8m in APMEA, 0.9m in Canada, 9.4m in Europe, 4.7m in Latin America).

The gross dollar volume(GDV) of purchases on MasterCard-branded cards (excluding Cirrus and Maestro) showed a healthy increase worldwide in 2011, a 19.4% increase in U.S. dollar terms and a 16.2% increase in local currency terms, to $3.251 trillion from $2.723 trillion in 2010. The GDV in US is $1.069 trillion, with $543 billion generated from credit and charge cards and $526 billion generated from debit cards. Worldwide purchase transactions grew 14.47% to 35.134 billion; compares to 30.694 billion in 2010. Whereas worldwide purchase volume rose 15.4%, on a local currency basis, to $2.429 trillion.

MasterCard Cardholders Breakdown by Region
The 1.034 billion MasterCard cardholders worldwide as at December 31, 2011 can be further broken down regionally. The number of MasterCard in Asia Pacific / Middle East / Africa has surpassed the USA with 321 million MasterCard cardholders, an increase of 11.46% or 36 milion compares to 288 million to the same period in 2010. There are 300 million MasterCard cardholders in the United States, a growth of 2.04% or 6 million compares to 294 million to the same period in 2010. Third is Europe with 238 million MasterCard cardholders, an increase of 11.21% or 24 million compares to 214 million to the same period in 2010. This is followed by Latin America with 127 million MasterCard cardholders, a growth of 3.25% or 4 million compares to 123 million to the same period in 2010. Fifth is Canada with 47 million MasterCard cardholders, a marginal decrease of 4.08% or 2 million compares to 49 million to the same period in 2010.

Worldwide Gross Dollar Volume (GDV) Breakdown
The GDV worldwide for all MasterCard-branded cards (excluding Cirrus and Maestro), for the year ended December 31, 2011 is $3,251 billion. The United States led the way with $1,069 billion, followed by $980 billion in Europe, $807 billion in Asia/Pacific / Middle East / Africa, $276 billion in Latin America and $119 billion in Canada.

The MasterCard credit and charge programs generated $1,930 billion in total, a 15.29% increase compares to $1,674 billion in 2010. The U.S. generated $543 billion and $1,387 billion is generated from the rest of the world. The U.S. recorded a growth of 6.05% from $512 in 2010, in tandem with the increase in number of cards(from 171 million in 2010 to 175 million in 2011); while the rest of the world observed a significant growth of 19.47% from $1,161 billion in 2010, despite the increase of only 1.41% or 7 million cards(from 497 million in 2010 to 504 million in 2011).

Whereas the MasterCard debit programs generated $1,321 billion in total, a 25.81% increase compares to $1,050 billion in 2010. The U.S. generated $526 billion and $795 billion is generated from the rest of the world. The MasterCard debit programs recorded a significant growth of 15.35% in US from $456 billion in 2010; while the rest of the world observed a staggering increase of 33.84% from $594 billion in 2010.

GDV represents the aggregate dollar amount of purchases made and cash disbursements obtained with MasterCard-branded cards and includes the impact of balance transfers and convenience checks.

966 million MasterCard cards as at December 31, 2010

As of December 31, 2010, the company’s customers had issued 966 million MasterCard cards(864 million accounts), an increase of 1.79% over the cards issued at December 31, 2009. The growth is in tandem with the recovery from the financial crisis in 2009.

The gross dollar volume(GDV) of purchases on MasterCard-branded cards (excluding Cirrus and Maestro) showed a healthy increase worldwide in 2010, a 10.7% increase in U.S. dollar terms and a 9.1% increase in local currency terms, to $2.723 trillion from $2.463 trillion in 2009. The GDV in US is $968 billion, with $512 billion generated from credit and charge cards plus $456 billion generated from debit cards. Purchase transactions grew 8.77% to 30.694 billion; compares to 28.218 billion in 2009. Worldwide purchase volume rose 8.9%, on a local currency basis, to $2.047 trillion.

