Apply for a FREE ABOC Platinum Rewards Credit Card online

"It just takes a minute to complete and submit
your ABOC Platinum Rewards MasterCard application."

Your Points. Your Rewards. Your Way.
Flexible rewards program. Earn Rewards Points on every purchase, every time. No annual fee, no point cap and points never expire. Redeem your points online for gift cards, statement credits, merchandise and travel! Earn more points by shopping online through "Get Extra Points". Works with Masterpass™, Apple Pay®, Samsung Pay, and Google Pay™

Get your ABOC Platinum Rewards Credit Card to enjoy the rewards and benefits today!

warningThe issuer may STOP the card offers and promotions without notice. Grab the card of your choice while it lasts.

For detailed card information or to apply, click on the link next to the card of your choice and a new window will be opened for you.

ABOC Rewards Programs

ABOC Rewards Points. “ABOC Rewards Points” are the points you earn under ABOC Platinum Rewards and ABOC Rewards Program (Program). One dollar in net purchases is equal to one ABOC Rewards Point. Extra ABOC Rewards Points can be earned when shopping through our rewards website or from promotions we may offer from time to time.

Point Redemption. The Program offers Cash (in the form of Statement Credits), Gift Cards, Merchandise, Cruises and Airfare. Redemption values for these reward options may vary.

Loss of ABOC Rewards Points. Your ABOC Rewards Points will never expire as long as your account is open and in good standing. If you close your account you will lose your ABOC Rewards Points.

General. The Program is a service provided through BreakAway Loyalty LLC, Roswell, Georgia. ABOC reserves the right to cancel, change terms, rules, conditions and fees at any time in the future including, but not limited to, any annual membership fee; or suspend or end the Program at any time without notice. This could result in the cancellation of any unredeemed ABOC Rewards Points.

Program Terms & Conditions. The full Program Terms & Conditions will be sent to you once your account is established. They will also be made available to you through the Program website at


Get 5x points* throughout the year on your favorite types of purchases!
You'll earn an extra 4 points per dollar on your first 1,500 in combined purchases each quarter made with your ABOC Mastercard®.*

  • Health & Wellness
    Earn 5x points on qualifying groceries, fitness clubs, hospitals, and pharmacies. Must have a registered account at
    Valid 1/1/21 – 3/31/21
  • Spring Spruce-Up
    Earn 5x points on qualifying home improvement, gardening,, and other major online retailers. Must have a registered account at
    Valid 4/1/21 – 6/30/21
  • Travel
    Earn 5x points on qualifying airline, cruise, car rental, hotel, travel agency purchases, gas, tolls, and ride share. Must have a registered account at
    Valid 7/1/21 – 9/30/21
  • Enjoy The Holidays
    Earn 5x points on qualifying dining and groceries, food delivery services, liquor stores, and Must have a registered account at
    Valid 10/1/21 – 12/31/21

Card Benefits

  • Introductory APR
    0% Introductory APR on Purchases for 12 months. After that, your APR will be 12.90% to 22.90% based on your credit worthiness. This APR will vary with the market based on the Prime Rate.
  • Select Rewards Your Way
    Your rewards include travel, cash (in the form of a statement credit), gift cards, and merchandise
  • $150 Statement Credit
    Earn $150 statement credit after you spend $1,200 on purchases within the first 90 days from account opening †
  • Mobile Banking
    Manage your account from your smartphone anytime, anywhere with the ABOC Mobile Credit app.
  • Get Extra Points
    Watch your points add up even faster when you shop our rewards site or use your card at participating retailers
  • No Annual Fee
    $0 Annual Fee*
  • No Foreign Transaction Fees*
    Use the card outside the U.S. in more than 200 countries (including online merchants based outside the U.S) and enjoy no surcharge on your purchases./li>
  • MasterCard Zero Liability
    When you use your ABOC Platinum Rewards MasterCard, you have peace of mind knowing that you will not be held responsible for unauthorized transactions.
  • Unlimited Points That Don't Expire
    There are no caps on spending and your points don't expire
  • Late Payment Will Not Raise Your APR
    Late payments will not result in a higher interest rate
  • Earn Points on Every Purchase, Every Time
    It's simple: $1 = 1 Point - Credit Cards Good/Excellent Credit

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