Compare and Apply online for LoanConnect

"It just takes a minute to complete and submit
your Loan Connect application."

Canada’s Premier Personal Loan Search Engine
We are Canada’s search engine for loans! We pride ourselves on being the first online agency to provide Canadians with access to instant approval credit from a number of providers.
Our lenders can approve immediately and you can have your money in as little as 24 hours. Combined, they have received over $1BN in loan applications over the past two years alone!

Get your Loan Connect to enjoy the financial assistance today!

warningThe issuer may STOP the loan offers and promotions without notice. Grab the loan of your choice while it last.

Why LoanConnect?

  • Why choose one lender when you can search many? Whether you have poor, excellent, or no credit we have a spectrum of lenders that can fit your needs!
  • Fill out an application and be approved with a lender in under 5 minutes! Our automated system makes your application simple, saving you money and time!
  • Choose a loan and payment plan that makes sense to you. Our lenders offer terms between 6 and 60 months and rates start as low as 4.6% APR!

Frequently Asked Questions.

What is LoanConnect?
LoanConnect is a search engine for unsecured loans up to $50k. Our goal is to provide Canadian’s with the best possible loan options, based on personal needs and credit circumstances. Whether you have excellent, good, or poor credit we’ve got lenders for you. At LoanConnect you have options. Isn’t it time you made a choice?

What Rates Should I Expect?
Our lenders offer rates starting from 4.8% to 46.96% APR. Rates go up from 4.8% APR based on needs, personal financial information, and credit history.

How Does LoanConnect Work?
LoanConnect searches multiple lenders through utilizing secure web technology. Our website functions much like a travel booking website, we take your information and needs and then query providers that match those requirements. After you choose the loan you want, you are sent to that lender’s website to finish the application. Best of all, the majority of our lenders offer instant approval credit—if approved, your money can be deposited to your bank in as little as 12 hours!

What Are the Minimum Requirements to Apply?
Our lenders offer loans to those with excellent, good, poor or no credit—hence we serve virtually anyone looking for an unsecured loan under $50,000. In order to apply you must be age of majority in your province of residence and be a Canadian Citizen or Permanent Resident.

If I Currently Have an Outstanding Loan, Can I Still Apply?
As long as your debt payments don’t total over 60% of your income, you are fine to apply. In fact, by having an outstanding loan you have established a credit history, so it might actually improve your chances of being approved.

Will Applying Affect My Credit Score?
Your credit score is not effected by searching our website for lenders. After you find a loan, you are sent to the lender, that lender generally does a soft credit check that does not affect your score. If the lender requires a full credit check you will be notified and will have a choice not to proceed if you are concerned about your score being affected.

How Do I Get My Money?
Complete the simple application on our website, we provide you with loan options, select the loan for which you would like to formally apply, then formally submit the application on your chosen lenders website. If approved, the lender will deposit the money in your account in as little as 12 hours.

If I Don’t Know My Credit Score Can I Still Apply?
You don’t need to know your credit score in order to apply. In the application, we have provided a link to a tool that can help you better estimate your score. If you are typically on time with debt payments, have a steady income, and haven’t gone through a bankruptcy or consumer proposal, your score will generally be good or better.

What Type of Loans Does Asset Direct's Lenders Offer?
It’s almost better to ask what we don’t lend money for, as we have lenders who lend to virtually every market. Our loans typically max out at $50k. So mortgages, for example, are a market we do not serve.

Can I Apply and Not Take the Loan?
Yes. You are not bound to a loan by applying for one.

The Website Isn’t Working Correctly, What Can I Do?
Please contact us at contact@assetdirect.ca , Alternatively, you can reach us on our online chat, accessible at the bottom right corner of our landing page.

I Have a Past Bankruptcy or Consumer Proposal. Can I Still Apply?
Yes. We have lenders who lend to those with a past bankruptcy or consumer proposal. A perk to applying with us is that those lenders compete for your business, ensuring that you get a good rate.

Can I Apply with The Lending Agencies Directly?
We wouldn’t recommend this. Making another application on the lender’s site will duplicate things and take up more time. At any point you can login to your profile at Asset Direct and see if new loans have become available or if your rates have changed.

Is My Personal Information Secure?
We take data security very seriously. Hence, we use the latest security to encrypt and protect your personal information. Firstly, your personal information is only shared with lenders that match your profile. All information sent out from our website is through an encrypted channel that is only accessible by that lender, at that particular time.

Do Some Lenders Charge Loan Origination Fees?
A loan origination fee is an amount charged by a lender to issue a loan. If the lender you choose charges an origination fee that amount will already be built into the monthly payment amount given to you in our search results. When formally applying for the loan on the lender's website they will disclose this amount before issuing the loan. In most cases if a lender charges an origination fee the amount tends to be around $100.

What payment terms should I expect?
Payment terms vary per lender. In most cases payment terms are between 12 months and 60 months. Information regarding payment terms of the loan will be included in search results enabling you to choose which terms best suit your needs.

About Us

LoanConnect has developed a search engine that enables consumers to go online and search for loans from various Canadian lending institutions. We help connect consumers looking to finance goods or services with loan organizations that offer loans outside of traditional mortgages or lines of credit.

Our aim is to provide Canadians with easier access to credit from the growing number of private lending institutions located across the country. The loans are meant to be used to cover the cost of home renovations, legal fees, veterinary bills, medical procedures, furniture purchases, consumer purchases, repayment of payday loans, and other products or services that require loans under $50,000.

LoanConnect also works directly with business owners and sales professionals by offering them a consumer portal. Companies that utilize our service can log their clients onto their portal and lead them through an application for financing that offers an instant loan to cover the cost of their product or service.

At LoanConnect, we provide loan options for three different markets:

  1. End-Consumer: Individuals or companies looking for a loan independently
  2. Consumer Portal: Business owners looking to secure new business by helping their clients apply for a loan that covers the cost of their product or service
  3. Poor Credit Loans: Individuals looking for poor credit loans, who would like to be approved at a competitive rates

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