MasterCard Cardholders Breakdown by Region
The 966 million MasterCard cardholders worldwide as at December 31, 2010 can be further broken down regionally. The United States has the most MasterCard cardholders with 294 million MasterCard, a decline of 6.69% or 21 milion compares to 314 million to the same period in 2009. Closely second is Asia Pacific / Middle East / Africa with 288 million MasterCard cardholders, an increase of 7.46% or 20 million compares to 268 million to the same period in 2009. Third is Europe with 214 million MasterCard cardholders, an increase of 7.54% or 15 million compares to 199 million to the same period in 2009. This is followed by Latin America with 123 million MasterCard cardholders, remained the same as of the same period in 2009. Fifth is Canada with 49 million MasterCard cardholders, an increase of 4.26% or 2 million compares to 47 million to the same period in 2009.

Worldwide Gross Dollar Volume (GDV) Breakdown
The GDV worldwide for all MasterCard-branded cards (excluding Cirrus and Maestro), for the year ended December 31, 2010 is $2,723 billion. The United States led the way with $968 billion, followed by $809 billion in Europe, $619 billion in Asia/Pacific / Middle East / Africa, $220 billion in Latin America and $107 billion in Canada.

The MasterCard credit and charge programs generated $1,770 billion in total, a 8.12% increase compares to $1,637 billion in 2009. The U.S. generated $515 billion and $1,255 billion is generated from the rest of the world. The U.S. recorded a decline of 2.09% from $526 in 2009, in tandem with the decline in number of cards(from 192 million in 2009 to 171 million in 2010); while the rest of the world observed a significant growth of 12.86% from $1,112 billion in 2009, despite the increase of only 1.2% or 6 million cards(from 501 million in 2009 to 507 million in 2010).

Whereas the MasterCard debit programs generated $956 billion in total, a 15.74% increase compares to $826 billion in 2009. The U.S. generated $456 billion and $500 billion is generated from the rest of the world. The MasterCard debit programs recorded a slow growth of 1.3% in US from $450 billion in 2009; while the rest of the world observed a staggering increase of 32.63% from $377 billion in 2009.

GDV represents the aggregate dollar amount of purchases made and cash disbursements obtained with MasterCard-branded cards and includes the impact of balance transfers and convenience checks.

949 million MasterCard cards as at December 31, 2009

As of December 31, 2009, the company’s customers had issued 949 million MasterCard cards(849 million accounts), a decline of 2.97% over the cards issued at December 31, 2008. The decrease in number of cards issued is expected due to financial crisis in 2009, where many old accounts are closed, while issuance of new cards is restricted.

The gross dollar volume(GDV) of purchases on MasterCard-branded cards (excluding Cirrus and Maestro) showed a slight decline worldwide in 2009, a 3% decrease in U.S. dollar terms and a 1.7% decrease in local currency terms, to nearly $2.463 trillion from $2.540 trillion in 2008. The GDV in US is $975 billion, with $526 billion generated from credit and charge cards plus $450 billion generated from debit cards. Purchase transactions grew 7.22% to 28.218 billion; compares to 26.317 billion in 2008. Worldwide purchase volume rose 1.8%, on a local currency basis, to $1.857 trillion.

MasterCard Cardholders Breakdown by Region
The 949 million MasterCard cardholders worldwide as at December 31, 2009 can be further broken down regionally. There are 314 million MasterCard cardholders in the United States, a decline of 18.23% or 70 milion compares to 384 million to the same period in 2008. Second is Asia Pacific / Middle East / Africa with 268 million MasterCard cardholders, an increase of 11.2% or 27 milion compares to 241 million to the same period in 2008. Third is Europe with 199 million MasterCard cardholders, an increase of 2.05% or 4 million compares to 195 million to the same period in 2008. This is followed by Latin America with 122 million MasterCard cardholders an increase of 6.09% or 7 million compares to 115 million to the same period in 2008. Fifth is Canada with 47 million MasterCard cardholders, an increase of 11.9% or 5 million compares to 42 million to the same period in 2008.

