Apply online for a Open Sky Secured Visa Card

"It just takes a minute to complete and submit
your Open Sky Secured Credit Card application online."

No Credit Check at Application
Applying for an OpenSky Secured Visa Credit Card is quick, simple and there is no credit check required!
Secured credit cards are an excellent way to rebuild credit or establish credit for the first time. With an OpenSky Secured Visa Credit Card, you will be required to send a security deposit, in an amount equal to your approved credit line, into an FDIC-insured account with Capital Bank. Like other loans, you will be required to pay at least the Minimum Payment Due as shown on your Billing Statement. The security deposit is held as collateral in the event you do not keep your promise to pay and default on your Balance.
Secured credit cards are better than prepaid cards because they work like a traditional, unsecured credit card and they provide monthly reporting to the major credit bureaus. Prepaid cards do not get reported to the credit bureaus and can not improve your credit score.

Get your Capital Bank Visa Secured card to enjoy the benefits and the power of plastic today!

warning The issuer may STOP the card offers and promotions without notice. Grab the card of your choice while it lasts.

For detailed card information or to apply, click on the link next to the card of your choice and a new window will be opened for you.

OpenSky^® Secured Visa^® Credit Card

Terms and Conditions / Fees and Charges

Please refer to the card application page

Learn More or APPLY HERE

No credit check to apply and find out instantly if you are approved.
OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
Get considered for a credit line increase after 6 months, with no additional deposit required
You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
View your FICO® Score through your OpenSky account, an easy way to stay on top of your credit
Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
Easy application, apply in less than 5 minutes right from your mobile device
Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
*View the cardholder agreement

OpenSky® Secured Visa® Credit Card Review

The OpenSky® Secured Visa® Credit Card, issued by Capital Bank, is ideal for those who are trying to improve their credit. This is because Capital Bank reports card activity to all three major credit bureaus every month. Because the OpenSky® Secured Visa® Credit Card is a secured credit card, all applications are accepted, regardless of past credit history, or a lack of credit history. A secured credit card is one that is secured with a deposit. The amount of the deposit then becomes the cardholder's credit limit. The minimum deposit for this card is $200, the maximum is $3,000. There is an annual fee of $35, but there is no enrollment fee. Applicants who are interested in improving their credit by using a secured credit card will be best served by what the OpenSky® Secured Visa® Credit Card has to offer.