Apply online for free N26 Account with N26 Visa Debit Card

"It just takes a minute to complete and submit
your N26 Account application online."

Mobile banking the world loves
Think banking can't be fast, flexible, and transparent? Think again. Open an account today to experience mobile banking the world loves.

Instantly add money to your account
Ready to get started with N26? Use a debit card to instantly fund your account right from the app. You can also add money to your account using your favorite payment services such as Venmo, Paypal, or CashApp.

Join N26 to get a debit card with real rewards that fit your lifestyle and experience mobile banking the world loves.

warningThe issuer may STOP the card offers and promotions without notice. Grab the banking account of your choice while it lasts.

For detailed card information or to apply, click on the link next to the card of your choice and a new window will be opened for you.

No-fee banking

Everyone loves surprises… except when they’re from your bank. With N26, you can say goodbye to hidden bank fees.

  • No monthly service fees
  • No insufficient funds fees
  • No foreign transaction fees
  • No maintenance fees
  • No minimum balance requirement

Plus, you can get just about anything else done online, using our app or by talking with a representative over the phone. Whether you're getting an auto loan, opening a CD or getting a home mortgage, you won't have to step foot in a bank again.

Finally, a debit card with Perks

Unlock exclusive offers on services, products, and experiences tailored to your life, no matter what you love. Enjoy cashback on subscriptions from your favorite brands and discover new ways to enhance your life with exciting partner discounts on travel, wellness, fashion, entertainment, and more.

Save money with exclusive discounts
ank with N26 and enjoy exclusive discounts and promotions from brands you love. There’s no limit to how many you can use at one time, so take advantage of as many as you’d like.

If you’re looking to learn a new skill to further your career, flexibility to navigate your city, or for a more affordable way to see the world, these discounts will help you get the most out of your day-to-day.

Meet our discount partners:

  • Lime
    Get 50% off all rides with Lime, the leading electric scooter and bike sharing app.
    Enjoy up to 15% cashback on when booking a place to stay on your next trip.
  • YOOX
    Get a discount on your next 3 orders from a huge selection of designer clothing and more.
  • Headout
    Book Broadway tickets and enjoy a 10% discount on your next 3 purchases of $50 or more.

Cashback directly in your account
Select your favorite subscription service and get an automatic monthly cashback rebate when you use N26 as the payment method.

Keep in mind that you may have to subscribe directly through our partners' sites to be able to add your N26 card as the payment method.

Choose from our growing list of cashback partners:

    Experience 60,000+ HiFi streaming songs like you’ve never heard before.
  • Headspace
    Live mindfully through hundreds of themed meditation sessions.
  • Curology
    Custom skincare designed to fit your lifestyle. Just snap some selfies, tell us about your skin, and get a formula that's all you.
  • Luminary
    Over 40 exclusive ad-free shows and podcasts from leading voices.
  • Aaptiv
    Audio-based fitness app combines trainer instruction with great playlists.
  • Babbel
    Learn Spanish, French, or more with Babbel, the #1 top-grossing language learning app.
  • Blinkist
    Key insights from bestselling books you can enjoy in just 15 minutes. - N26 Bank Account Online Application

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Personal Loans