Worldwide Gross Dollar Volume (GDV) Breakdown 2008 vs 2009
The GDV worldwide for all MasterCard-branded cards (excluding Cirrus and Maestro), for the year ended December 31, 2009 is $2,463 billion. The United States led the way with $975 billion, followed by $730 billion in Europe, $486 billion in Asia/Pacific / Middle East / Africa, $179 billion in Latin America and $93 billion in Canada.

The MasterCard credit and charge programs generated $1,637 billion in total, a 8.8% decrease compares to $1,795 billion in 2008. The U.S. generated $526 billion and $1,112 billion is generated from the rest of the world. The U.S. recorded a decline of 16.64% from $631 in 2008, while the rest of the world observed a lower decline of 4.39% from $1,163 billion in 2008.

Whereas the MasterCard debit programs generated $826 billion in total, a 10.87% increase compares to $745 billion in 2008. The U.S. generated $450 billion and $377 billion is generated from the rest of the world. The MasterCard debit programs recorded a positive increase of 6.5% in US from $423 billion in 2008; while the rest of the world observed a higher increase of 17.08% from $322 billion in 2008.

GDV represents the aggregate dollar amount of purchases made and cash disbursements obtained with MasterCard-branded cards and includes the impact of balance transfers and convenience checks.

978 million MasterCard cards as at December 31, 2008

As of December 31, 2008, the company’s customers had issued 978 million MasterCard cards(864 million accounts), an increase of 7.35% over the 911 million cards(798 million accounts) issued at December 31, 2007.

The gross dollar volume(GDV) of purchases on MasterCard-branded cards (excluding Cirrus and Maestro) showed strong growth worldwide in 2008, an 11.6% increase in U.S. dollar terms and a 10.9% increase in local currency terms, to $2.540 trillion from $2.273 trillion in 2007.

The GDV in US is $1.054 triliion, with $631 billion generated from credit and charge cards plus $423 billion generated from debit cards.

Purchase transactions grew 10.70% to 26.317 billion; compares to 23.773 billion in 2007. Worldwide purchase volume rose 12.03%, on a local currency basis to $1.9 trillion, driven by increased cardholder spending on a growing number of MasterCard cards.

Worldwide Gross Dollar Volume (GDV) Breakdown 2007 vs 2008
The GDV worldwide for all MasterCard-branded cards (excluding Cirrus and Maestro), for the year ended December 31, 2008 is $2,540 billion. The United States led the way with $1,054 billion, followed by $775 billion in Europe, $422 billion in Asia Pacific / Middle East / Africa, $187 billion in Latin America and $102 billion in Canada.

The MasterCard credit and charge programs generated $1,795 billion in total, a 8.92% increase compares to $1,648 billion in 2007. The U.S. generated $631 billion and $1,163 billion is generated from the rest of the world. Interestingly, the U.S. recorded a decline of 2.2% from $645 in 2007, while the rest of the world observed an increase of 16.07% from $1,002 billion in 2007.

Whereas the MasterCard debit programs generated $745 billion in total, a 19.2% increase compares to $625 billion in 2007. The U.S. generated $423 billion and $322 billion is generated from the rest of the world. The MasterCard debit programs recorded a positive increase of 13.4% in US from $373 billion in 2007; while the rest of the world observed a significant increase of 27.78% from $252 billion in 2007.

For the year ended December 31, 2008, MasterCard consumer credit and charge programs generated $1.795 trillion in GDV globally, representing 70.67% of the total GDV for the year ended December 31, 2008. As of December 31, 2008, the MasterCard brand mark appeared on 756 million consumer credit and charge cards worldwide, representing 3.85% growth from 728 million as of December 31, 2007.

GDV represents the aggregate dollar amount of purchases made and cash disbursements obtained with MasterCard-branded cards and includes the impact of balance transfers and convenience checks.

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