Compare and Apply online for Plastk Secured Credit Card

"It just takes a minute to complete and submit your
Plastk Secured Visa Card application."

The newest and best way to build your credit and get rewarded for it

Get your exclusive Scotia Bank credit card Canada to enjoy the benefits and rewards today!

warningThe issuer may STOP the card offers and promotions without notice. Grab the card of your choice while it last.

What is a secured credit card?

A secured credit card is just like a “regular” credit card but it is secured by a deposit which is used as collateral (hence the name). Card providers provide these secured credit cards to their customers to help them build, rebuild or strengthen their credit profile. The card gets issued after the security deposit is received and the card limit is determined by the security amount.

  • Get Approved
    With a secured card, you can get approved with imperfect credit.
  • Build your Credit
    Secured Cards report to credit bureaus like Equifax and Transunion so as you use your card responsibly, you will build your credit history.
  • Cash-back
    Use your points to pay your balance! 250 points = $1, minimum 2500 pts to redeem. Easily transfer your points through the cardholder portal!
  • Your Security
    Your deposit is only used if you default on payments but it will not be touched if you pay off your card as normal.

Plastk Perks

  • Premium Rewards
    The only secured card with a premium rewards program in Canada. Use your points for merchandise, travel needs, and more!
  • Credit Insights
    Our credit education program provides you with podcast, videos, tips, and insights on how to build and strengthen your credit
  • Credit Monitoring
    Knowledge is power! Knowing your credit score is the easiest way to improve it. At Plastk we let you see monitor your credit for free every month! Powered by Equifax*

Premium Rewards Program

The best thing about your Plastk Secured Visa Card is that you’ll earn rewards points on your everyday purchases everywhere that Visa is accepted!

  • Cash-back
    Use your points to pay your balance! 250 points = $1, no minimum required. Just easily transfer your points through the app!
  • Merchandise
    Use your points for merchandise from thousands of brand names such as Apple, Sony, LG, Coach and more!
  • Hotel & Travel
    Don't let your trips break the bank! Use points to book flights within Canada or anywhere in the world.
  • Charities
    Gift your points to a charity such as Eden Reforestation Projects, a proven non-profit, to create new native forests in locations across the world

About Us

Who are we?
Plastk Secured Credit Card is Canada's first & only Secured Credit Card with Premium Rewards & Credit Insights. Helping Canadian's achieve financial freedom.

Our Story
Plastk was founded by Motola Omobamiduro in 2018. Motola owned a pre-owned vehicle dealership for years, where financing is often where the purchase would come together or fall apart. All too often many well-meaning people found it difficult to improve their credit rating due to previous missteps or decisions. He also noticed that newcomers, students and those with major life changes required a reasonable way to obtain a credit card while building or rebuilding their credit history

Motola also saw an opportunity within the credit card rewards market. Not surprisingly the best rewards programs were reserved for an exclusive few. Premiums rewards benefits should be available to all cardholders.

He envisioned a credit card that would not only provide a way for people to understand and strengthen their credit, but one that would also provide cardholders with the premium rewards perks that are unavailable with other secured credit card products.


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