Discover more than 1,000 extraordinary hotels and resorts in nearly 100 countries
Enjoy 20,000 bonus Starpoints® when you spend £1,000 on your Card in the first three months – that’s enough for five Free Night Awards at the Sheraton Miramar Resort El Gouna, Africa or two nights at the Westin Grand in Frankfurt.
Earn 1 Starpoint for every full £1 spent, per transaction on your Card.
Auto enrolment in SPG Preferred Plus tier
Experience Gold Preferred Guest status when you spend £15,000 annually on your Card.
Receive a Free Weekend Night at any hotel or resort in categories 1-4 anywhere in the world when you spend £25,000 on the Card during each year of your Cardmembership.
Share the benefits with friends and family and you will earn additional Starpoints for their purchases with free Supplementary Cards.
Over 1,000 extraordinary hotels and resorts - Use Starpoints for complimentary night awards with no blackout dates at any of our nine distinct brands: St Regis, The Luxury Collection, W Hotels, Le Meridien, Weston, Sheraton, Aloft, Element, Four Points by Sheraton.
Complimentary flights - Redeem Starpoints for tickets on more than 350 airlines with no blackout dates with SPG Flights.
You can also transfer Starpoints to the frequent flyer programmes of over 30 major airlines, most on a 1 to 1 basis. Plus, you receive a 5,000 Starpoint bonus from the Starwood Preferred Guest programme when you transfer 20,000 Starpoints to a frequent flyer programme.
Purchase Protection Benefit - If eligible items you buy with the Card are damaged or stolen inside 90 days, they're replaced or the cost is refunded up to £2,500
Refund Protection Benefit - Should any UK retailer refuse you a refund on any eligible items within 90 days of purchase, you get back the purchase price up to £200
Online Fraud Guarantee - If something's stolen from your account or you see a charge you don't recognise, we'll remove it and investigate. You can shop online knowing you'll never be held responsible for any unauthorised online purchases
Travel Accident Benefit - Receive up to £150,000 in the event of accident when public transport travel tickets are charged to your Card
Representative Example: Representative 34.5% APR variable. Based on £75 annual fee, assumed borrowing of £1,200, rate of interest 19.9% per annum (variable).
Every time you use the Preferred Rewards Gold Card, you’ll earn Membership Rewards points to redeem against your choice of a huge range of travel partners including bmi, British Airways, Eurostar, Hilton, Sheraton, Virgin Atlantic and many more. Get 1 point for virtually every £1 you spend and, double points for travel spend.
Apply now for 10,000 Membership Rewards points when you spend £2,000 in your first 3 months - enough for a return flight to Paris or Amsterdam.
Spend £15,000 or more during the year and earn an additional 7,500 bonus points each year you renew your Card.
Introductory annual fee of $0 for the first year, then £125.
Earn double points - Earn double Membership Rewards points on your travel and overseas spend. Plus earn 1 point for every full £1 spent and charged virtually everywhere else.
First year bonus - double Membership Rewards points when you buy your everyday purchases like groceries and petrol.
There's no cap on the points you can earn, and no expiry date either. Your points are there for whenever you need them.
Redeem Membership Rewards points directly for airline tickets on hundreds of airlines through the Membership Rewards Travel Agency, with no blackout dates.
Two complimentary lounge visits a year at over 350 airport lounges worldwide from our partner LOUNGE CLUB™.
Travel Inconvenience Benefit - up to £200 per person for meals or hotels if your flight is delayed for over 4 hours. Or if you're left without luggage for more than 4 hours at your destination, get up to £200 per person for toiletries and clothes and up to a further £200 per person for extended luggage delay.
Travel Accident Benefit - up to £250,000 in the event of loss of life, sight or limb when public transport travel tickets are charged on the Card
Purchase Protection Benefit - if something you bought with your Card gets stolen or damaged within 90 days of purchase, reimbursement for repairing or replacing it up to a maximum of £2,500 per eligible item
Refund Protection Benefit - reimbursement for unwanted items bought with the Card within 90 days of purchase, up to a maximum of £300 per item
Online Fraud Guarantee - should there be any unauthorised charges to your account, you won't be liable.
Global Assist® Service - help when you travel outside the UK, in your own language, 24/7.
Emergency Card Replacement - we aim to get a Replacement Card to you, wherever you are, within two working days.
24/7 award-winning Customer Service - online, on your mobile or by landline.
American Express Mobile - service your account on the go with our iPhone app.
Preferred Seating - exclusive access to some of the UK's hottest shows and events.
No pre-set spending limits - the Preferred Rewards Gold Card is a charge card. This means we don't put a fixed, inflexible spending limit on your Card. Instead, we prefer to get to know you and your spending patterns and give you all the spend flexibility we reasonably can. And, providing you pay your balance off in full each month, you won't have to pay any fees either.
No interest charges - just pay your balance in full every month
One Supplementary Card for a friend of family member at no extra cost to help you earn points faster. You may apply for more - each additional Card after the first Supplementary Card will be charged at £45.
Let every day reward you with Lloyds TSB
Two cards on one account gives you the flexibility to collect Avios as fast as possible. They combine great collection rates with worldwide acceptance. So keep them both with you when you shop.
0% interest for six months on balances transferred in the first 90 days† (3% fee applies). You'll also collect 1,500 bonus Avios for every whole £1,000 balance you transfer from a single provider.
Convenience of two cards - Lloyds TSB American Express® and Lloyds TSB MasterCard.
One account. One balance. One credit limit. One statement.
No annual fee.
Collect 1 Avios for every £1 you spend with the Lloyds TSB Duo Avios American Express® Card.
Collect 1 Avios per £5 you spend with the Lloyds TSB Duo Avios MasterCard®.
Collect in over 31 million MasterCard locations, and millions of American Express merchants on the high street and around the world.
Collect double Avios on your spent abroad.
Get even more Avios by using your Cards at any of over 200 online and high street partners, including Tesco stores and Shell petrol stations.
You can also use your Avios for discounts and exclusive offers on holiday's and cruises.
Use your miles for a wide range of travel, days out and leisure activities.
Competitive typical 15.9% APR variable.
Up to 56 days interest-free period on purchases (from the date of transaction) if you pay your balance in full and on time each month.
Representative Example: Purchase Rate: 15.94% APR, Representative 15.9% APR(variable), Based on borrowing of £1,200 over 12 months
Earn 50,000 Membership Rewards® points when you spend £2,000 in your first 3 months. They’re redeemable for a wide range of products, experiences, travel and hotel stays.
Complimentary enrolment in Membership Rewards® - reward yourself and your family more often.
Earning Membership Rewards is easy. Every time you use your Card you’ll earn one point for virtually very £1 you spend
Points can be redeemed for hundreds of free rewards - from chic fashion accessories, fine wines and digital cameras, to the best hotels and resorts in over 5,000 locations and flights with some of the worlds leading airlines including Virgin and Continental
Unlimited access to over 1,000 airport lounges in 83 countries around the world
Global annual travel insurance for you and your family
Platinum Service - preferential treatment when you travel
Five more free cards for family and friends
Companion tickets - friends and family fly with our complements. With the Platinum Card, every time you book a full-fare business class ticket with our partner airlines, your friend or partner enjoys their flight on us.
Emergency assistance - wherever, whenever, we're there for you
1 Flying Club mile for every £1 spent on card purchases using your card.**
2 Flying Club miles for every £1 spent on your card direct with Virgin Atlantic or Virgin Holidays.**
3,000 bonus Flying Club miles upon first spend.***
0% p.a. - a cracking introductory rate on balances transferred to us from other cards - for six months from the date your account is opened. 2% handling fee applies.
Typical rate 17.9% APR (variable).
No annual fee - this card won't cost you a penny extra to carry.
A complimentary companion reward flight - spend £15,000 or more a year on card purchases using your Virgin Atlantic White Card and you'll qualify for one complimentary round trip companion reward flight the next time you book a qualifying flight with Virgin Atlantic.†
Premium Economy reward upgrade - spend £10,000 or more a year on your Virgin Atlantic White Card and you'll qualify for a complimentary round trip Premium Economy reward upgrade the next time you use your miles to book a qualifying reward flight in Economy, plus, spend another £10,000 in the same year and get another one.††
Additional Cardmembers - you can link up to three free other cards to your main account giving you multiplied miles as others spend.
Free Travel Accident Insurance up to £250,000* - pay for your travel tickets in full using your Virgin Atlantic Credit Card and you'll automatically be covered if you have an accident during your journey. If your spouse or children are travelling with you, they're covered too.
Free Travel Inconvenience Insurance* - up to £750 for delayed or cancelled flights, up to £500 for luggage delays.
Free Lost Luggage Insurance* - up to £1,500 (max £500 per item).
Free 24 hour telephone helpline - 365 days a year whether you're calling from home or abroad.
Up to 46 days interest free on card purchases - if you always pay off your statement balance in full and on the dot each month you won't pay a penny interest.
Cash advances - from 'holes in the wall' in most countries throughout the world.
Truly global spending power - You can withdraw cash from all LINK cash machines including Halifax, Lloyds TSB, Barclays, HSBC and Bank of Scotland. For up to date information or advice on using your credit card worldwide or to withdraw cash, please call our Customer Satisfaction Helpline, available 24 hours a day on freephone 0800 056 7686.
Online fraud protection - There is no liability or excess to pay for theft, loss or fraudulent Internet use of your card as long as you tell us as soon as your card cannot be found or you notice any unusual transactions on your account.
Extra benefits - Together with Virgin Money, the Virgin Atlantic Credit Card has been designed to help you make the most of Flying Club, Virgin Atlantic's loyalty programme.